{
  "drivers": [
    {
      "id": 1,
      "first_name": "Franz",
      "last_name": "Auer",
      "email": "franz.auer@example.net",
      "age_band": "25-34",
      "base_annual_premium": 665.01,
      "hard_braking_rate_per_km": 0.0681,
      "speeding_rate_per_km": 0.0134
    },
    {
      "id": 2,
      "first_name": "Jacquelyn",
      "last_name": "Donnelly",
      "email": "jacquelyn.donnelly55@example.net",
      "age_band": "35-49",
      "base_annual_premium": 847.9,
      "hard_braking_rate_per_km": 0.0402,
      "speeding_rate_per_km": 0.0606
    },
    {
      "id": 3,
      "first_name": "Demarco",
      "last_name": "Powlowski",
      "email": "demarco.powlowski@example.net",
      "age_band": "65+",
      "base_annual_premium": 1169.85,
      "hard_braking_rate_per_km": 0.0243,
      "speeding_rate_per_km": 0.0495
    },
    {
      "id": 4,
      "first_name": "Hilda",
      "last_name": "Bogan",
      "email": "hilda_bogan@example.org",
      "age_band": "18-24",
      "base_annual_premium": 559.13,
      "hard_braking_rate_per_km": 0.0638,
      "speeding_rate_per_km": 0.0165
    },
    {
      "id": 5,
      "first_name": "Athena",
      "last_name": "Paucek",
      "email": "athena_paucek@example.org",
      "age_band": "18-24",
      "base_annual_premium": 748.65,
      "hard_braking_rate_per_km": 0.0768,
      "speeding_rate_per_km": 0.0455
    },
    {
      "id": 6,
      "first_name": "Alexzander",
      "last_name": "Monahan",
      "email": "alexzander.monahan@example.org",
      "age_band": "35-49",
      "base_annual_premium": 825.67,
      "hard_braking_rate_per_km": 0.0941,
      "speeding_rate_per_km": 0.012
    },
    {
      "id": 7,
      "first_name": "Adolf",
      "last_name": "Morar",
      "email": "adolf.morar@example.net",
      "age_band": "65+",
      "base_annual_premium": 709.9,
      "hard_braking_rate_per_km": 0.0862,
      "speeding_rate_per_km": 0.0766
    },
    {
      "id": 8,
      "first_name": "Monserrate",
      "last_name": "Schulist",
      "email": "monserrate.schulist51@example.net",
      "age_band": "35-49",
      "base_annual_premium": 877.71,
      "hard_braking_rate_per_km": 0.0869,
      "speeding_rate_per_km": 0.0273
    },
    {
      "id": 9,
      "first_name": "Ellen",
      "last_name": "Windler",
      "email": "ellen_windler@example.net",
      "age_band": "25-34",
      "base_annual_premium": 523.03,
      "hard_braking_rate_per_km": 0.0367,
      "speeding_rate_per_km": 0.057
    },
    {
      "id": 10,
      "first_name": "Claud",
      "last_name": "Mayer",
      "email": "claud.mayer27@example.org",
      "age_band": "35-49",
      "base_annual_premium": 618.01,
      "hard_braking_rate_per_km": 0.0282,
      "speeding_rate_per_km": 0.0169
    },
    {
      "id": 11,
      "first_name": "Eldred",
      "last_name": "Konopelski",
      "email": "eldred.konopelski@example.net",
      "age_band": "18-24",
      "base_annual_premium": 666.82,
      "hard_braking_rate_per_km": 0.0414,
      "speeding_rate_per_km": 0.0302
    },
    {
      "id": 12,
      "first_name": "Beau",
      "last_name": "Wolf",
      "email": "beau_wolf40@example.net",
      "age_band": "35-49",
      "base_annual_premium": 972.84,
      "hard_braking_rate_per_km": 0.0539,
      "speeding_rate_per_km": 0.0378
    },
    {
      "id": 13,
      "first_name": "Becky",
      "last_name": "Satterfield",
      "email": "becky.satterfield45@example.com",
      "age_band": "65+",
      "base_annual_premium": 518.35,
      "hard_braking_rate_per_km": 0.0936,
      "speeding_rate_per_km": 0.0243
    },
    {
      "id": 14,
      "first_name": "Lue",
      "last_name": "Steuber",
      "email": "lue.steuber@example.com",
      "age_band": "25-34",
      "base_annual_premium": 650.37,
      "hard_braking_rate_per_km": 0.0901,
      "speeding_rate_per_km": 0.0125
    },
    {
      "id": 15,
      "first_name": "Betty",
      "last_name": "Willms",
      "email": "betty_willms@example.net",
      "age_band": "50-64",
      "base_annual_premium": 617.35,
      "hard_braking_rate_per_km": 0.077,
      "speeding_rate_per_km": 0.0456
    },
    {
      "id": 16,
      "first_name": "Chesley",
      "last_name": "Kris",
      "email": "chesley_kris@example.org",
      "age_band": "35-49",
      "base_annual_premium": 527.32,
      "hard_braking_rate_per_km": 0.0224,
      "speeding_rate_per_km": 0.0744
    },
    {
      "id": 17,
      "first_name": "Elwin",
      "last_name": "Schiller",
      "email": "elwin_schiller60@example.org",
      "age_band": "25-34",
      "base_annual_premium": 581.99,
      "hard_braking_rate_per_km": 0.0619,
      "speeding_rate_per_km": 0.028
    },
    {
      "id": 18,
      "first_name": "Rachelle",
      "last_name": "Boyer",
      "email": "rachelle_boyer59@example.org",
      "age_band": "35-49",
      "base_annual_premium": 649.07,
      "hard_braking_rate_per_km": 0.0386,
      "speeding_rate_per_km": 0.0358
    },
    {
      "id": 19,
      "first_name": "Lilyan",
      "last_name": "Koch",
      "email": "lilyan_koch@example.com",
      "age_band": "50-64",
      "base_annual_premium": 796.27,
      "hard_braking_rate_per_km": 0.0641,
      "speeding_rate_per_km": 0.0462
    },
    {
      "id": 20,
      "first_name": "Monty",
      "last_name": "Pfannerstill",
      "email": "monty_pfannerstill@example.net",
      "age_band": "25-34",
      "base_annual_premium": 540.04,
      "hard_braking_rate_per_km": 0.0347,
      "speeding_rate_per_km": 0.0315
    },
    {
      "id": 21,
      "first_name": "Koby",
      "last_name": "Hirthe",
      "email": "koby_hirthe88@example.org",
      "age_band": "18-24",
      "base_annual_premium": 547.92,
      "hard_braking_rate_per_km": 0.0747,
      "speeding_rate_per_km": 0.0379
    },
    {
      "id": 22,
      "first_name": "Adrienne",
      "last_name": "Kihn",
      "email": "adrienne.kihn@example.org",
      "age_band": "35-49",
      "base_annual_premium": 791.38,
      "hard_braking_rate_per_km": 0.0195,
      "speeding_rate_per_km": 0.0765
    },
    {
      "id": 23,
      "first_name": "Kyra",
      "last_name": "Grady",
      "email": "kyra_grady12@example.com",
      "age_band": "50-64",
      "base_annual_premium": 557.68,
      "hard_braking_rate_per_km": 0.0926,
      "speeding_rate_per_km": 0.045
    },
    {
      "id": 24,
      "first_name": "Cordie",
      "last_name": "Auer",
      "email": "cordie.auer84@example.net",
      "age_band": "50-64",
      "base_annual_premium": 505.25,
      "hard_braking_rate_per_km": 0.047,
      "speeding_rate_per_km": 0.0645
    },
    {
      "id": 25,
      "first_name": "Sasha",
      "last_name": "Harvey",
      "email": "sasha_harvey89@example.org",
      "age_band": "35-49",
      "base_annual_premium": 488.9,
      "hard_braking_rate_per_km": 0.0333,
      "speeding_rate_per_km": 0.0764
    },
    {
      "id": 26,
      "first_name": "Ophelia",
      "last_name": "McClure",
      "email": "ophelia_mcclure88@example.net",
      "age_band": "50-64",
      "base_annual_premium": 523.84,
      "hard_braking_rate_per_km": 0.0453,
      "speeding_rate_per_km": 0.0159
    },
    {
      "id": 27,
      "first_name": "Giuseppe",
      "last_name": "Goyette",
      "email": "giuseppe_goyette@example.com",
      "age_band": "50-64",
      "base_annual_premium": 531.97,
      "hard_braking_rate_per_km": 0.0755,
      "speeding_rate_per_km": 0.0696
    },
    {
      "id": 28,
      "first_name": "Alyce",
      "last_name": "Block-Bartell",
      "email": "alyce.block-bartell@example.com",
      "age_band": "50-64",
      "base_annual_premium": 668.11,
      "hard_braking_rate_per_km": 0.0479,
      "speeding_rate_per_km": 0.054
    },
    {
      "id": 29,
      "first_name": "Raphaelle",
      "last_name": "Stanton",
      "email": "raphaelle_stanton@example.net",
      "age_band": "25-34",
      "base_annual_premium": 697.14,
      "hard_braking_rate_per_km": 0.0109,
      "speeding_rate_per_km": 0.0695
    },
    {
      "id": 30,
      "first_name": "Norman",
      "last_name": "Mills",
      "email": "norman_mills41@example.org",
      "age_band": "35-49",
      "base_annual_premium": 549.59,
      "hard_braking_rate_per_km": 0.0303,
      "speeding_rate_per_km": 0.0224
    },
    {
      "id": 31,
      "first_name": "Adrien",
      "last_name": "Goodwin",
      "email": "adrien.goodwin@example.org",
      "age_band": "50-64",
      "base_annual_premium": 582.65,
      "hard_braking_rate_per_km": 0.0227,
      "speeding_rate_per_km": 0.0239
    },
    {
      "id": 32,
      "first_name": "Aracely",
      "last_name": "Roob",
      "email": "aracely_roob95@example.net",
      "age_band": "65+",
      "base_annual_premium": 620.83,
      "hard_braking_rate_per_km": 0.0421,
      "speeding_rate_per_km": 0.0796
    },
    {
      "id": 33,
      "first_name": "Isaac",
      "last_name": "Bradtke",
      "email": "isaac_bradtke@example.com",
      "age_band": "35-49",
      "base_annual_premium": 711.99,
      "hard_braking_rate_per_km": 0.0217,
      "speeding_rate_per_km": 0.0713
    },
    {
      "id": 34,
      "first_name": "Hiram",
      "last_name": "Hagenes-Marvin",
      "email": "hiram_hagenes-marvin@example.net",
      "age_band": "65+",
      "base_annual_premium": 733.77,
      "hard_braking_rate_per_km": 0.0537,
      "speeding_rate_per_km": 0.0276
    },
    {
      "id": 35,
      "first_name": "Einar",
      "last_name": "Willms",
      "email": "einar_willms3@example.net",
      "age_band": "65+",
      "base_annual_premium": 620.25,
      "hard_braking_rate_per_km": 0.0386,
      "speeding_rate_per_km": 0.0789
    },
    {
      "id": 36,
      "first_name": "Raphael",
      "last_name": "Swift",
      "email": "raphael_swift@example.net",
      "age_band": "35-49",
      "base_annual_premium": 772.6,
      "hard_braking_rate_per_km": 0.0899,
      "speeding_rate_per_km": 0.0105
    },
    {
      "id": 37,
      "first_name": "Brittany",
      "last_name": "Halvorson-Kshlerin",
      "email": "brittany.halvorson-kshlerin@example.com",
      "age_band": "25-34",
      "base_annual_premium": 603.4,
      "hard_braking_rate_per_km": 0.0669,
      "speeding_rate_per_km": 0.0663
    },
    {
      "id": 38,
      "first_name": "Hadley",
      "last_name": "Leannon",
      "email": "hadley.leannon@example.com",
      "age_band": "25-34",
      "base_annual_premium": 949.11,
      "hard_braking_rate_per_km": 0.0571,
      "speeding_rate_per_km": 0.0558
    },
    {
      "id": 39,
      "first_name": "Marcel",
      "last_name": "Harvey",
      "email": "marcel_harvey@example.net",
      "age_band": "35-49",
      "base_annual_premium": 592.35,
      "hard_braking_rate_per_km": 0.0676,
      "speeding_rate_per_km": 0.0708
    },
    {
      "id": 40,
      "first_name": "Camryn",
      "last_name": "Rempel",
      "email": "camryn.rempel@example.com",
      "age_band": "35-49",
      "base_annual_premium": 797.65,
      "hard_braking_rate_per_km": 0.0235,
      "speeding_rate_per_km": 0.0123
    }
  ],
  "score_rules": [
    {
      "id": 1,
      "rule_name": "trip_score_v1",
      "base_score": 100,
      "hard_braking_weight": 5,
      "speeding_weight": 4
    }
  ],
  "vehicles": [
    {
      "id": 1,
      "driver_id": 19,
      "vehicle_type": "sedan",
      "model_year": 2015,
      "device_type": "phone_app",
      "enrolled_at": "2025-03-04 12:30:53",
      "hard_braking_rate_per_km": 0.0641,
      "speeding_rate_per_km": 0.0462
    },
    {
      "id": 2,
      "driver_id": 10,
      "vehicle_type": "hatchback",
      "model_year": 2023,
      "device_type": "obd_dongle",
      "enrolled_at": "2025-03-11 15:02:33",
      "hard_braking_rate_per_km": 0.0282,
      "speeding_rate_per_km": 0.0169
    },
    {
      "id": 3,
      "driver_id": 31,
      "vehicle_type": "van",
      "model_year": 2025,
      "device_type": "obd_dongle",
      "enrolled_at": "2025-03-04 19:46:32",
      "hard_braking_rate_per_km": 0.0227,
      "speeding_rate_per_km": 0.0239
    },
    {
      "id": 4,
      "driver_id": 1,
      "vehicle_type": "suv",
      "model_year": 2023,
      "device_type": "obd_dongle",
      "enrolled_at": "2025-03-05 15:06:14",
      "hard_braking_rate_per_km": 0.0681,
      "speeding_rate_per_km": 0.0134
    },
    {
      "id": 5,
      "driver_id": 37,
      "vehicle_type": "hatchback",
      "model_year": 2019,
      "device_type": "phone_app",
      "enrolled_at": "2025-03-14 09:49:19",
      "hard_braking_rate_per_km": 0.0669,
      "speeding_rate_per_km": 0.0663
    },
    {
      "id": 6,
      "driver_id": 29,
      "vehicle_type": "van",
      "model_year": 2018,
      "device_type": "obd_dongle",
      "enrolled_at": "2025-03-11 18:07:32",
      "hard_braking_rate_per_km": 0.0109,
      "speeding_rate_per_km": 0.0695
    },
    {
      "id": 7,
      "driver_id": 13,
      "vehicle_type": "sedan",
      "model_year": 2019,
      "device_type": "phone_app",
      "enrolled_at": "2025-03-08 15:50:28",
      "hard_braking_rate_per_km": 0.0936,
      "speeding_rate_per_km": 0.0243
    },
    {
      "id": 8,
      "driver_id": 4,
      "vehicle_type": "van",
      "model_year": 2021,
      "device_type": "phone_app",
      "enrolled_at": "2025-03-04 11:05:54",
      "hard_braking_rate_per_km": 0.0638,
      "speeding_rate_per_km": 0.0165
    },
    {
      "id": 9,
      "driver_id": 15,
      "vehicle_type": "suv",
      "model_year": 2025,
      "device_type": "embedded_unit",
      "enrolled_at": "2025-03-06 12:10:18",
      "hard_braking_rate_per_km": 0.077,
      "speeding_rate_per_km": 0.0456
    },
    {
      "id": 10,
      "driver_id": 38,
      "vehicle_type": "hatchback",
      "model_year": 2024,
      "device_type": "phone_app",
      "enrolled_at": "2025-03-07 21:14:42",
      "hard_braking_rate_per_km": 0.0571,
      "speeding_rate_per_km": 0.0558
    },
    {
      "id": 11,
      "driver_id": 3,
      "vehicle_type": "suv",
      "model_year": 2015,
      "device_type": "obd_dongle",
      "enrolled_at": "2025-03-06 16:05:36",
      "hard_braking_rate_per_km": 0.0243,
      "speeding_rate_per_km": 0.0495
    },
    {
      "id": 12,
      "driver_id": 34,
      "vehicle_type": "sedan",
      "model_year": 2020,
      "device_type": "obd_dongle",
      "enrolled_at": "2025-03-04 12:38:06",
      "hard_braking_rate_per_km": 0.0537,
      "speeding_rate_per_km": 0.0276
    },
    {
      "id": 13,
      "driver_id": 14,
      "vehicle_type": "sedan",
      "model_year": 2015,
      "device_type": "embedded_unit",
      "enrolled_at": "2025-03-08 14:28:34",
      "hard_braking_rate_per_km": 0.0901,
      "speeding_rate_per_km": 0.0125
    },
    {
      "id": 14,
      "driver_id": 36,
      "vehicle_type": "hatchback",
      "model_year": 2023,
      "device_type": "phone_app",
      "enrolled_at": "2025-03-09 18:06:05",
      "hard_braking_rate_per_km": 0.0899,
      "speeding_rate_per_km": 0.0105
    },
    {
      "id": 15,
      "driver_id": 16,
      "vehicle_type": "suv",
      "model_year": 2025,
      "device_type": "obd_dongle",
      "enrolled_at": "2025-03-08 16:29:30",
      "hard_braking_rate_per_km": 0.0224,
      "speeding_rate_per_km": 0.0744
    },
    {
      "id": 16,
      "driver_id": 25,
      "vehicle_type": "sedan",
      "model_year": 2025,
      "device_type": "obd_dongle",
      "enrolled_at": "2025-03-12 15:46:17",
      "hard_braking_rate_per_km": 0.0333,
      "speeding_rate_per_km": 0.0764
    },
    {
      "id": 17,
      "driver_id": 8,
      "vehicle_type": "hatchback",
      "model_year": 2019,
      "device_type": "embedded_unit",
      "enrolled_at": "2025-03-12 20:33:06",
      "hard_braking_rate_per_km": 0.0869,
      "speeding_rate_per_km": 0.0273
    },
    {
      "id": 18,
      "driver_id": 11,
      "vehicle_type": "hatchback",
      "model_year": 2014,
      "device_type": "phone_app",
      "enrolled_at": "2025-03-03 15:22:18",
      "hard_braking_rate_per_km": 0.0414,
      "speeding_rate_per_km": 0.0302
    },
    {
      "id": 19,
      "driver_id": 22,
      "vehicle_type": "sedan",
      "model_year": 2017,
      "device_type": "obd_dongle",
      "enrolled_at": "2025-03-13 18:37:16",
      "hard_braking_rate_per_km": 0.0195,
      "speeding_rate_per_km": 0.0765
    },
    {
      "id": 20,
      "driver_id": 16,
      "vehicle_type": "suv",
      "model_year": 2019,
      "device_type": "embedded_unit",
      "enrolled_at": "2025-03-14 21:14:59",
      "hard_braking_rate_per_km": 0.0224,
      "speeding_rate_per_km": 0.0744
    },
    {
      "id": 21,
      "driver_id": 5,
      "vehicle_type": "sedan",
      "model_year": 2025,
      "device_type": "phone_app",
      "enrolled_at": "2025-03-13 07:02:50",
      "hard_braking_rate_per_km": 0.0768,
      "speeding_rate_per_km": 0.0455
    },
    {
      "id": 22,
      "driver_id": 20,
      "vehicle_type": "sedan",
      "model_year": 2023,
      "device_type": "phone_app",
      "enrolled_at": "2025-03-11 22:51:56",
      "hard_braking_rate_per_km": 0.0347,
      "speeding_rate_per_km": 0.0315
    },
    {
      "id": 23,
      "driver_id": 26,
      "vehicle_type": "sedan",
      "model_year": 2024,
      "device_type": "obd_dongle",
      "enrolled_at": "2025-03-06 23:54:28",
      "hard_braking_rate_per_km": 0.0453,
      "speeding_rate_per_km": 0.0159
    },
    {
      "id": 24,
      "driver_id": 30,
      "vehicle_type": "hatchback",
      "model_year": 2012,
      "device_type": "obd_dongle",
      "enrolled_at": "2025-03-13 22:45:47",
      "hard_braking_rate_per_km": 0.0303,
      "speeding_rate_per_km": 0.0224
    },
    {
      "id": 25,
      "driver_id": 14,
      "vehicle_type": "sedan",
      "model_year": 2017,
      "device_type": "obd_dongle",
      "enrolled_at": "2025-03-13 20:29:23",
      "hard_braking_rate_per_km": 0.0901,
      "speeding_rate_per_km": 0.0125
    },
    {
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