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"id": 629, "card_id": 38, "cardholder_id": 107, "merchant_id": 11, "merchant_category": "grocery", "amount": 29.1, "currency": "EUR", "channel": "online", "ip_address": "203.0.113.220", "occurred_at": "2025-03-31 19:42:37", "auth_result": "approved", "decline_reason": null, "fraud_label": "genuine", "reported_at": null, "report_source": null } ] }