[ { "model": "app.merchant", "pk": 1, "fields": { "merchant_name": "Jenkins - Halvorson", "sector": "fashion", "acquirer_ref": "ACQ-6178953" } }, { "model": "app.merchant", "pk": 2, "fields": { "merchant_name": "Heller - Ziemann", "sector": "subscriptions", "acquirer_ref": "ACQ-0716028" } }, { "model": "app.merchant", "pk": 3, "fields": { "merchant_name": "Spencer, Tromp and Flatley", "sector": "electronics", "acquirer_ref": "ACQ-2347897" } }, { "model": "app.merchant", "pk": 4, "fields": { "merchant_name": "Konopelski, Anderson and O'Connell", "sector": "ticketing", "acquirer_ref": "ACQ-0317430" } }, { "model": "app.merchant", "pk": 5, "fields": { "merchant_name": "Rutherford, Kutch and Wuckert", "sector": "subscriptions", "acquirer_ref": "ACQ-6489094" } }, { "model": "app.merchant", "pk": 6, "fields": { "merchant_name": "Rowe Inc", "sector": "electronics", "acquirer_ref": "ACQ-8152446" } }, { "model": "app.merchant", "pk": 7, "fields": { "merchant_name": "Boyer-Reilly and Sons", "sector": "home_goods", "acquirer_ref": "ACQ-9229791" } }, { "model": "app.merchant", "pk": 8, "fields": { "merchant_name": "Lemke - Koepp", "sector": "fashion", "acquirer_ref": "ACQ-8721525" } }, { "model": "app.merchant", "pk": 9, "fields": { "merchant_name": "Brakus Inc", "sector": "electronics", "acquirer_ref": "ACQ-2279108" } }, { "model": "app.merchant", "pk": 10, "fields": { "merchant_name": "Hamill - Brown", "sector": "travel", "acquirer_ref": "ACQ-1512725" } }, { "model": "app.merchant", "pk": 11, "fields": { "merchant_name": "Gottlieb - Williamson", "sector": "electronics", "acquirer_ref": "ACQ-4594928" } }, { "model": "app.merchant", "pk": 12, "fields": { "merchant_name": "Witting - Gleichner", "sector": "electronics", "acquirer_ref": "ACQ-7814300" } }, { "model": "app.merchant", "pk": 13, "fields": { "merchant_name": "Durgan - McCullough", "sector": "subscriptions", "acquirer_ref": "ACQ-1757281" } }, { "model": "app.merchant", "pk": 14, "fields": { "merchant_name": "Veum Inc", "sector": "electronics", "acquirer_ref": "ACQ-7716902" } }, { "model": "app.merchant", "pk": 15, "fields": { "merchant_name": "Frami Inc", "sector": "travel", "acquirer_ref": "ACQ-4299797" } }, { "model": "app.merchant", "pk": 16, "fields": { "merchant_name": "Bradtke-O'Conner - Douglas", "sector": "ticketing", "acquirer_ref": "ACQ-0204416" } }, { "model": "app.merchant", "pk": 17, "fields": { "merchant_name": "Smitham, Paucek and Dooley", "sector": "fashion", "acquirer_ref": "ACQ-1569098" } }, { "model": "app.merchant", "pk": 18, "fields": { "merchant_name": "Auer LLC", "sector": "subscriptions", "acquirer_ref": "ACQ-2273625" } }, { "model": "app.merchant", "pk": 19, "fields": { "merchant_name": "Gibson - Jenkins", "sector": "electronics", "acquirer_ref": "ACQ-6628713" } }, { "model": "app.merchant", "pk": 20, "fields": { "merchant_name": "Gusikowski - Hane", "sector": "travel", "acquirer_ref": "ACQ-7975752" } }, { "model": "app.merchant", "pk": 21, "fields": { "merchant_name": "Cremin and Sons", "sector": "fashion", "acquirer_ref": "ACQ-6237297" } }, { "model": "app.merchant", "pk": 22, "fields": { "merchant_name": "Runte, Sauer and Torphy", "sector": "ticketing", "acquirer_ref": "ACQ-5309474" } }, { "model": "app.merchant", "pk": 23, "fields": { "merchant_name": "Fisher Inc", "sector": "subscriptions", "acquirer_ref": "ACQ-3086335" } }, { "model": "app.merchant", "pk": 24, "fields": { "merchant_name": "Nader-Schaefer, Mueller and Purdy", "sector": "electronics", "acquirer_ref": "ACQ-6340621" } }, { "model": "app.merchant", "pk": 25, "fields": { "merchant_name": "Bogan and Sons", "sector": "ticketing", "acquirer_ref": "ACQ-3097943" } }, { "model": "app.dispute", "pk": 1, "fields": { "merchant": 10, "payment_ref": "PAY-7808878221", "card_network": "mastercard", "amount": "5.17", "purchased_at": "2025-02-15T19:01:09Z", "reason_category": "goods_not_received", "opened_at": "2025-03-23T10:37:40Z", "response_window_days": 20, "stage_reached": "representment", "t_response": "2025-04-05T19:59:28Z", "t_pre_arbitration": "2025-05-03T04:38:21Z", "t_arbitration": "2025-05-18T18:46:45Z", "represented_at": "2025-04-05T19:59:28Z", "pre_arbitration_at": null, "arbitration_at": null, "outcome": "merchant_won" } }, { "model": "app.dispute", "pk": 2, "fields": { "merchant": 2, "payment_ref": "PAY-6200396545", "card_network": "visa", "amount": "185.92", "purchased_at": "2025-01-27T12:28:02Z", "reason_category": "subscription_cancelled", "opened_at": "2025-03-20T13:22:56Z", "response_window_days": 20, "stage_reached": "chargeback", "t_response": "2025-04-07T00:29:48Z", "t_pre_arbitration": "2025-04-22T15:17:39Z", "t_arbitration": "2025-05-03T08:56:41Z", "represented_at": null, "pre_arbitration_at": null, "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 3, "fields": { "merchant": 15, "payment_ref": "PAY-6971787639", "card_network": "visa", "amount": "5.11", "purchased_at": "2024-11-24T15:01:19Z", "reason_category": "subscription_cancelled", "opened_at": "2024-12-04T13:25:36Z", "response_window_days": 20, "stage_reached": "chargeback", "t_response": "2024-12-16T15:54:55Z", "t_pre_arbitration": "2025-01-03T19:57:24Z", "t_arbitration": "2025-02-15T14:11:19Z", "represented_at": null, "pre_arbitration_at": null, "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 4, "fields": { "merchant": 24, "payment_ref": "PAY-6552690664", "card_network": "visa", "amount": "89.64", "purchased_at": "2024-11-28T20:08:04Z", "reason_category": "goods_not_received", "opened_at": "2024-12-25T11:37:08Z", "response_window_days": 20, "stage_reached": "pre_arbitration", "t_response": "2025-01-22T00:25:02Z", "t_pre_arbitration": "2025-02-03T18:30:10Z", "t_arbitration": "2025-03-17T05:47:43Z", "represented_at": "2025-01-22T00:25:02Z", "pre_arbitration_at": "2025-02-03T18:30:10Z", "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 5, "fields": { "merchant": 14, "payment_ref": "PAY-5309234456", "card_network": "visa", "amount": "5.02", "purchased_at": "2025-02-27T17:34:05Z", "reason_category": "refund_not_processed", "opened_at": "2025-03-06T17:31:35Z", "response_window_days": 20, "stage_reached": "pre_arbitration", "t_response": "2025-03-13T10:00:14Z", "t_pre_arbitration": "2025-03-14T19:06:59Z", "t_arbitration": "2025-04-22T01:21:04Z", "represented_at": "2025-03-13T10:00:14Z", "pre_arbitration_at": "2025-03-14T19:06:59Z", "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 6, "fields": { "merchant": 6, "payment_ref": "PAY-9338631251", "card_network": "mastercard", "amount": "2361.74", "purchased_at": "2025-03-29T10:29:24Z", "reason_category": "not_authorised", "opened_at": "2025-04-11T11:57:50Z", "response_window_days": 20, "stage_reached": "chargeback", "t_response": "2025-04-15T03:50:30Z", "t_pre_arbitration": "2025-05-08T23:56:30Z", "t_arbitration": "2025-05-25T07:34:22Z", "represented_at": null, "pre_arbitration_at": null, "arbitration_at": null, "outcome": "merchant_won" } }, { "model": "app.dispute", "pk": 7, "fields": { "merchant": 20, "payment_ref": "PAY-2058263608", "card_network": "mastercard", "amount": "1898.43", "purchased_at": "2025-02-21T19:36:31Z", "reason_category": "subscription_cancelled", "opened_at": "2025-04-19T11:39:44Z", "response_window_days": 20, "stage_reached": "chargeback", "t_response": "2025-04-25T10:37:07Z", "t_pre_arbitration": "2025-05-22T14:40:35Z", "t_arbitration": "2025-06-28T10:01:56Z", "represented_at": null, "pre_arbitration_at": null, "arbitration_at": null, "outcome": "merchant_won" } }, { "model": "app.dispute", "pk": 8, "fields": { "merchant": 7, "payment_ref": "PAY-1317611690", "card_network": "visa", "amount": "38.19", "purchased_at": "2024-12-02T18:34:07Z", "reason_category": "not_as_described", "opened_at": "2025-01-24T16:25:54Z", "response_window_days": 20, "stage_reached": "representment", "t_response": "2025-02-07T07:56:34Z", "t_pre_arbitration": "2025-02-17T22:52:25Z", "t_arbitration": "2025-03-16T15:23:36Z", "represented_at": "2025-02-07T07:56:34Z", "pre_arbitration_at": null, "arbitration_at": null, "outcome": "pending" } }, { "model": "app.dispute", "pk": 9, "fields": { "merchant": 19, "payment_ref": "PAY-4953975842", "card_network": "visa", "amount": "1938.10", "purchased_at": "2025-02-18T18:17:51Z", "reason_category": "not_authorised", "opened_at": "2025-05-04T15:59:45Z", "response_window_days": 20, "stage_reached": "representment", "t_response": "2025-05-07T04:46:22Z", "t_pre_arbitration": "2025-05-26T17:15:14Z", "t_arbitration": "2025-06-24T11:51:29Z", "represented_at": "2025-05-07T04:46:22Z", "pre_arbitration_at": null, "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 10, "fields": { "merchant": 20, "payment_ref": "PAY-2681507957", "card_network": "mastercard", "amount": "396.61", "purchased_at": "2025-03-23T11:00:10Z", "reason_category": "not_as_described", "opened_at": "2025-06-16T16:45:31Z", "response_window_days": 20, "stage_reached": "chargeback", "t_response": "2025-06-20T09:08:16Z", "t_pre_arbitration": "2025-07-14T00:22:08Z", "t_arbitration": "2025-07-19T18:30:44Z", "represented_at": null, "pre_arbitration_at": null, "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 11, "fields": { "merchant": 2, "payment_ref": "PAY-6504402597", "card_network": "visa", "amount": "1378.36", "purchased_at": "2024-10-16T15:44:22Z", "reason_category": "not_as_described", "opened_at": "2024-12-30T19:17:09Z", "response_window_days": 20, "stage_reached": "pre_arbitration", "t_response": "2025-01-13T02:47:24Z", "t_pre_arbitration": "2025-01-29T16:05:47Z", "t_arbitration": "2025-02-04T16:07:36Z", "represented_at": "2025-01-13T02:47:24Z", "pre_arbitration_at": "2025-01-29T16:05:47Z", "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 12, "fields": { "merchant": 20, "payment_ref": "PAY-3757122762", "card_network": "visa", "amount": "186.99", "purchased_at": "2024-10-29T12:05:03Z", "reason_category": "subscription_cancelled", "opened_at": "2024-11-17T10:42:51Z", "response_window_days": 20, "stage_reached": "chargeback", "t_response": "2024-12-06T21:36:01Z", "t_pre_arbitration": "2024-12-24T02:35:24Z", "t_arbitration": "2025-01-26T19:49:36Z", "represented_at": null, "pre_arbitration_at": null, "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 13, "fields": { "merchant": 5, "payment_ref": "PAY-3240810800", "card_network": "visa", "amount": "1746.78", "purchased_at": "2025-02-05T16:18:51Z", "reason_category": "refund_not_processed", "opened_at": "2025-02-16T11:19:18Z", "response_window_days": 20, "stage_reached": "representment", "t_response": "2025-03-03T03:08:06Z", "t_pre_arbitration": "2025-03-11T10:29:53Z", "t_arbitration": "2025-03-20T00:00:26Z", "represented_at": "2025-03-03T03:08:06Z", "pre_arbitration_at": null, "arbitration_at": null, "outcome": "pending" } }, { "model": "app.dispute", "pk": 14, "fields": { "merchant": 22, "payment_ref": "PAY-8512043430", "card_network": "mastercard", "amount": "6.46", "purchased_at": "2024-12-30T21:49:44Z", "reason_category": "not_authorised", "opened_at": "2025-03-23T14:07:15Z", "response_window_days": 20, "stage_reached": "representment", "t_response": "2025-03-27T07:16:58Z", "t_pre_arbitration": "2025-04-03T16:43:17Z", "t_arbitration": "2025-05-17T20:31:55Z", "represented_at": "2025-03-27T07:16:58Z", "pre_arbitration_at": null, "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 15, "fields": { "merchant": 5, "payment_ref": "PAY-8808620443", "card_network": "mastercard", "amount": "600.90", "purchased_at": "2024-12-03T18:09:50Z", "reason_category": "not_authorised", "opened_at": "2025-01-19T17:00:19Z", "response_window_days": 20, "stage_reached": "chargeback", "t_response": "2025-02-09T04:51:14Z", "t_pre_arbitration": "2025-02-23T23:56:13Z", "t_arbitration": "2025-03-08T00:03:32Z", "represented_at": null, "pre_arbitration_at": null, "arbitration_at": null, "outcome": "merchant_won" } }, { "model": "app.dispute", "pk": 16, "fields": { "merchant": 10, "payment_ref": "PAY-7739632569", "card_network": "visa", "amount": "157.64", "purchased_at": "2024-12-09T19:04:16Z", "reason_category": "refund_not_processed", "opened_at": "2024-12-14T12:10:11Z", "response_window_days": 20, "stage_reached": "arbitration", "t_response": "2025-01-09T11:07:34Z", "t_pre_arbitration": "2025-01-14T11:56:23Z", "t_arbitration": "2025-02-01T18:31:11Z", "represented_at": "2025-01-09T11:07:34Z", "pre_arbitration_at": "2025-01-14T11:56:23Z", "arbitration_at": "2025-02-01T18:31:11Z", "outcome": "pending" } }, { "model": "app.dispute", "pk": 17, "fields": { "merchant": 3, "payment_ref": "PAY-2460402285", "card_network": "mastercard", "amount": "124.72", "purchased_at": "2025-02-25T18:28:03Z", "reason_category": "not_authorised", "opened_at": "2025-04-03T10:55:34Z", "response_window_days": 20, "stage_reached": "chargeback", "t_response": "2025-04-05T21:38:05Z", "t_pre_arbitration": "2025-04-28T08:40:24Z", "t_arbitration": "2025-05-24T07:23:21Z", "represented_at": null, "pre_arbitration_at": null, "arbitration_at": null, "outcome": "merchant_won" } }, { "model": "app.dispute", "pk": 18, "fields": { "merchant": 14, "payment_ref": "PAY-7071963938", "card_network": "visa", "amount": "500.03", "purchased_at": "2024-12-24T12:32:39Z", "reason_category": "not_as_described", "opened_at": "2025-01-14T14:27:39Z", "response_window_days": 20, "stage_reached": "chargeback", "t_response": "2025-02-02T21:48:18Z", "t_pre_arbitration": "2025-02-10T07:37:15Z", "t_arbitration": "2025-03-21T15:24:41Z", "represented_at": null, "pre_arbitration_at": null, "arbitration_at": null, "outcome": "merchant_won" } }, { "model": "app.dispute", "pk": 19, "fields": { "merchant": 12, "payment_ref": "PAY-5911653524", "card_network": "visa", "amount": "1056.91", "purchased_at": "2024-11-27T19:34:20Z", "reason_category": "not_authorised", "opened_at": "2025-01-13T13:16:49Z", "response_window_days": 20, "stage_reached": "representment", "t_response": "2025-01-16T22:44:21Z", "t_pre_arbitration": "2025-02-01T07:32:14Z", "t_arbitration": "2025-02-17T19:49:37Z", "represented_at": "2025-01-16T22:44:21Z", "pre_arbitration_at": null, "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 20, "fields": { "merchant": 8, "payment_ref": "PAY-9504267033", "card_network": "mastercard", "amount": "2435.54", "purchased_at": "2025-01-19T14:13:18Z", "reason_category": "goods_not_received", "opened_at": "2025-02-24T10:19:18Z", "response_window_days": 20, "stage_reached": "arbitration", "t_response": "2025-03-20T06:56:59Z", "t_pre_arbitration": "2025-03-28T22:54:18Z", "t_arbitration": "2025-05-04T01:03:11Z", "represented_at": "2025-03-20T06:56:59Z", "pre_arbitration_at": "2025-03-28T22:54:18Z", "arbitration_at": "2025-05-04T01:03:11Z", "outcome": "merchant_won" } }, { "model": "app.dispute", "pk": 21, "fields": { "merchant": 19, "payment_ref": "PAY-9618442402", "card_network": "mastercard", "amount": "1454.00", "purchased_at": "2025-03-21T13:53:35Z", "reason_category": "goods_not_received", "opened_at": "2025-05-05T16:40:41Z", "response_window_days": 20, "stage_reached": "chargeback", "t_response": "2025-05-11T17:15:00Z", "t_pre_arbitration": "2025-05-28T07:36:53Z", "t_arbitration": "2025-06-01T19:33:43Z", "represented_at": null, "pre_arbitration_at": null, "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 22, "fields": { "merchant": 6, "payment_ref": "PAY-3455167025", "card_network": "visa", "amount": "557.98", "purchased_at": "2024-12-13T22:57:25Z", "reason_category": "refund_not_processed", "opened_at": "2024-12-18T11:49:28Z", "response_window_days": 20, "stage_reached": "pre_arbitration", "t_response": "2024-12-22T17:35:40Z", "t_pre_arbitration": "2025-01-17T03:42:55Z", "t_arbitration": "2025-02-22T03:49:40Z", "represented_at": "2024-12-22T17:35:40Z", "pre_arbitration_at": "2025-01-17T03:42:55Z", "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 23, "fields": { "merchant": 17, "payment_ref": "PAY-8074613138", "card_network": "mastercard", "amount": "964.29", "purchased_at": "2024-10-07T22:57:45Z", "reason_category": "goods_not_received", "opened_at": "2024-11-30T13:21:28Z", "response_window_days": 20, "stage_reached": "chargeback", "t_response": "2024-12-20T07:11:45Z", "t_pre_arbitration": "2025-01-05T02:36:46Z", "t_arbitration": "2025-01-10T14:58:50Z", "represented_at": null, "pre_arbitration_at": null, "arbitration_at": null, "outcome": "pending" } }, { "model": "app.dispute", "pk": 24, "fields": { "merchant": 17, "payment_ref": "PAY-8612203385", "card_network": "mastercard", "amount": "442.10", "purchased_at": "2025-03-20T22:37:55Z", "reason_category": "not_authorised", "opened_at": "2025-06-07T07:06:58Z", "response_window_days": 20, "stage_reached": "representment", "t_response": "2025-06-18T00:20:01Z", "t_pre_arbitration": "2025-07-06T00:50:40Z", "t_arbitration": "2025-08-04T15:09:09Z", "represented_at": "2025-06-18T00:20:01Z", "pre_arbitration_at": null, "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 25, "fields": { "merchant": 19, "payment_ref": "PAY-1034616001", "card_network": "visa", "amount": "55.37", "purchased_at": "2025-01-20T18:48:06Z", "reason_category": "goods_not_received", "opened_at": "2025-02-19T15:09:55Z", "response_window_days": 20, "stage_reached": "chargeback", "t_response": "2025-03-02T14:47:36Z", "t_pre_arbitration": "2025-03-02T20:28:33Z", "t_arbitration": "2025-04-01T16:30:54Z", "represented_at": null, "pre_arbitration_at": null, "arbitration_at": null, "outcome": "merchant_won" } }, { "model": "app.dispute", "pk": 26, "fields": { "merchant": 6, "payment_ref": "PAY-9492779893", "card_network": "mastercard", "amount": "1483.49", "purchased_at": "2025-02-27T20:26:12Z", "reason_category": "refund_not_processed", "opened_at": "2025-05-11T10:50:40Z", "response_window_days": 20, "stage_reached": "pre_arbitration", "t_response": "2025-05-13T16:54:22Z", "t_pre_arbitration": "2025-06-06T13:59:17Z", "t_arbitration": "2025-06-27T10:02:35Z", "represented_at": "2025-05-13T16:54:22Z", "pre_arbitration_at": "2025-06-06T13:59:17Z", "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 27, "fields": { "merchant": 22, "payment_ref": "PAY-8761818658", "card_network": "visa", "amount": "802.04", "purchased_at": "2025-01-02T12:14:41Z", "reason_category": "not_authorised", "opened_at": "2025-02-12T17:05:15Z", "response_window_days": 20, "stage_reached": "arbitration", "t_response": "2025-02-15T19:39:35Z", "t_pre_arbitration": "2025-02-20T04:24:06Z", "t_arbitration": 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"model": "app.dispute", "pk": 40, "fields": { "merchant": 19, "payment_ref": "PAY-2428688867", "card_network": "visa", "amount": "749.21", "purchased_at": "2025-02-05T19:27:28Z", "reason_category": "goods_not_received", "opened_at": "2025-02-08T13:27:58Z", "response_window_days": 20, "stage_reached": "arbitration", "t_response": "2025-02-13T00:06:06Z", "t_pre_arbitration": "2025-03-03T21:46:30Z", "t_arbitration": "2025-04-11T12:16:30Z", "represented_at": "2025-02-13T00:06:06Z", "pre_arbitration_at": "2025-03-03T21:46:30Z", "arbitration_at": "2025-04-11T12:16:30Z", "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 41, "fields": { "merchant": 1, "payment_ref": "PAY-2938929995", "card_network": "mastercard", "amount": "503.37", "purchased_at": "2024-12-11T16:13:11Z", "reason_category": "goods_not_received", "opened_at": "2025-01-12T14:36:04Z", "response_window_days": 20, "stage_reached": "chargeback", "t_response": "2025-01-27T15:27:36Z", "t_pre_arbitration": 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"card_network": "visa", "amount": "1681.76", "purchased_at": "2024-10-02T13:17:03Z", "reason_category": "not_authorised", "opened_at": "2024-12-12T18:07:19Z", "response_window_days": 20, "stage_reached": "chargeback", "t_response": "2025-01-05T22:33:05Z", "t_pre_arbitration": "2025-01-17T08:18:39Z", "t_arbitration": "2025-02-01T15:11:24Z", "represented_at": null, "pre_arbitration_at": null, "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 48, "fields": { "merchant": 25, "payment_ref": "PAY-0698135610", "card_network": "mastercard", "amount": "41.93", "purchased_at": "2024-12-19T21:42:46Z", "reason_category": "not_authorised", "opened_at": "2025-01-16T11:18:00Z", "response_window_days": 20, "stage_reached": "representment", "t_response": "2025-01-21T13:09:58Z", "t_pre_arbitration": "2025-01-24T16:23:21Z", "t_arbitration": "2025-02-28T00:58:57Z", "represented_at": "2025-01-21T13:09:58Z", "pre_arbitration_at": null, "arbitration_at": null, "outcome": "merchant_won" } }, { "model": "app.dispute", "pk": 49, "fields": { "merchant": 12, "payment_ref": "PAY-0537944171", "card_network": "visa", "amount": "1519.23", "purchased_at": "2024-11-07T20:06:26Z", "reason_category": "subscription_cancelled", "opened_at": "2024-11-10T11:19:13Z", "response_window_days": 20, "stage_reached": "pre_arbitration", "t_response": "2024-11-21T16:36:24Z", "t_pre_arbitration": "2024-11-23T11:38:55Z", "t_arbitration": "2024-11-28T10:22:46Z", "represented_at": "2024-11-21T16:36:24Z", "pre_arbitration_at": "2024-11-23T11:38:55Z", "arbitration_at": null, "outcome": "pending" } }, { "model": "app.dispute", "pk": 50, "fields": { "merchant": 2, "payment_ref": "PAY-7563210778", "card_network": "mastercard", "amount": "21.86", "purchased_at": "2025-01-26T13:38:16Z", "reason_category": "refund_not_processed", "opened_at": "2025-02-11T17:25:20Z", "response_window_days": 20, "stage_reached": "chargeback", "t_response": "2025-03-02T13:45:37Z", "t_pre_arbitration": "2025-03-11T19:37:12Z", "t_arbitration": "2025-04-07T21:39:12Z", "represented_at": null, "pre_arbitration_at": null, "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 51, "fields": { "merchant": 5, "payment_ref": "PAY-6677082587", "card_network": "visa", "amount": "9.11", "purchased_at": "2024-11-02T12:45:42Z", "reason_category": "duplicate_charge", "opened_at": "2025-01-06T19:28:27Z", "response_window_days": 20, "stage_reached": "chargeback", "t_response": "2025-01-18T00:44:30Z", "t_pre_arbitration": "2025-01-21T09:17:20Z", "t_arbitration": "2025-02-25T22:51:05Z", "represented_at": null, "pre_arbitration_at": null, "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 52, "fields": { "merchant": 8, "payment_ref": "PAY-2259104399", "card_network": "mastercard", "amount": "1342.64", "purchased_at": "2024-10-02T16:50:00Z", "reason_category": "not_as_described", "opened_at": "2024-11-03T07:12:12Z", "response_window_days": 20, "stage_reached": "representment", "t_response": "2024-11-19T14:34:12Z", "t_pre_arbitration": "2024-12-01T08:46:21Z", "t_arbitration": "2025-01-01T23:26:21Z", "represented_at": "2024-11-19T14:34:12Z", "pre_arbitration_at": null, "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 53, "fields": { "merchant": 5, "payment_ref": "PAY-0119148052", "card_network": "visa", "amount": "1014.30", "purchased_at": "2024-11-24T11:56:05Z", "reason_category": "not_as_described", "opened_at": "2024-12-11T13:13:28Z", "response_window_days": 20, "stage_reached": "pre_arbitration", "t_response": "2024-12-14T16:26:37Z", "t_pre_arbitration": "2024-12-20T11:05:52Z", "t_arbitration": "2025-01-29T01:10:55Z", "represented_at": "2024-12-14T16:26:37Z", "pre_arbitration_at": "2024-12-20T11:05:52Z", "arbitration_at": null, "outcome": "merchant_won" } }, { "model": "app.dispute", "pk": 54, "fields": { "merchant": 10, 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} }, { "model": "app.dispute", "pk": 98, "fields": { "merchant": 19, "payment_ref": "PAY-6069601314", "card_network": "mastercard", "amount": "421.76", "purchased_at": "2025-02-13T17:40:28Z", "reason_category": "not_authorised", "opened_at": "2025-04-30T17:41:01Z", "response_window_days": 20, "stage_reached": "pre_arbitration", "t_response": "2025-05-27T13:22:45Z", "t_pre_arbitration": "2025-06-02T00:43:57Z", "t_arbitration": "2025-06-07T01:05:30Z", "represented_at": "2025-05-27T13:22:45Z", "pre_arbitration_at": "2025-06-02T00:43:57Z", "arbitration_at": null, "outcome": "merchant_won" } }, { "model": "app.dispute", "pk": 99, "fields": { "merchant": 15, "payment_ref": "PAY-8455312533", "card_network": "visa", "amount": "970.25", "purchased_at": "2024-12-02T21:34:31Z", "reason_category": "goods_not_received", "opened_at": "2025-02-02T14:22:25Z", "response_window_days": 20, "stage_reached": "chargeback", "t_response": "2025-02-18T02:20:12Z", "t_pre_arbitration": "2025-02-23T04:26:54Z", 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"purchased_at": "2025-01-26T19:31:07Z", "reason_category": "not_authorised", "opened_at": "2025-02-23T10:26:39Z", "response_window_days": 20, "stage_reached": "chargeback", "t_response": "2025-03-12T18:32:59Z", "t_pre_arbitration": "2025-03-21T13:09:41Z", "t_arbitration": "2025-03-29T23:44:49Z", "represented_at": null, "pre_arbitration_at": null, "arbitration_at": null, "outcome": "merchant_won" } }, { "model": "app.dispute", "pk": 135, "fields": { "merchant": 17, "payment_ref": "PAY-2787780427", "card_network": "mastercard", "amount": "617.74", "purchased_at": "2024-11-27T15:35:52Z", "reason_category": "refund_not_processed", "opened_at": "2025-02-07T10:55:56Z", "response_window_days": 20, "stage_reached": "representment", "t_response": "2025-02-27T03:01:24Z", "t_pre_arbitration": "2025-03-24T12:31:13Z", "t_arbitration": "2025-05-03T20:23:16Z", "represented_at": "2025-02-27T03:01:24Z", "pre_arbitration_at": null, "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": 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"payment_ref": "PAY-5439429253", "card_network": "mastercard", "amount": "5.05", "purchased_at": "2024-10-16T14:46:24Z", "reason_category": "not_authorised", "opened_at": "2024-12-24T19:29:04Z", "response_window_days": 20, "stage_reached": "representment", "t_response": "2025-01-20T08:32:13Z", "t_pre_arbitration": "2025-02-08T00:34:48Z", "t_arbitration": "2025-03-18T14:04:20Z", "represented_at": "2025-01-20T08:32:13Z", "pre_arbitration_at": null, "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 142, "fields": { "merchant": 14, "payment_ref": "PAY-4287460782", "card_network": "mastercard", "amount": "638.81", "purchased_at": "2025-03-24T21:23:52Z", "reason_category": "not_authorised", "opened_at": "2025-04-18T08:05:56Z", "response_window_days": 20, "stage_reached": "pre_arbitration", "t_response": "2025-05-08T00:55:28Z", "t_pre_arbitration": "2025-06-03T18:52:01Z", "t_arbitration": "2025-07-16T04:35:08Z", "represented_at": "2025-05-08T00:55:28Z", 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"PAY-2267755751", "card_network": "visa", "amount": "683.35", "purchased_at": "2024-11-17T20:03:49Z", "reason_category": "subscription_cancelled", "opened_at": "2025-02-11T13:46:28Z", "response_window_days": 20, "stage_reached": "chargeback", "t_response": "2025-02-13T03:15:37Z", "t_pre_arbitration": "2025-02-25T05:46:07Z", "t_arbitration": "2025-03-31T07:01:18Z", "represented_at": null, "pre_arbitration_at": null, "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 177, "fields": { "merchant": 7, "payment_ref": "PAY-3816042147", "card_network": "visa", "amount": "1442.88", "purchased_at": "2025-01-10T18:57:56Z", "reason_category": "goods_not_received", "opened_at": "2025-01-25T18:24:09Z", "response_window_days": 20, "stage_reached": "pre_arbitration", "t_response": "2025-02-10T14:15:00Z", "t_pre_arbitration": "2025-02-11T15:54:44Z", "t_arbitration": "2025-02-24T08:34:06Z", "represented_at": "2025-02-10T14:15:00Z", "pre_arbitration_at": 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"PAY-3412088620", "card_network": "visa", "amount": "35.01", "purchased_at": "2025-03-10T12:50:21Z", "reason_category": "subscription_cancelled", "opened_at": "2025-05-22T07:54:27Z", "response_window_days": 20, "stage_reached": "representment", "t_response": "2025-06-18T12:02:30Z", "t_pre_arbitration": "2025-07-05T17:50:27Z", "t_arbitration": "2025-07-09T16:25:48Z", "represented_at": "2025-06-18T12:02:30Z", "pre_arbitration_at": null, "arbitration_at": null, "outcome": "merchant_won" } }, { "model": "app.dispute", "pk": 189, "fields": { "merchant": 4, "payment_ref": "PAY-4660505221", "card_network": "visa", "amount": "1897.78", "purchased_at": "2024-11-26T20:08:53Z", "reason_category": "not_as_described", "opened_at": "2024-11-30T11:55:56Z", "response_window_days": 20, "stage_reached": "pre_arbitration", "t_response": "2024-12-23T05:33:45Z", "t_pre_arbitration": "2024-12-29T16:06:41Z", "t_arbitration": "2025-01-30T10:09:29Z", "represented_at": "2024-12-23T05:33:45Z", 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"merchant": 6, "payment_ref": "PAY-3383227304", "card_network": "mastercard", "amount": "50.90", "purchased_at": "2024-10-02T12:15:42Z", "reason_category": "duplicate_charge", "opened_at": "2024-11-26T09:23:00Z", "response_window_days": 20, "stage_reached": "arbitration", "t_response": "2024-12-14T06:10:49Z", "t_pre_arbitration": "2024-12-16T15:12:08Z", "t_arbitration": "2024-12-31T07:47:20Z", "represented_at": "2024-12-14T06:10:49Z", "pre_arbitration_at": "2024-12-16T15:12:08Z", "arbitration_at": "2024-12-31T07:47:20Z", "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 196, "fields": { "merchant": 3, "payment_ref": "PAY-8594762611", "card_network": "visa", "amount": "2178.11", "purchased_at": "2025-01-09T20:36:40Z", "reason_category": "duplicate_charge", "opened_at": "2025-03-27T10:55:17Z", "response_window_days": 20, "stage_reached": "arbitration", "t_response": "2025-04-07T02:01:18Z", "t_pre_arbitration": "2025-05-05T01:43:47Z", "t_arbitration": 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"response_window_days": 20, "stage_reached": "representment", "t_response": "2025-03-01T17:31:47Z", "t_pre_arbitration": "2025-03-12T15:59:27Z", "t_arbitration": "2025-04-13T07:01:29Z", "represented_at": "2025-03-01T17:31:47Z", "pre_arbitration_at": null, "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 199, "fields": { "merchant": 12, "payment_ref": "PAY-2745262511", "card_network": "visa", "amount": "16.74", "purchased_at": "2025-01-25T10:04:15Z", "reason_category": "goods_not_received", "opened_at": "2025-03-23T15:17:04Z", "response_window_days": 20, "stage_reached": "representment", "t_response": "2025-04-17T10:44:24Z", "t_pre_arbitration": "2025-04-18T01:15:58Z", "t_arbitration": "2025-05-12T04:49:29Z", "represented_at": "2025-04-17T10:44:24Z", "pre_arbitration_at": null, "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 200, "fields": { "merchant": 12, "payment_ref": "PAY-6562072184", "card_network": "visa", "amount": "1719.26", "purchased_at": "2025-02-23T15:14:23Z", "reason_category": "duplicate_charge", "opened_at": "2025-05-07T10:30:18Z", "response_window_days": 20, "stage_reached": "pre_arbitration", "t_response": "2025-06-01T18:37:43Z", "t_pre_arbitration": "2025-06-21T18:32:39Z", "t_arbitration": "2025-06-28T23:08:33Z", "represented_at": "2025-06-01T18:37:43Z", "pre_arbitration_at": "2025-06-21T18:32:39Z", "arbitration_at": null, "outcome": "merchant_won" } }, { "model": "app.dispute", "pk": 201, "fields": { "merchant": 18, "payment_ref": "PAY-7131530441", "card_network": "visa", "amount": "992.32", "purchased_at": "2024-12-31T10:03:32Z", "reason_category": "not_authorised", "opened_at": "2025-03-23T07:23:48Z", "response_window_days": 20, "stage_reached": "pre_arbitration", "t_response": "2025-04-09T05:15:46Z", "t_pre_arbitration": "2025-04-09T08:14:07Z", "t_arbitration": "2025-05-23T03:36:42Z", "represented_at": "2025-04-09T05:15:46Z", "pre_arbitration_at": 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"reason_category": "refund_not_processed", "opened_at": "2024-12-23T10:20:04Z", "response_window_days": 20, "stage_reached": "chargeback", "t_response": "2025-01-16T19:57:22Z", "t_pre_arbitration": "2025-01-31T17:31:48Z", "t_arbitration": "2025-02-09T13:12:49Z", "represented_at": null, "pre_arbitration_at": null, "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 206, "fields": { "merchant": 8, "payment_ref": "PAY-0013586986", "card_network": "visa", "amount": "49.33", "purchased_at": "2024-12-22T20:23:38Z", "reason_category": "duplicate_charge", "opened_at": "2025-02-17T12:41:23Z", "response_window_days": 20, "stage_reached": "representment", "t_response": "2025-02-18T02:03:53Z", "t_pre_arbitration": "2025-03-19T21:47:36Z", "t_arbitration": "2025-04-30T22:34:48Z", "represented_at": "2025-02-18T02:03:53Z", "pre_arbitration_at": null, "arbitration_at": null, "outcome": "merchant_won" } }, { "model": "app.dispute", "pk": 207, "fields": { "merchant": 14, "payment_ref": "PAY-4868326494", "card_network": "mastercard", "amount": "17.76", "purchased_at": "2024-12-16T11:28:34Z", "reason_category": "goods_not_received", "opened_at": "2025-03-02T17:58:13Z", "response_window_days": 20, "stage_reached": "chargeback", "t_response": "2025-03-09T00:57:30Z", "t_pre_arbitration": "2025-04-04T17:37:24Z", "t_arbitration": "2025-05-10T13:56:57Z", "represented_at": null, "pre_arbitration_at": null, "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 208, "fields": { "merchant": 10, "payment_ref": "PAY-0749221064", "card_network": "visa", "amount": "577.65", "purchased_at": "2025-01-06T18:45:26Z", "reason_category": "not_as_described", "opened_at": "2025-01-11T07:17:42Z", "response_window_days": 20, "stage_reached": "pre_arbitration", "t_response": "2025-02-03T15:10:30Z", "t_pre_arbitration": "2025-03-05T13:39:27Z", "t_arbitration": "2025-04-13T07:36:56Z", "represented_at": "2025-02-03T15:10:30Z", "pre_arbitration_at": "2025-03-05T13:39:27Z", "arbitration_at": null, "outcome": "merchant_won" } }, { "model": "app.dispute", "pk": 209, "fields": { "merchant": 2, "payment_ref": "PAY-8151269505", "card_network": "mastercard", "amount": "149.34", "purchased_at": "2024-11-24T18:51:39Z", "reason_category": "subscription_cancelled", "opened_at": "2025-01-29T21:37:51Z", "response_window_days": 20, "stage_reached": "representment", "t_response": "2025-02-05T11:28:12Z", "t_pre_arbitration": "2025-02-21T18:01:51Z", "t_arbitration": "2025-03-07T13:35:49Z", "represented_at": "2025-02-05T11:28:12Z", "pre_arbitration_at": null, "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 210, "fields": { "merchant": 10, "payment_ref": "PAY-1119715613", "card_network": "mastercard", "amount": "6.83", "purchased_at": "2025-01-24T12:44:57Z", "reason_category": "subscription_cancelled", "opened_at": "2025-03-04T16:05:11Z", "response_window_days": 20, "stage_reached": "pre_arbitration", "t_response": "2025-03-11T22:16:55Z", "t_pre_arbitration": "2025-03-21T11:38:06Z", "t_arbitration": "2025-04-21T16:44:33Z", "represented_at": "2025-03-11T22:16:55Z", "pre_arbitration_at": "2025-03-21T11:38:06Z", "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 211, "fields": { "merchant": 7, "payment_ref": "PAY-8354928539", "card_network": "visa", "amount": "296.24", "purchased_at": "2024-10-20T14:03:40Z", "reason_category": "goods_not_received", "opened_at": "2025-01-18T14:31:26Z", "response_window_days": 20, "stage_reached": "representment", "t_response": "2025-02-06T04:28:58Z", "t_pre_arbitration": "2025-03-07T04:38:13Z", "t_arbitration": "2025-03-29T09:21:50Z", "represented_at": "2025-02-06T04:28:58Z", "pre_arbitration_at": null, "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 212, "fields": { "merchant": 19, "payment_ref": "PAY-9270376911", "card_network": "mastercard", "amount": "8.63", "purchased_at": "2024-10-01T14:38:47Z", "reason_category": "goods_not_received", "opened_at": "2024-12-29T14:23:58Z", "response_window_days": 20, "stage_reached": "chargeback", "t_response": "2024-12-31T21:08:01Z", "t_pre_arbitration": "2025-01-05T03:10:43Z", "t_arbitration": "2025-01-27T01:41:57Z", "represented_at": null, "pre_arbitration_at": null, "arbitration_at": null, "outcome": "merchant_won" } }, { "model": "app.dispute", "pk": 213, "fields": { "merchant": 12, "payment_ref": "PAY-7825790217", "card_network": "mastercard", "amount": "5.48", "purchased_at": "2024-12-23T10:55:44Z", "reason_category": "not_authorised", "opened_at": "2025-02-12T16:27:25Z", "response_window_days": 20, "stage_reached": "representment", "t_response": "2025-02-28T12:05:32Z", "t_pre_arbitration": "2025-03-06T03:14:51Z", "t_arbitration": "2025-03-16T19:15:13Z", "represented_at": "2025-02-28T12:05:32Z", "pre_arbitration_at": null, "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 214, "fields": { "merchant": 2, "payment_ref": "PAY-6663525374", "card_network": "mastercard", "amount": "217.93", "purchased_at": "2025-01-15T15:59:25Z", "reason_category": "goods_not_received", "opened_at": "2025-03-28T10:09:11Z", "response_window_days": 20, "stage_reached": "representment", "t_response": "2025-04-03T13:15:40Z", "t_pre_arbitration": "2025-04-19T03:21:59Z", "t_arbitration": "2025-05-08T19:15:36Z", "represented_at": "2025-04-03T13:15:40Z", "pre_arbitration_at": null, "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 215, "fields": { "merchant": 14, "payment_ref": "PAY-2554854328", "card_network": "mastercard", "amount": "272.86", "purchased_at": "2025-02-09T17:44:14Z", "reason_category": "subscription_cancelled", "opened_at": "2025-03-24T13:58:10Z", "response_window_days": 20, "stage_reached": "chargeback", "t_response": "2025-03-24T21:21:54Z", "t_pre_arbitration": "2025-04-01T20:00:26Z", "t_arbitration": "2025-05-03T03:11:45Z", "represented_at": null, "pre_arbitration_at": null, "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 216, "fields": { "merchant": 15, "payment_ref": "PAY-8142334935", "card_network": "visa", "amount": "994.36", "purchased_at": "2024-12-14T12:07:57Z", "reason_category": "subscription_cancelled", "opened_at": "2024-12-25T13:58:10Z", "response_window_days": 20, "stage_reached": "arbitration", "t_response": "2025-01-01T13:18:11Z", "t_pre_arbitration": "2025-01-11T10:33:43Z", "t_arbitration": "2025-02-16T01:28:50Z", "represented_at": "2025-01-01T13:18:11Z", "pre_arbitration_at": "2025-01-11T10:33:43Z", "arbitration_at": "2025-02-16T01:28:50Z", "outcome": "merchant_won" } }, { "model": "app.dispute", "pk": 217, "fields": { "merchant": 2, "payment_ref": "PAY-4040176236", "card_network": "visa", "amount": "6.32", "purchased_at": "2025-03-24T22:16:44Z", "reason_category": "duplicate_charge", "opened_at": "2025-03-27T15:42:07Z", 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"amount": "528.81", "purchased_at": "2024-11-23T19:57:34Z", "reason_category": "not_as_described", "opened_at": "2025-01-20T10:27:21Z", "response_window_days": 20, "stage_reached": "chargeback", "t_response": "2025-02-14T10:36:07Z", "t_pre_arbitration": "2025-03-09T01:55:11Z", "t_arbitration": "2025-03-25T04:13:46Z", "represented_at": null, "pre_arbitration_at": null, "arbitration_at": null, "outcome": "merchant_won" } }, { "model": "app.dispute", "pk": 220, "fields": { "merchant": 10, "payment_ref": "PAY-3535669634", "card_network": "mastercard", "amount": "11.81", "purchased_at": "2024-11-25T13:06:16Z", "reason_category": "refund_not_processed", "opened_at": "2024-12-08T13:24:39Z", "response_window_days": 20, "stage_reached": "representment", "t_response": "2024-12-29T08:57:51Z", "t_pre_arbitration": "2025-01-04T12:11:55Z", "t_arbitration": "2025-02-09T02:10:55Z", "represented_at": "2024-12-29T08:57:51Z", "pre_arbitration_at": null, "arbitration_at": null, "outcome": "pending" } }, { "model": "app.dispute", "pk": 221, "fields": { "merchant": 21, "payment_ref": "PAY-1872117949", "card_network": "visa", "amount": "1482.51", "purchased_at": "2025-03-05T16:58:44Z", "reason_category": "not_as_described", "opened_at": "2025-05-08T13:09:58Z", "response_window_days": 20, "stage_reached": "chargeback", "t_response": "2025-05-17T21:25:35Z", "t_pre_arbitration": "2025-06-15T17:50:56Z", "t_arbitration": "2025-07-21T22:03:08Z", "represented_at": null, "pre_arbitration_at": null, "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 222, "fields": { "merchant": 11, "payment_ref": "PAY-4658432802", "card_network": "visa", "amount": "994.53", "purchased_at": "2024-11-21T13:22:52Z", "reason_category": "not_as_described", "opened_at": "2024-12-04T09:49:38Z", "response_window_days": 20, "stage_reached": "pre_arbitration", "t_response": "2024-12-15T22:10:11Z", "t_pre_arbitration": "2025-01-09T16:48:51Z", "t_arbitration": "2025-01-26T01:44:02Z", "represented_at": "2024-12-15T22:10:11Z", "pre_arbitration_at": "2025-01-09T16:48:51Z", "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 223, "fields": { "merchant": 25, "payment_ref": "PAY-0309723429", "card_network": "visa", "amount": "139.95", "purchased_at": "2024-11-19T11:00:17Z", "reason_category": "duplicate_charge", "opened_at": "2025-01-08T15:37:19Z", "response_window_days": 20, "stage_reached": "chargeback", "t_response": "2025-01-11T22:12:25Z", "t_pre_arbitration": "2025-01-16T17:45:42Z", "t_arbitration": "2025-02-22T00:46:09Z", "represented_at": null, "pre_arbitration_at": null, "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 224, "fields": { "merchant": 24, "payment_ref": "PAY-0144320238", "card_network": "visa", "amount": "39.15", "purchased_at": "2024-12-30T10:54:49Z", "reason_category": "goods_not_received", "opened_at": "2025-03-01T14:51:47Z", "response_window_days": 20, "stage_reached": "chargeback", "t_response": "2025-03-02T03:32:47Z", "t_pre_arbitration": "2025-03-18T03:16:01Z", "t_arbitration": "2025-04-11T16:02:05Z", "represented_at": null, "pre_arbitration_at": null, "arbitration_at": null, "outcome": "merchant_won" } }, { "model": "app.dispute", "pk": 225, "fields": { "merchant": 19, "payment_ref": "PAY-0255416735", "card_network": "mastercard", "amount": "98.62", "purchased_at": "2025-03-26T15:33:37Z", "reason_category": "subscription_cancelled", "opened_at": "2025-05-13T09:57:34Z", "response_window_days": 20, "stage_reached": "chargeback", "t_response": "2025-06-08T08:18:09Z", "t_pre_arbitration": "2025-06-28T18:30:22Z", "t_arbitration": "2025-07-14T19:06:10Z", "represented_at": null, "pre_arbitration_at": null, "arbitration_at": null, "outcome": "merchant_won" } }, { "model": "app.dispute", "pk": 226, "fields": { "merchant": 24, "payment_ref": "PAY-6330293967", "card_network": "visa", "amount": "1823.69", "purchased_at": "2024-12-26T19:11:26Z", "reason_category": "goods_not_received", "opened_at": "2025-01-16T10:17:19Z", "response_window_days": 20, "stage_reached": "chargeback", "t_response": "2025-02-09T17:03:29Z", "t_pre_arbitration": "2025-03-09T23:49:49Z", "t_arbitration": "2025-04-13T00:55:06Z", "represented_at": null, "pre_arbitration_at": null, "arbitration_at": null, "outcome": "merchant_won" } }, { "model": "app.dispute", "pk": 227, "fields": { "merchant": 11, "payment_ref": "PAY-1604026416", "card_network": "visa", "amount": "273.64", "purchased_at": "2025-03-10T19:23:25Z", "reason_category": "subscription_cancelled", "opened_at": "2025-04-18T12:50:33Z", "response_window_days": 20, "stage_reached": "arbitration", "t_response": "2025-04-23T06:34:12Z", "t_pre_arbitration": "2025-05-09T01:01:32Z", "t_arbitration": "2025-06-13T03:17:49Z", "represented_at": "2025-04-23T06:34:12Z", "pre_arbitration_at": "2025-05-09T01:01:32Z", "arbitration_at": "2025-06-13T03:17:49Z", "outcome": "merchant_won" } }, { "model": "app.dispute", "pk": 228, "fields": { "merchant": 5, "payment_ref": "PAY-2997690179", "card_network": "mastercard", "amount": "1315.08", "purchased_at": "2025-02-06T10:02:56Z", "reason_category": "subscription_cancelled", "opened_at": "2025-02-17T17:14:19Z", "response_window_days": 20, "stage_reached": "representment", "t_response": "2025-02-18T00:14:40Z", "t_pre_arbitration": "2025-02-20T09:44:31Z", "t_arbitration": "2025-03-03T13:06:59Z", "represented_at": "2025-02-18T00:14:40Z", "pre_arbitration_at": null, "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 229, "fields": { "merchant": 3, "payment_ref": "PAY-1889927536", "card_network": "visa", "amount": "1943.84", "purchased_at": "2025-02-27T17:23:55Z", "reason_category": "not_as_described", "opened_at": "2025-04-06T11:49:41Z", "response_window_days": 20, "stage_reached": "representment", "t_response": "2025-04-26T00:42:08Z", "t_pre_arbitration": "2025-05-20T15:09:01Z", "t_arbitration": "2025-06-30T13:39:18Z", "represented_at": "2025-04-26T00:42:08Z", "pre_arbitration_at": null, "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 230, "fields": { "merchant": 15, "payment_ref": "PAY-9738423219", "card_network": "mastercard", "amount": "606.57", "purchased_at": "2025-01-01T21:21:15Z", "reason_category": "refund_not_processed", "opened_at": "2025-03-18T17:07:53Z", "response_window_days": 20, "stage_reached": "chargeback", "t_response": "2025-04-05T13:48:38Z", "t_pre_arbitration": "2025-04-30T11:08:33Z", "t_arbitration": "2025-05-06T02:02:56Z", "represented_at": null, "pre_arbitration_at": null, "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 231, "fields": { "merchant": 7, "payment_ref": "PAY-2463483194", "card_network": "mastercard", "amount": "674.21", "purchased_at": "2024-10-10T20:21:31Z", "reason_category": "goods_not_received", "opened_at": "2024-10-27T07:27:24Z", "response_window_days": 20, "stage_reached": "chargeback", "t_response": "2024-10-28T09:30:53Z", "t_pre_arbitration": "2024-11-12T10:48:14Z", "t_arbitration": "2024-11-13T08:18:18Z", "represented_at": null, "pre_arbitration_at": null, "arbitration_at": null, "outcome": "merchant_won" } }, { "model": "app.dispute", "pk": 232, "fields": { "merchant": 20, "payment_ref": "PAY-5862766639", "card_network": "visa", "amount": "1643.31", "purchased_at": "2025-03-06T15:33:18Z", "reason_category": "not_authorised", "opened_at": "2025-04-11T16:51:06Z", "response_window_days": 20, "stage_reached": "pre_arbitration", "t_response": "2025-05-04T07:29:20Z", "t_pre_arbitration": "2025-05-12T23:14:04Z", "t_arbitration": "2025-06-08T12:47:46Z", "represented_at": "2025-05-04T07:29:20Z", "pre_arbitration_at": "2025-05-12T23:14:04Z", "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 233, "fields": { "merchant": 18, "payment_ref": "PAY-6167651796", "card_network": "visa", "amount": "1449.90", 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23, "payment_ref": "PAY-0941440447", "card_network": "mastercard", "amount": "44.56", "purchased_at": "2024-12-09T20:05:44Z", "reason_category": "goods_not_received", "opened_at": "2024-12-16T18:43:43Z", "response_window_days": 20, "stage_reached": "pre_arbitration", "t_response": "2024-12-21T10:08:49Z", "t_pre_arbitration": "2024-12-28T08:42:43Z", "t_arbitration": "2025-01-29T03:48:44Z", "represented_at": "2024-12-21T10:08:49Z", "pre_arbitration_at": "2024-12-28T08:42:43Z", "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 250, "fields": { "merchant": 19, "payment_ref": "PAY-1756808105", "card_network": "visa", "amount": "68.80", "purchased_at": "2025-03-22T12:01:58Z", "reason_category": "not_as_described", "opened_at": "2025-04-02T14:14:11Z", "response_window_days": 20, "stage_reached": "representment", "t_response": "2025-04-13T05:42:32Z", "t_pre_arbitration": "2025-05-08T00:30:20Z", "t_arbitration": "2025-06-17T10:47:03Z", "represented_at": 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null, "outcome": "cardholder_won" } }, { "model": "app.dispute", "pk": 256, "fields": { "merchant": 15, "payment_ref": "PAY-7954800807", "card_network": "visa", "amount": "24.27", "purchased_at": "2025-03-13T19:50:55Z", "reason_category": "goods_not_received", "opened_at": "2025-04-18T14:29:26Z", "response_window_days": 20, "stage_reached": "chargeback", "t_response": "2025-04-30T18:06:54Z", "t_pre_arbitration": "2025-05-24T08:15:53Z", "t_arbitration": "2025-06-23T13:47:06Z", "represented_at": null, "pre_arbitration_at": null, "arbitration_at": null, "outcome": "pending" } }, { "model": "app.dispute", "pk": 257, "fields": { "merchant": 14, "payment_ref": "PAY-8664486503", "card_network": "visa", "amount": "101.44", "purchased_at": "2025-02-27T17:25:27Z", "reason_category": "not_authorised", "opened_at": "2025-05-16T14:03:55Z", "response_window_days": 20, "stage_reached": "chargeback", "t_response": "2025-05-19T13:16:36Z", "t_pre_arbitration": "2025-06-13T22:49:54Z", "t_arbitration": 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"t_response": "2025-02-09T09:02:59Z", "t_pre_arbitration": "2025-03-08T11:20:43Z", "t_arbitration": "2025-04-03T04:37:20Z", "represented_at": null, "pre_arbitration_at": null, "arbitration_at": null, "outcome": "pending" } }, { "model": "app.dispute", "pk": 260, "fields": { "merchant": 11, "payment_ref": "PAY-5977349685", "card_network": "visa", "amount": "9.12", "purchased_at": "2024-11-28T11:04:14Z", "reason_category": "not_authorised", "opened_at": "2025-01-28T16:30:48Z", "response_window_days": 20, "stage_reached": "representment", "t_response": "2025-02-16T05:31:33Z", "t_pre_arbitration": "2025-03-08T11:24:12Z", "t_arbitration": "2025-04-16T12:36:24Z", "represented_at": "2025-02-16T05:31:33Z", "pre_arbitration_at": null, "arbitration_at": null, "outcome": "cardholder_won" } }, { "model": "app.disputeactivity", "pk": 1, "fields": { "dispute": 16, "action": "case_viewed", "actor": "issuer", "logged_at": "2024-12-14T13:03:36Z" } }, { "model": "app.disputeactivity", "pk": 2, "fields": 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