{
  "merchants": [
    {
      "id": 1,
      "merchant_name": "Jenkins - Halvorson",
      "sector": "fashion",
      "acquirer_ref": "ACQ-6178953"
    },
    {
      "id": 2,
      "merchant_name": "Heller - Ziemann",
      "sector": "subscriptions",
      "acquirer_ref": "ACQ-0716028"
    },
    {
      "id": 3,
      "merchant_name": "Spencer, Tromp and Flatley",
      "sector": "electronics",
      "acquirer_ref": "ACQ-2347897"
    },
    {
      "id": 4,
      "merchant_name": "Konopelski, Anderson and O'Connell",
      "sector": "ticketing",
      "acquirer_ref": "ACQ-0317430"
    },
    {
      "id": 5,
      "merchant_name": "Rutherford, Kutch and Wuckert",
      "sector": "subscriptions",
      "acquirer_ref": "ACQ-6489094"
    },
    {
      "id": 6,
      "merchant_name": "Rowe Inc",
      "sector": "electronics",
      "acquirer_ref": "ACQ-8152446"
    },
    {
      "id": 7,
      "merchant_name": "Boyer-Reilly and Sons",
      "sector": "home_goods",
      "acquirer_ref": "ACQ-9229791"
    },
    {
      "id": 8,
      "merchant_name": "Lemke - Koepp",
      "sector": "fashion",
      "acquirer_ref": "ACQ-8721525"
    },
    {
      "id": 9,
      "merchant_name": "Brakus Inc",
      "sector": "electronics",
      "acquirer_ref": "ACQ-2279108"
    },
    {
      "id": 10,
      "merchant_name": "Hamill - Brown",
      "sector": "travel",
      "acquirer_ref": "ACQ-1512725"
    },
    {
      "id": 11,
      "merchant_name": "Gottlieb - Williamson",
      "sector": "electronics",
      "acquirer_ref": "ACQ-4594928"
    },
    {
      "id": 12,
      "merchant_name": "Witting - Gleichner",
      "sector": "electronics",
      "acquirer_ref": "ACQ-7814300"
    },
    {
      "id": 13,
      "merchant_name": "Durgan - McCullough",
      "sector": "subscriptions",
      "acquirer_ref": "ACQ-1757281"
    },
    {
      "id": 14,
      "merchant_name": "Veum Inc",
      "sector": "electronics",
      "acquirer_ref": "ACQ-7716902"
    },
    {
      "id": 15,
      "merchant_name": "Frami Inc",
      "sector": "travel",
      "acquirer_ref": "ACQ-4299797"
    },
    {
      "id": 16,
      "merchant_name": "Bradtke-O'Conner - Douglas",
      "sector": "ticketing",
      "acquirer_ref": "ACQ-0204416"
    },
    {
      "id": 17,
      "merchant_name": "Smitham, Paucek and Dooley",
      "sector": "fashion",
      "acquirer_ref": "ACQ-1569098"
    },
    {
      "id": 18,
      "merchant_name": "Auer LLC",
      "sector": "subscriptions",
      "acquirer_ref": "ACQ-2273625"
    },
    {
      "id": 19,
      "merchant_name": "Gibson - Jenkins",
      "sector": "electronics",
      "acquirer_ref": "ACQ-6628713"
    },
    {
      "id": 20,
      "merchant_name": "Gusikowski - Hane",
      "sector": "travel",
      "acquirer_ref": "ACQ-7975752"
    },
    {
      "id": 21,
      "merchant_name": "Cremin and Sons",
      "sector": "fashion",
      "acquirer_ref": "ACQ-6237297"
    },
    {
      "id": 22,
      "merchant_name": "Runte, Sauer and Torphy",
      "sector": "ticketing",
      "acquirer_ref": "ACQ-5309474"
    },
    {
      "id": 23,
      "merchant_name": "Fisher Inc",
      "sector": "subscriptions",
      "acquirer_ref": "ACQ-3086335"
    },
    {
      "id": 24,
      "merchant_name": "Nader-Schaefer, Mueller and Purdy",
      "sector": "electronics",
      "acquirer_ref": "ACQ-6340621"
    },
    {
      "id": 25,
      "merchant_name": "Bogan and Sons",
      "sector": "ticketing",
      "acquirer_ref": "ACQ-3097943"
    }
  ],
  "disputes": [
    {
      "id": 1,
      "merchant_id": 10,
      "payment_ref": "PAY-7808878221",
      "card_network": "mastercard",
      "amount": 5.17,
      "purchased_at": "2025-02-15 19:01:09",
      "reason_category": "goods_not_received",
      "opened_at": "2025-03-23 10:37:40",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-04-05 19:59:28",
      "t_pre_arbitration": "2025-05-03 04:38:21",
      "t_arbitration": "2025-05-18 18:46:45",
      "represented_at": "2025-04-05 19:59:28",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 2,
      "merchant_id": 2,
      "payment_ref": "PAY-6200396545",
      "card_network": "visa",
      "amount": 185.92,
      "purchased_at": "2025-01-27 12:28:02",
      "reason_category": "subscription_cancelled",
      "opened_at": "2025-03-20 13:22:56",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-04-07 00:29:48",
      "t_pre_arbitration": "2025-04-22 15:17:39",
      "t_arbitration": "2025-05-03 08:56:41",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 3,
      "merchant_id": 15,
      "payment_ref": "PAY-6971787639",
      "card_network": "visa",
      "amount": 5.11,
      "purchased_at": "2024-11-24 15:01:19",
      "reason_category": "subscription_cancelled",
      "opened_at": "2024-12-04 13:25:36",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2024-12-16 15:54:55",
      "t_pre_arbitration": "2025-01-03 19:57:24",
      "t_arbitration": "2025-02-15 14:11:19",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 4,
      "merchant_id": 24,
      "payment_ref": "PAY-6552690664",
      "card_network": "visa",
      "amount": 89.64,
      "purchased_at": "2024-11-28 20:08:04",
      "reason_category": "goods_not_received",
      "opened_at": "2024-12-25 11:37:08",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-01-22 00:25:02",
      "t_pre_arbitration": "2025-02-03 18:30:10",
      "t_arbitration": "2025-03-17 05:47:43",
      "represented_at": "2025-01-22 00:25:02",
      "pre_arbitration_at": "2025-02-03 18:30:10",
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 5,
      "merchant_id": 14,
      "payment_ref": "PAY-5309234456",
      "card_network": "visa",
      "amount": 5.02,
      "purchased_at": "2025-02-27 17:34:05",
      "reason_category": "refund_not_processed",
      "opened_at": "2025-03-06 17:31:35",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-03-13 10:00:14",
      "t_pre_arbitration": "2025-03-14 19:06:59",
      "t_arbitration": "2025-04-22 01:21:04",
      "represented_at": "2025-03-13 10:00:14",
      "pre_arbitration_at": "2025-03-14 19:06:59",
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 6,
      "merchant_id": 6,
      "payment_ref": "PAY-9338631251",
      "card_network": "mastercard",
      "amount": 2361.74,
      "purchased_at": "2025-03-29 10:29:24",
      "reason_category": "not_authorised",
      "opened_at": "2025-04-11 11:57:50",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-04-15 03:50:30",
      "t_pre_arbitration": "2025-05-08 23:56:30",
      "t_arbitration": "2025-05-25 07:34:22",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 7,
      "merchant_id": 20,
      "payment_ref": "PAY-2058263608",
      "card_network": "mastercard",
      "amount": 1898.43,
      "purchased_at": "2025-02-21 19:36:31",
      "reason_category": "subscription_cancelled",
      "opened_at": "2025-04-19 11:39:44",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-04-25 10:37:07",
      "t_pre_arbitration": "2025-05-22 14:40:35",
      "t_arbitration": "2025-06-28 10:01:56",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 8,
      "merchant_id": 7,
      "payment_ref": "PAY-1317611690",
      "card_network": "visa",
      "amount": 38.19,
      "purchased_at": "2024-12-02 18:34:07",
      "reason_category": "not_as_described",
      "opened_at": "2025-01-24 16:25:54",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-02-07 07:56:34",
      "t_pre_arbitration": "2025-02-17 22:52:25",
      "t_arbitration": "2025-03-16 15:23:36",
      "represented_at": "2025-02-07 07:56:34",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 9,
      "merchant_id": 19,
      "payment_ref": "PAY-4953975842",
      "card_network": "visa",
      "amount": 1938.1,
      "purchased_at": "2025-02-18 18:17:51",
      "reason_category": "not_authorised",
      "opened_at": "2025-05-04 15:59:45",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-05-07 04:46:22",
      "t_pre_arbitration": "2025-05-26 17:15:14",
      "t_arbitration": "2025-06-24 11:51:29",
      "represented_at": "2025-05-07 04:46:22",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 10,
      "merchant_id": 20,
      "payment_ref": "PAY-2681507957",
      "card_network": "mastercard",
      "amount": 396.61,
      "purchased_at": "2025-03-23 11:00:10",
      "reason_category": "not_as_described",
      "opened_at": "2025-06-16 16:45:31",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-06-20 09:08:16",
      "t_pre_arbitration": "2025-07-14 00:22:08",
      "t_arbitration": "2025-07-19 18:30:44",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 11,
      "merchant_id": 2,
      "payment_ref": "PAY-6504402597",
      "card_network": "visa",
      "amount": 1378.36,
      "purchased_at": "2024-10-16 15:44:22",
      "reason_category": "not_as_described",
      "opened_at": "2024-12-30 19:17:09",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-01-13 02:47:24",
      "t_pre_arbitration": "2025-01-29 16:05:47",
      "t_arbitration": "2025-02-04 16:07:36",
      "represented_at": "2025-01-13 02:47:24",
      "pre_arbitration_at": "2025-01-29 16:05:47",
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 12,
      "merchant_id": 20,
      "payment_ref": "PAY-3757122762",
      "card_network": "visa",
      "amount": 186.99,
      "purchased_at": "2024-10-29 12:05:03",
      "reason_category": "subscription_cancelled",
      "opened_at": "2024-11-17 10:42:51",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2024-12-06 21:36:01",
      "t_pre_arbitration": "2024-12-24 02:35:24",
      "t_arbitration": "2025-01-26 19:49:36",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 13,
      "merchant_id": 5,
      "payment_ref": "PAY-3240810800",
      "card_network": "visa",
      "amount": 1746.78,
      "purchased_at": "2025-02-05 16:18:51",
      "reason_category": "refund_not_processed",
      "opened_at": "2025-02-16 11:19:18",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-03-03 03:08:06",
      "t_pre_arbitration": "2025-03-11 10:29:53",
      "t_arbitration": "2025-03-20 00:00:26",
      "represented_at": "2025-03-03 03:08:06",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 14,
      "merchant_id": 22,
      "payment_ref": "PAY-8512043430",
      "card_network": "mastercard",
      "amount": 6.46,
      "purchased_at": "2024-12-30 21:49:44",
      "reason_category": "not_authorised",
      "opened_at": "2025-03-23 14:07:15",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-03-27 07:16:58",
      "t_pre_arbitration": "2025-04-03 16:43:17",
      "t_arbitration": "2025-05-17 20:31:55",
      "represented_at": "2025-03-27 07:16:58",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 15,
      "merchant_id": 5,
      "payment_ref": "PAY-8808620443",
      "card_network": "mastercard",
      "amount": 600.9,
      "purchased_at": "2024-12-03 18:09:50",
      "reason_category": "not_authorised",
      "opened_at": "2025-01-19 17:00:19",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-02-09 04:51:14",
      "t_pre_arbitration": "2025-02-23 23:56:13",
      "t_arbitration": "2025-03-08 00:03:32",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 16,
      "merchant_id": 10,
      "payment_ref": "PAY-7739632569",
      "card_network": "visa",
      "amount": 157.64,
      "purchased_at": "2024-12-09 19:04:16",
      "reason_category": "refund_not_processed",
      "opened_at": "2024-12-14 12:10:11",
      "response_window_days": 20,
      "stage_reached": "arbitration",
      "t_response": "2025-01-09 11:07:34",
      "t_pre_arbitration": "2025-01-14 11:56:23",
      "t_arbitration": "2025-02-01 18:31:11",
      "represented_at": "2025-01-09 11:07:34",
      "pre_arbitration_at": "2025-01-14 11:56:23",
      "arbitration_at": "2025-02-01 18:31:11",
      "outcome": "pending"
    },
    {
      "id": 17,
      "merchant_id": 3,
      "payment_ref": "PAY-2460402285",
      "card_network": "mastercard",
      "amount": 124.72,
      "purchased_at": "2025-02-25 18:28:03",
      "reason_category": "not_authorised",
      "opened_at": "2025-04-03 10:55:34",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-04-05 21:38:05",
      "t_pre_arbitration": "2025-04-28 08:40:24",
      "t_arbitration": "2025-05-24 07:23:21",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 18,
      "merchant_id": 14,
      "payment_ref": "PAY-7071963938",
      "card_network": "visa",
      "amount": 500.03,
      "purchased_at": "2024-12-24 12:32:39",
      "reason_category": "not_as_described",
      "opened_at": "2025-01-14 14:27:39",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-02-02 21:48:18",
      "t_pre_arbitration": "2025-02-10 07:37:15",
      "t_arbitration": "2025-03-21 15:24:41",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 19,
      "merchant_id": 12,
      "payment_ref": "PAY-5911653524",
      "card_network": "visa",
      "amount": 1056.91,
      "purchased_at": "2024-11-27 19:34:20",
      "reason_category": "not_authorised",
      "opened_at": "2025-01-13 13:16:49",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-01-16 22:44:21",
      "t_pre_arbitration": "2025-02-01 07:32:14",
      "t_arbitration": "2025-02-17 19:49:37",
      "represented_at": "2025-01-16 22:44:21",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 20,
      "merchant_id": 8,
      "payment_ref": "PAY-9504267033",
      "card_network": "mastercard",
      "amount": 2435.54,
      "purchased_at": "2025-01-19 14:13:18",
      "reason_category": "goods_not_received",
      "opened_at": "2025-02-24 10:19:18",
      "response_window_days": 20,
      "stage_reached": "arbitration",
      "t_response": "2025-03-20 06:56:59",
      "t_pre_arbitration": "2025-03-28 22:54:18",
      "t_arbitration": "2025-05-04 01:03:11",
      "represented_at": "2025-03-20 06:56:59",
      "pre_arbitration_at": "2025-03-28 22:54:18",
      "arbitration_at": "2025-05-04 01:03:11",
      "outcome": "merchant_won"
    },
    {
      "id": 21,
      "merchant_id": 19,
      "payment_ref": "PAY-9618442402",
      "card_network": "mastercard",
      "amount": 1454,
      "purchased_at": "2025-03-21 13:53:35",
      "reason_category": "goods_not_received",
      "opened_at": "2025-05-05 16:40:41",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-05-11 17:15:00",
      "t_pre_arbitration": "2025-05-28 07:36:53",
      "t_arbitration": "2025-06-01 19:33:43",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 22,
      "merchant_id": 6,
      "payment_ref": "PAY-3455167025",
      "card_network": "visa",
      "amount": 557.98,
      "purchased_at": "2024-12-13 22:57:25",
      "reason_category": "refund_not_processed",
      "opened_at": "2024-12-18 11:49:28",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2024-12-22 17:35:40",
      "t_pre_arbitration": "2025-01-17 03:42:55",
      "t_arbitration": "2025-02-22 03:49:40",
      "represented_at": "2024-12-22 17:35:40",
      "pre_arbitration_at": "2025-01-17 03:42:55",
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 23,
      "merchant_id": 17,
      "payment_ref": "PAY-8074613138",
      "card_network": "mastercard",
      "amount": 964.29,
      "purchased_at": "2024-10-07 22:57:45",
      "reason_category": "goods_not_received",
      "opened_at": "2024-11-30 13:21:28",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2024-12-20 07:11:45",
      "t_pre_arbitration": "2025-01-05 02:36:46",
      "t_arbitration": "2025-01-10 14:58:50",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 24,
      "merchant_id": 17,
      "payment_ref": "PAY-8612203385",
      "card_network": "mastercard",
      "amount": 442.1,
      "purchased_at": "2025-03-20 22:37:55",
      "reason_category": "not_authorised",
      "opened_at": "2025-06-07 07:06:58",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-06-18 00:20:01",
      "t_pre_arbitration": "2025-07-06 00:50:40",
      "t_arbitration": "2025-08-04 15:09:09",
      "represented_at": "2025-06-18 00:20:01",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 25,
      "merchant_id": 19,
      "payment_ref": "PAY-1034616001",
      "card_network": "visa",
      "amount": 55.37,
      "purchased_at": "2025-01-20 18:48:06",
      "reason_category": "goods_not_received",
      "opened_at": "2025-02-19 15:09:55",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-03-02 14:47:36",
      "t_pre_arbitration": "2025-03-02 20:28:33",
      "t_arbitration": "2025-04-01 16:30:54",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 26,
      "merchant_id": 6,
      "payment_ref": "PAY-9492779893",
      "card_network": "mastercard",
      "amount": 1483.49,
      "purchased_at": "2025-02-27 20:26:12",
      "reason_category": "refund_not_processed",
      "opened_at": "2025-05-11 10:50:40",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-05-13 16:54:22",
      "t_pre_arbitration": "2025-06-06 13:59:17",
      "t_arbitration": "2025-06-27 10:02:35",
      "represented_at": "2025-05-13 16:54:22",
      "pre_arbitration_at": "2025-06-06 13:59:17",
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 27,
      "merchant_id": 22,
      "payment_ref": "PAY-8761818658",
      "card_network": "visa",
      "amount": 802.04,
      "purchased_at": "2025-01-02 12:14:41",
      "reason_category": "not_authorised",
      "opened_at": "2025-02-12 17:05:15",
      "response_window_days": 20,
      "stage_reached": "arbitration",
      "t_response": "2025-02-15 19:39:35",
      "t_pre_arbitration": "2025-02-20 04:24:06",
      "t_arbitration": "2025-02-25 08:54:33",
      "represented_at": "2025-02-15 19:39:35",
      "pre_arbitration_at": "2025-02-20 04:24:06",
      "arbitration_at": "2025-02-25 08:54:33",
      "outcome": "merchant_won"
    },
    {
      "id": 28,
      "merchant_id": 15,
      "payment_ref": "PAY-5570044891",
      "card_network": "visa",
      "amount": 1133.47,
      "purchased_at": "2024-12-05 13:55:16",
      "reason_category": "subscription_cancelled",
      "opened_at": "2025-02-23 19:08:25",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-03-19 21:33:56",
      "t_pre_arbitration": "2025-04-18 16:59:07",
      "t_arbitration": "2025-05-05 23:40:22",
      "represented_at": "2025-03-19 21:33:56",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 29,
      "merchant_id": 24,
      "payment_ref": "PAY-7136633854",
      "card_network": "visa",
      "amount": 10.55,
      "purchased_at": "2024-12-28 13:15:19",
      "reason_category": "subscription_cancelled",
      "opened_at": "2025-02-22 09:02:54",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-03-20 14:40:09",
      "t_pre_arbitration": "2025-03-28 11:38:09",
      "t_arbitration": "2025-04-07 03:08:32",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 30,
      "merchant_id": 20,
      "payment_ref": "PAY-0966218363",
      "card_network": "mastercard",
      "amount": 1404.19,
      "purchased_at": "2025-02-14 21:59:23",
      "reason_category": "goods_not_received",
      "opened_at": "2025-04-01 13:08:14",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-04-17 01:36:24",
      "t_pre_arbitration": "2025-05-09 01:22:06",
      "t_arbitration": "2025-06-17 07:25:22",
      "represented_at": "2025-04-17 01:36:24",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 31,
      "merchant_id": 4,
      "payment_ref": "PAY-9683822586",
      "card_network": "visa",
      "amount": 423.71,
      "purchased_at": "2024-12-25 18:09:45",
      "reason_category": "not_authorised",
      "opened_at": "2025-03-22 16:45:46",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-04-15 08:28:58",
      "t_pre_arbitration": "2025-04-27 20:14:06",
      "t_arbitration": "2025-05-28 07:21:27",
      "represented_at": "2025-04-15 08:28:58",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 32,
      "merchant_id": 5,
      "payment_ref": "PAY-8729008205",
      "card_network": "mastercard",
      "amount": 1608.51,
      "purchased_at": "2024-11-05 13:11:01",
      "reason_category": "not_as_described",
      "opened_at": "2025-01-20 09:45:42",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-01-31 19:56:57",
      "t_pre_arbitration": "2025-02-19 10:24:08",
      "t_arbitration": "2025-03-22 17:42:12",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 33,
      "merchant_id": 23,
      "payment_ref": "PAY-3820454167",
      "card_network": "mastercard",
      "amount": 77.72,
      "purchased_at": "2025-02-27 21:58:29",
      "reason_category": "not_authorised",
      "opened_at": "2025-04-29 14:08:51",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-05-08 23:15:11",
      "t_pre_arbitration": "2025-05-16 03:10:57",
      "t_arbitration": "2025-06-26 03:25:32",
      "represented_at": "2025-05-08 23:15:11",
      "pre_arbitration_at": "2025-05-16 03:10:57",
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 34,
      "merchant_id": 2,
      "payment_ref": "PAY-5176794698",
      "card_network": "visa",
      "amount": 31.45,
      "purchased_at": "2024-12-13 13:42:57",
      "reason_category": "goods_not_received",
      "opened_at": "2025-01-22 14:34:39",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-01-26 20:10:36",
      "t_pre_arbitration": "2025-02-16 09:32:45",
      "t_arbitration": "2025-03-06 09:29:06",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 35,
      "merchant_id": 15,
      "payment_ref": "PAY-2308593770",
      "card_network": "visa",
      "amount": 520.74,
      "purchased_at": "2025-01-22 20:29:38",
      "reason_category": "not_authorised",
      "opened_at": "2025-03-25 16:17:16",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-04-10 15:53:27",
      "t_pre_arbitration": "2025-04-23 09:52:37",
      "t_arbitration": "2025-05-25 23:25:48",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 36,
      "merchant_id": 4,
      "payment_ref": "PAY-7769891689",
      "card_network": "visa",
      "amount": 1939.78,
      "purchased_at": "2025-03-17 18:42:10",
      "reason_category": "duplicate_charge",
      "opened_at": "2025-05-25 14:29:09",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-06-16 08:15:19",
      "t_pre_arbitration": "2025-07-01 13:42:14",
      "t_arbitration": "2025-07-06 18:48:50",
      "represented_at": "2025-06-16 08:15:19",
      "pre_arbitration_at": "2025-07-01 13:42:14",
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 37,
      "merchant_id": 2,
      "payment_ref": "PAY-9504558261",
      "card_network": "mastercard",
      "amount": 274.04,
      "purchased_at": "2024-11-01 14:23:26",
      "reason_category": "goods_not_received",
      "opened_at": "2025-01-22 10:48:14",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-01-30 23:28:48",
      "t_pre_arbitration": "2025-02-18 02:44:18",
      "t_arbitration": "2025-03-26 04:06:03",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 38,
      "merchant_id": 10,
      "payment_ref": "PAY-1991812228",
      "card_network": "mastercard",
      "amount": 35.2,
      "purchased_at": "2024-12-05 14:06:24",
      "reason_category": "refund_not_processed",
      "opened_at": "2025-02-17 12:17:27",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-02-21 20:23:25",
      "t_pre_arbitration": "2025-02-23 05:18:19",
      "t_arbitration": "2025-03-07 01:29:57",
      "represented_at": "2025-02-21 20:23:25",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 39,
      "merchant_id": 4,
      "payment_ref": "PAY-6260073293",
      "card_network": "visa",
      "amount": 1361.56,
      "purchased_at": "2024-10-29 21:49:16",
      "reason_category": "refund_not_processed",
      "opened_at": "2025-01-07 15:29:04",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-01-23 12:11:12",
      "t_pre_arbitration": "2025-02-01 14:52:11",
      "t_arbitration": "2025-03-03 21:55:16",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 40,
      "merchant_id": 19,
      "payment_ref": "PAY-2428688867",
      "card_network": "visa",
      "amount": 749.21,
      "purchased_at": "2025-02-05 19:27:28",
      "reason_category": "goods_not_received",
      "opened_at": "2025-02-08 13:27:58",
      "response_window_days": 20,
      "stage_reached": "arbitration",
      "t_response": "2025-02-13 00:06:06",
      "t_pre_arbitration": "2025-03-03 21:46:30",
      "t_arbitration": "2025-04-11 12:16:30",
      "represented_at": "2025-02-13 00:06:06",
      "pre_arbitration_at": "2025-03-03 21:46:30",
      "arbitration_at": "2025-04-11 12:16:30",
      "outcome": "cardholder_won"
    },
    {
      "id": 41,
      "merchant_id": 1,
      "payment_ref": "PAY-2938929995",
      "card_network": "mastercard",
      "amount": 503.37,
      "purchased_at": "2024-12-11 16:13:11",
      "reason_category": "goods_not_received",
      "opened_at": "2025-01-12 14:36:04",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-01-27 15:27:36",
      "t_pre_arbitration": "2025-02-23 06:25:46",
      "t_arbitration": "2025-03-21 20:39:06",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 42,
      "merchant_id": 4,
      "payment_ref": "PAY-2509001366",
      "card_network": "visa",
      "amount": 20.22,
      "purchased_at": "2024-12-10 15:03:11",
      "reason_category": "not_authorised",
      "opened_at": "2025-01-15 10:17:40",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-01-28 08:14:44",
      "t_pre_arbitration": "2025-02-15 02:33:14",
      "t_arbitration": "2025-03-23 23:34:03",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 43,
      "merchant_id": 5,
      "payment_ref": "PAY-7687395071",
      "card_network": "visa",
      "amount": 16.78,
      "purchased_at": "2024-11-17 19:53:21",
      "reason_category": "not_authorised",
      "opened_at": "2025-01-09 14:51:32",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-02-04 01:53:26",
      "t_pre_arbitration": "2025-02-10 13:13:42",
      "t_arbitration": "2025-03-25 19:40:53",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 44,
      "merchant_id": 4,
      "payment_ref": "PAY-4780599373",
      "card_network": "visa",
      "amount": 214.14,
      "purchased_at": "2025-03-25 18:04:11",
      "reason_category": "not_authorised",
      "opened_at": "2025-05-05 15:48:30",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-05-28 22:22:24",
      "t_pre_arbitration": "2025-06-17 03:16:33",
      "t_arbitration": "2025-06-23 20:12:59",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 45,
      "merchant_id": 2,
      "payment_ref": "PAY-8874316729",
      "card_network": "visa",
      "amount": 266.09,
      "purchased_at": "2024-12-01 14:40:37",
      "reason_category": "duplicate_charge",
      "opened_at": "2025-02-17 11:57:00",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-03-03 10:57:41",
      "t_pre_arbitration": "2025-03-14 05:08:51",
      "t_arbitration": "2025-04-08 10:41:34",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 46,
      "merchant_id": 8,
      "payment_ref": "PAY-2050438045",
      "card_network": "visa",
      "amount": 5.76,
      "purchased_at": "2025-02-15 12:17:33",
      "reason_category": "subscription_cancelled",
      "opened_at": "2025-03-11 09:48:01",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-03-30 11:33:36",
      "t_pre_arbitration": "2025-04-17 11:27:13",
      "t_arbitration": "2025-05-28 09:15:27",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 47,
      "merchant_id": 16,
      "payment_ref": "PAY-3562891238",
      "card_network": "visa",
      "amount": 1681.76,
      "purchased_at": "2024-10-02 13:17:03",
      "reason_category": "not_authorised",
      "opened_at": "2024-12-12 18:07:19",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-01-05 22:33:05",
      "t_pre_arbitration": "2025-01-17 08:18:39",
      "t_arbitration": "2025-02-01 15:11:24",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 48,
      "merchant_id": 25,
      "payment_ref": "PAY-0698135610",
      "card_network": "mastercard",
      "amount": 41.93,
      "purchased_at": "2024-12-19 21:42:46",
      "reason_category": "not_authorised",
      "opened_at": "2025-01-16 11:18:00",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-01-21 13:09:58",
      "t_pre_arbitration": "2025-01-24 16:23:21",
      "t_arbitration": "2025-02-28 00:58:57",
      "represented_at": "2025-01-21 13:09:58",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 49,
      "merchant_id": 12,
      "payment_ref": "PAY-0537944171",
      "card_network": "visa",
      "amount": 1519.23,
      "purchased_at": "2024-11-07 20:06:26",
      "reason_category": "subscription_cancelled",
      "opened_at": "2024-11-10 11:19:13",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2024-11-21 16:36:24",
      "t_pre_arbitration": "2024-11-23 11:38:55",
      "t_arbitration": "2024-11-28 10:22:46",
      "represented_at": "2024-11-21 16:36:24",
      "pre_arbitration_at": "2024-11-23 11:38:55",
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 50,
      "merchant_id": 2,
      "payment_ref": "PAY-7563210778",
      "card_network": "mastercard",
      "amount": 21.86,
      "purchased_at": "2025-01-26 13:38:16",
      "reason_category": "refund_not_processed",
      "opened_at": "2025-02-11 17:25:20",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-03-02 13:45:37",
      "t_pre_arbitration": "2025-03-11 19:37:12",
      "t_arbitration": "2025-04-07 21:39:12",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 51,
      "merchant_id": 5,
      "payment_ref": "PAY-6677082587",
      "card_network": "visa",
      "amount": 9.11,
      "purchased_at": "2024-11-02 12:45:42",
      "reason_category": "duplicate_charge",
      "opened_at": "2025-01-06 19:28:27",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-01-18 00:44:30",
      "t_pre_arbitration": "2025-01-21 09:17:20",
      "t_arbitration": "2025-02-25 22:51:05",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 52,
      "merchant_id": 8,
      "payment_ref": "PAY-2259104399",
      "card_network": "mastercard",
      "amount": 1342.64,
      "purchased_at": "2024-10-02 16:50:00",
      "reason_category": "not_as_described",
      "opened_at": "2024-11-03 07:12:12",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2024-11-19 14:34:12",
      "t_pre_arbitration": "2024-12-01 08:46:21",
      "t_arbitration": "2025-01-01 23:26:21",
      "represented_at": "2024-11-19 14:34:12",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 53,
      "merchant_id": 5,
      "payment_ref": "PAY-0119148052",
      "card_network": "visa",
      "amount": 1014.3,
      "purchased_at": "2024-11-24 11:56:05",
      "reason_category": "not_as_described",
      "opened_at": "2024-12-11 13:13:28",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2024-12-14 16:26:37",
      "t_pre_arbitration": "2024-12-20 11:05:52",
      "t_arbitration": "2025-01-29 01:10:55",
      "represented_at": "2024-12-14 16:26:37",
      "pre_arbitration_at": "2024-12-20 11:05:52",
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 54,
      "merchant_id": 10,
      "payment_ref": "PAY-5774793544",
      "card_network": "visa",
      "amount": 1225.6,
      "purchased_at": "2025-02-16 16:18:08",
      "reason_category": "not_as_described",
      "opened_at": "2025-05-08 16:53:44",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-06-04 17:59:50",
      "t_pre_arbitration": "2025-06-07 09:19:33",
      "t_arbitration": "2025-07-05 11:28:22",
      "represented_at": "2025-06-04 17:59:50",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 55,
      "merchant_id": 19,
      "payment_ref": "PAY-3307018983",
      "card_network": "visa",
      "amount": 1684.39,
      "purchased_at": "2025-03-15 20:25:17",
      "reason_category": "not_as_described",
      "opened_at": "2025-05-13 10:58:02",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-06-07 17:16:15",
      "t_pre_arbitration": "2025-06-29 05:00:27",
      "t_arbitration": "2025-07-18 05:33:56",
      "represented_at": "2025-06-07 17:16:15",
      "pre_arbitration_at": "2025-06-29 05:00:27",
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 56,
      "merchant_id": 13,
      "payment_ref": "PAY-3037267886",
      "card_network": "visa",
      "amount": 5.46,
      "purchased_at": "2025-01-05 17:07:38",
      "reason_category": "refund_not_processed",
      "opened_at": "2025-03-24 17:28:06",
      "response_window_days": 20,
      "stage_reached": "arbitration",
      "t_response": "2025-03-29 10:22:55",
      "t_pre_arbitration": "2025-03-31 06:13:03",
      "t_arbitration": "2025-04-03 00:52:34",
      "represented_at": "2025-03-29 10:22:55",
      "pre_arbitration_at": "2025-03-31 06:13:03",
      "arbitration_at": "2025-04-03 00:52:34",
      "outcome": "cardholder_won"
    },
    {
      "id": 57,
      "merchant_id": 9,
      "payment_ref": "PAY-8399082042",
      "card_network": "mastercard",
      "amount": 5.46,
      "purchased_at": "2025-02-17 11:23:11",
      "reason_category": "not_authorised",
      "opened_at": "2025-04-19 16:05:13",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-05-11 05:25:57",
      "t_pre_arbitration": "2025-05-18 07:49:53",
      "t_arbitration": "2025-06-28 21:16:59",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 58,
      "merchant_id": 4,
      "payment_ref": "PAY-8165155684",
      "card_network": "mastercard",
      "amount": 290.08,
      "purchased_at": "2025-02-28 12:18:04",
      "reason_category": "not_authorised",
      "opened_at": "2025-03-19 14:33:32",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-04-01 21:49:45",
      "t_pre_arbitration": "2025-04-11 18:27:43",
      "t_arbitration": "2025-04-19 20:55:09",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 59,
      "merchant_id": 14,
      "payment_ref": "PAY-2031251644",
      "card_network": "visa",
      "amount": 2027.59,
      "purchased_at": "2024-11-28 11:31:57",
      "reason_category": "subscription_cancelled",
      "opened_at": "2024-12-18 15:03:19",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2024-12-21 14:04:37",
      "t_pre_arbitration": "2024-12-24 15:02:56",
      "t_arbitration": "2025-01-02 11:33:36",
      "represented_at": "2024-12-21 14:04:37",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 60,
      "merchant_id": 16,
      "payment_ref": "PAY-2814265002",
      "card_network": "mastercard",
      "amount": 145.46,
      "purchased_at": "2024-12-28 15:20:40",
      "reason_category": "goods_not_received",
      "opened_at": "2025-03-14 09:19:37",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-03-27 11:28:50",
      "t_pre_arbitration": "2025-04-05 14:10:09",
      "t_arbitration": "2025-04-13 05:10:06",
      "represented_at": "2025-03-27 11:28:50",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 61,
      "merchant_id": 19,
      "payment_ref": "PAY-1917858741",
      "card_network": "mastercard",
      "amount": 162.29,
      "purchased_at": "2025-03-09 18:57:52",
      "reason_category": "goods_not_received",
      "opened_at": "2025-04-07 09:04:00",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-05-04 20:39:26",
      "t_pre_arbitration": "2025-05-17 05:12:13",
      "t_arbitration": "2025-05-24 09:28:41",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 62,
      "merchant_id": 5,
      "payment_ref": "PAY-3356286003",
      "card_network": "mastercard",
      "amount": 7.33,
      "purchased_at": "2025-03-16 19:17:28",
      "reason_category": "goods_not_received",
      "opened_at": "2025-03-17 09:04:14",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-04-03 03:38:41",
      "t_pre_arbitration": "2025-04-13 00:12:26",
      "t_arbitration": "2025-05-27 06:02:52",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 63,
      "merchant_id": 14,
      "payment_ref": "PAY-6201335419",
      "card_network": "visa",
      "amount": 376.67,
      "purchased_at": "2025-03-09 17:34:16",
      "reason_category": "subscription_cancelled",
      "opened_at": "2025-06-03 10:31:19",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-06-03 21:51:29",
      "t_pre_arbitration": "2025-06-28 20:57:12",
      "t_arbitration": "2025-07-08 23:43:11",
      "represented_at": "2025-06-03 21:51:29",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 64,
      "merchant_id": 18,
      "payment_ref": "PAY-3408446279",
      "card_network": "visa",
      "amount": 278.28,
      "purchased_at": "2025-03-03 19:45:22",
      "reason_category": "not_authorised",
      "opened_at": "2025-03-20 13:12:42",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-04-01 01:55:17",
      "t_pre_arbitration": "2025-04-25 00:59:44",
      "t_arbitration": "2025-04-25 03:44:47",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 65,
      "merchant_id": 2,
      "payment_ref": "PAY-6297593749",
      "card_network": "mastercard",
      "amount": 192.36,
      "purchased_at": "2025-03-17 21:04:22",
      "reason_category": "not_as_described",
      "opened_at": "2025-03-20 16:36:36",
      "response_window_days": 20,
      "stage_reached": "arbitration",
      "t_response": "2025-04-16 08:03:28",
      "t_pre_arbitration": "2025-05-11 15:40:42",
      "t_arbitration": "2025-06-03 05:06:12",
      "represented_at": "2025-04-16 08:03:28",
      "pre_arbitration_at": "2025-05-11 15:40:42",
      "arbitration_at": "2025-06-03 05:06:12",
      "outcome": "cardholder_won"
    },
    {
      "id": 66,
      "merchant_id": 2,
      "payment_ref": "PAY-2761516791",
      "card_network": "mastercard",
      "amount": 1908.96,
      "purchased_at": "2024-12-11 22:57:05",
      "reason_category": "duplicate_charge",
      "opened_at": "2025-01-22 13:30:22",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-02-14 17:00:11",
      "t_pre_arbitration": "2025-03-05 03:16:57",
      "t_arbitration": "2025-04-09 02:05:43",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 67,
      "merchant_id": 18,
      "payment_ref": "PAY-4723924514",
      "card_network": "visa",
      "amount": 679.34,
      "purchased_at": "2024-12-10 21:08:35",
      "reason_category": "not_authorised",
      "opened_at": "2025-02-03 17:19:51",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-02-12 03:25:53",
      "t_pre_arbitration": "2025-02-18 21:36:17",
      "t_arbitration": "2025-03-28 05:20:31",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 68,
      "merchant_id": 5,
      "payment_ref": "PAY-3981432018",
      "card_network": "visa",
      "amount": 17.21,
      "purchased_at": "2025-01-04 19:24:06",
      "reason_category": "not_as_described",
      "opened_at": "2025-01-28 07:26:28",
      "response_window_days": 20,
      "stage_reached": "arbitration",
      "t_response": "2025-02-08 09:50:08",
      "t_pre_arbitration": "2025-02-21 02:53:21",
      "t_arbitration": "2025-03-05 19:23:43",
      "represented_at": "2025-02-08 09:50:08",
      "pre_arbitration_at": "2025-02-21 02:53:21",
      "arbitration_at": "2025-03-05 19:23:43",
      "outcome": "merchant_won"
    },
    {
      "id": 69,
      "merchant_id": 7,
      "payment_ref": "PAY-0127983245",
      "card_network": "visa",
      "amount": 16.42,
      "purchased_at": "2024-10-31 19:01:38",
      "reason_category": "not_as_described",
      "opened_at": "2024-12-18 10:56:07",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-01-03 06:07:42",
      "t_pre_arbitration": "2025-01-27 07:44:04",
      "t_arbitration": "2025-02-01 05:41:15",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 70,
      "merchant_id": 19,
      "payment_ref": "PAY-2792678274",
      "card_network": "visa",
      "amount": 1249.21,
      "purchased_at": "2024-10-04 16:41:02",
      "reason_category": "not_authorised",
      "opened_at": "2024-12-21 16:44:20",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2024-12-26 17:12:47",
      "t_pre_arbitration": "2025-01-22 18:41:26",
      "t_arbitration": "2025-02-24 12:24:32",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 71,
      "merchant_id": 9,
      "payment_ref": "PAY-5094056265",
      "card_network": "visa",
      "amount": 6.2,
      "purchased_at": "2024-10-26 17:26:14",
      "reason_category": "refund_not_processed",
      "opened_at": "2024-11-18 10:19:10",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2024-12-06 00:08:32",
      "t_pre_arbitration": "2024-12-09 05:33:55",
      "t_arbitration": "2025-01-08 07:25:24",
      "represented_at": "2024-12-06 00:08:32",
      "pre_arbitration_at": "2024-12-09 05:33:55",
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 72,
      "merchant_id": 7,
      "payment_ref": "PAY-0580886948",
      "card_network": "visa",
      "amount": 20.93,
      "purchased_at": "2025-03-28 19:33:04",
      "reason_category": "refund_not_processed",
      "opened_at": "2025-04-22 11:44:38",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-05-01 12:54:46",
      "t_pre_arbitration": "2025-05-02 07:11:10",
      "t_arbitration": "2025-05-22 04:05:36",
      "represented_at": "2025-05-01 12:54:46",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 73,
      "merchant_id": 18,
      "payment_ref": "PAY-6501116769",
      "card_network": "mastercard",
      "amount": 1176.42,
      "purchased_at": "2025-03-06 11:17:24",
      "reason_category": "not_authorised",
      "opened_at": "2025-03-17 16:12:52",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-03-17 22:25:17",
      "t_pre_arbitration": "2025-03-24 20:59:07",
      "t_arbitration": "2025-04-06 00:54:01",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 74,
      "merchant_id": 16,
      "payment_ref": "PAY-0938382640",
      "card_network": "visa",
      "amount": 1150.6,
      "purchased_at": "2024-12-23 18:06:57",
      "reason_category": "not_authorised",
      "opened_at": "2025-02-26 10:33:51",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-02-26 22:32:34",
      "t_pre_arbitration": "2025-03-06 08:17:45",
      "t_arbitration": "2025-03-25 04:01:06",
      "represented_at": "2025-02-26 22:32:34",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 75,
      "merchant_id": 18,
      "payment_ref": "PAY-2024690391",
      "card_network": "visa",
      "amount": 5.12,
      "purchased_at": "2024-11-03 16:52:01",
      "reason_category": "not_as_described",
      "opened_at": "2024-12-08 16:49:34",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2024-12-26 13:16:46",
      "t_pre_arbitration": "2025-01-11 16:35:40",
      "t_arbitration": "2025-02-05 11:48:01",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 76,
      "merchant_id": 7,
      "payment_ref": "PAY-2388506195",
      "card_network": "visa",
      "amount": 778.49,
      "purchased_at": "2025-03-20 13:13:21",
      "reason_category": "goods_not_received",
      "opened_at": "2025-06-10 10:25:46",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-06-22 20:47:47",
      "t_pre_arbitration": "2025-07-12 17:20:16",
      "t_arbitration": "2025-08-22 03:02:52",
      "represented_at": "2025-06-22 20:47:47",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 77,
      "merchant_id": 1,
      "payment_ref": "PAY-0268203269",
      "card_network": "mastercard",
      "amount": 138.65,
      "purchased_at": "2024-12-03 20:42:23",
      "reason_category": "not_authorised",
      "opened_at": "2024-12-21 16:31:09",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2024-12-28 00:17:35",
      "t_pre_arbitration": "2025-01-17 21:05:47",
      "t_arbitration": "2025-02-21 00:47:12",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 78,
      "merchant_id": 18,
      "payment_ref": "PAY-4088798526",
      "card_network": "mastercard",
      "amount": 118.08,
      "purchased_at": "2024-12-18 20:36:51",
      "reason_category": "subscription_cancelled",
      "opened_at": "2025-02-19 10:20:38",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-02-23 09:30:47",
      "t_pre_arbitration": "2025-03-11 10:17:45",
      "t_arbitration": "2025-03-31 02:21:31",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 79,
      "merchant_id": 14,
      "payment_ref": "PAY-7226731532",
      "card_network": "visa",
      "amount": 113.65,
      "purchased_at": "2025-03-14 10:50:32",
      "reason_category": "not_authorised",
      "opened_at": "2025-03-22 11:06:53",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-04-11 10:30:44",
      "t_pre_arbitration": "2025-05-04 05:57:39",
      "t_arbitration": "2025-05-18 15:35:42",
      "represented_at": "2025-04-11 10:30:44",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 80,
      "merchant_id": 7,
      "payment_ref": "PAY-7928254900",
      "card_network": "visa",
      "amount": 1734.73,
      "purchased_at": "2025-01-16 12:39:32",
      "reason_category": "not_authorised",
      "opened_at": "2025-04-15 17:31:16",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-05-12 22:10:01",
      "t_pre_arbitration": "2025-05-18 16:06:30",
      "t_arbitration": "2025-05-26 02:52:47",
      "represented_at": "2025-05-12 22:10:01",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 81,
      "merchant_id": 13,
      "payment_ref": "PAY-3233169406",
      "card_network": "mastercard",
      "amount": 6.96,
      "purchased_at": "2024-11-11 21:35:56",
      "reason_category": "not_authorised",
      "opened_at": "2024-11-20 19:46:47",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2024-12-12 03:28:10",
      "t_pre_arbitration": "2025-01-07 21:58:16",
      "t_arbitration": "2025-01-23 18:34:17",
      "represented_at": "2024-12-12 03:28:10",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 82,
      "merchant_id": 6,
      "payment_ref": "PAY-8343549447",
      "card_network": "visa",
      "amount": 5.3,
      "purchased_at": "2025-03-16 20:26:06",
      "reason_category": "not_as_described",
      "opened_at": "2025-05-09 11:41:45",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-05-15 08:43:03",
      "t_pre_arbitration": "2025-06-09 10:21:57",
      "t_arbitration": "2025-07-02 02:46:01",
      "represented_at": "2025-05-15 08:43:03",
      "pre_arbitration_at": "2025-06-09 10:21:57",
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 83,
      "merchant_id": 25,
      "payment_ref": "PAY-2670744818",
      "card_network": "mastercard",
      "amount": 654.76,
      "purchased_at": "2024-12-05 15:55:04",
      "reason_category": "not_as_described",
      "opened_at": "2025-02-28 10:28:00",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-03-13 11:20:40",
      "t_pre_arbitration": "2025-03-26 15:05:07",
      "t_arbitration": "2025-05-01 13:23:01",
      "represented_at": "2025-03-13 11:20:40",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 84,
      "merchant_id": 25,
      "payment_ref": "PAY-3563203531",
      "card_network": "visa",
      "amount": 2436.37,
      "purchased_at": "2025-03-19 20:33:51",
      "reason_category": "refund_not_processed",
      "opened_at": "2025-05-14 09:54:16",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-05-19 01:02:11",
      "t_pre_arbitration": "2025-05-22 11:53:43",
      "t_arbitration": "2025-06-18 16:00:02",
      "represented_at": "2025-05-19 01:02:11",
      "pre_arbitration_at": "2025-05-22 11:53:43",
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 85,
      "merchant_id": 7,
      "payment_ref": "PAY-0931480473",
      "card_network": "mastercard",
      "amount": 32.21,
      "purchased_at": "2024-10-03 16:41:30",
      "reason_category": "subscription_cancelled",
      "opened_at": "2024-12-15 16:19:13",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2024-12-26 21:53:16",
      "t_pre_arbitration": "2025-01-14 08:57:02",
      "t_arbitration": "2025-02-01 05:14:57",
      "represented_at": "2024-12-26 21:53:16",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 86,
      "merchant_id": 5,
      "payment_ref": "PAY-2030032588",
      "card_network": "mastercard",
      "amount": 805.13,
      "purchased_at": "2025-01-27 19:54:45",
      "reason_category": "not_authorised",
      "opened_at": "2025-04-07 09:26:42",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-04-07 22:22:53",
      "t_pre_arbitration": "2025-05-07 07:18:39",
      "t_arbitration": "2025-05-13 19:23:02",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 87,
      "merchant_id": 8,
      "payment_ref": "PAY-2029964843",
      "card_network": "visa",
      "amount": 37.42,
      "purchased_at": "2024-12-09 19:26:26",
      "reason_category": "not_authorised",
      "opened_at": "2025-01-01 16:55:21",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-01-11 19:43:33",
      "t_pre_arbitration": "2025-02-06 09:20:52",
      "t_arbitration": "2025-03-21 22:48:26",
      "represented_at": "2025-01-11 19:43:33",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 88,
      "merchant_id": 4,
      "payment_ref": "PAY-6441068056",
      "card_network": "visa",
      "amount": 993.27,
      "purchased_at": "2025-03-17 22:44:57",
      "reason_category": "not_authorised",
      "opened_at": "2025-06-04 21:37:39",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-06-09 12:16:47",
      "t_pre_arbitration": "2025-07-01 13:48:41",
      "t_arbitration": "2025-07-22 08:23:16",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 89,
      "merchant_id": 9,
      "payment_ref": "PAY-8850024107",
      "card_network": "mastercard",
      "amount": 7.44,
      "purchased_at": "2024-12-21 16:38:55",
      "reason_category": "not_authorised",
      "opened_at": "2025-01-28 09:56:11",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-02-01 23:31:01",
      "t_pre_arbitration": "2025-03-01 10:48:31",
      "t_arbitration": "2025-03-31 17:38:55",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 90,
      "merchant_id": 4,
      "payment_ref": "PAY-7996929505",
      "card_network": "mastercard",
      "amount": 60.98,
      "purchased_at": "2024-12-12 13:08:37",
      "reason_category": "duplicate_charge",
      "opened_at": "2024-12-18 22:32:21",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2024-12-24 10:20:22",
      "t_pre_arbitration": "2025-01-09 11:04:25",
      "t_arbitration": "2025-01-24 14:49:19",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 91,
      "merchant_id": 22,
      "payment_ref": "PAY-1701591009",
      "card_network": "mastercard",
      "amount": 5.63,
      "purchased_at": "2025-01-07 22:34:35",
      "reason_category": "not_as_described",
      "opened_at": "2025-01-19 18:39:28",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-02-14 00:50:50",
      "t_pre_arbitration": "2025-03-02 05:26:20",
      "t_arbitration": "2025-04-13 04:48:18",
      "represented_at": "2025-02-14 00:50:50",
      "pre_arbitration_at": "2025-03-02 05:26:20",
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 92,
      "merchant_id": 4,
      "payment_ref": "PAY-2979240327",
      "card_network": "visa",
      "amount": 132.03,
      "purchased_at": "2025-02-15 17:10:12",
      "reason_category": "goods_not_received",
      "opened_at": "2025-04-01 12:25:12",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-04-11 02:58:46",
      "t_pre_arbitration": "2025-04-11 05:40:47",
      "t_arbitration": "2025-05-09 02:47:23",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 93,
      "merchant_id": 22,
      "payment_ref": "PAY-4995390551",
      "card_network": "visa",
      "amount": 266.87,
      "purchased_at": "2024-12-28 19:49:35",
      "reason_category": "subscription_cancelled",
      "opened_at": "2025-01-31 14:59:01",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-02-11 00:41:24",
      "t_pre_arbitration": "2025-02-22 21:14:41",
      "t_arbitration": "2025-03-29 07:12:50",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 94,
      "merchant_id": 4,
      "payment_ref": "PAY-3382103482",
      "card_network": "mastercard",
      "amount": 29.67,
      "purchased_at": "2024-12-13 16:32:41",
      "reason_category": "goods_not_received",
      "opened_at": "2025-02-23 11:45:12",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-03-09 21:54:03",
      "t_pre_arbitration": "2025-03-21 03:19:32",
      "t_arbitration": "2025-04-30 12:54:25",
      "represented_at": "2025-03-09 21:54:03",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 95,
      "merchant_id": 23,
      "payment_ref": "PAY-8726234117",
      "card_network": "mastercard",
      "amount": 507.98,
      "purchased_at": "2025-03-31 15:30:35",
      "reason_category": "subscription_cancelled",
      "opened_at": "2025-06-29 11:49:44",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-07-20 23:26:06",
      "t_pre_arbitration": "2025-07-28 10:00:08",
      "t_arbitration": "2025-09-06 19:26:53",
      "represented_at": "2025-07-20 23:26:06",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 96,
      "merchant_id": 17,
      "payment_ref": "PAY-6592625777",
      "card_network": "mastercard",
      "amount": 256.74,
      "purchased_at": "2025-03-17 20:58:49",
      "reason_category": "goods_not_received",
      "opened_at": "2025-03-29 12:18:51",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-04-21 06:37:00",
      "t_pre_arbitration": "2025-05-20 07:14:24",
      "t_arbitration": "2025-06-16 14:10:23",
      "represented_at": "2025-04-21 06:37:00",
      "pre_arbitration_at": "2025-05-20 07:14:24",
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 97,
      "merchant_id": 2,
      "payment_ref": "PAY-5615128054",
      "card_network": "mastercard",
      "amount": 22.07,
      "purchased_at": "2024-10-04 18:18:13",
      "reason_category": "refund_not_processed",
      "opened_at": "2024-11-23 09:43:04",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2024-12-09 23:13:02",
      "t_pre_arbitration": "2025-01-01 03:28:23",
      "t_arbitration": "2025-01-08 15:34:27",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 98,
      "merchant_id": 19,
      "payment_ref": "PAY-6069601314",
      "card_network": "mastercard",
      "amount": 421.76,
      "purchased_at": "2025-02-13 17:40:28",
      "reason_category": "not_authorised",
      "opened_at": "2025-04-30 17:41:01",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-05-27 13:22:45",
      "t_pre_arbitration": "2025-06-02 00:43:57",
      "t_arbitration": "2025-06-07 01:05:30",
      "represented_at": "2025-05-27 13:22:45",
      "pre_arbitration_at": "2025-06-02 00:43:57",
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 99,
      "merchant_id": 15,
      "payment_ref": "PAY-8455312533",
      "card_network": "visa",
      "amount": 970.25,
      "purchased_at": "2024-12-02 21:34:31",
      "reason_category": "goods_not_received",
      "opened_at": "2025-02-02 14:22:25",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-02-18 02:20:12",
      "t_pre_arbitration": "2025-02-23 04:26:54",
      "t_arbitration": "2025-03-16 01:55:00",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 100,
      "merchant_id": 10,
      "payment_ref": "PAY-0137309668",
      "card_network": "mastercard",
      "amount": 971.25,
      "purchased_at": "2025-02-24 17:44:32",
      "reason_category": "goods_not_received",
      "opened_at": "2025-03-11 15:50:13",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-04-01 09:58:39",
      "t_pre_arbitration": "2025-04-29 19:02:39",
      "t_arbitration": "2025-05-21 00:40:13",
      "represented_at": "2025-04-01 09:58:39",
      "pre_arbitration_at": "2025-04-29 19:02:39",
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 101,
      "merchant_id": 3,
      "payment_ref": "PAY-5050594286",
      "card_network": "visa",
      "amount": 1097.69,
      "purchased_at": "2025-02-10 19:05:38",
      "reason_category": "subscription_cancelled",
      "opened_at": "2025-04-02 07:59:47",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-04-19 08:59:41",
      "t_pre_arbitration": "2025-05-17 17:35:55",
      "t_arbitration": "2025-06-21 02:03:47",
      "represented_at": "2025-04-19 08:59:41",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 102,
      "merchant_id": 8,
      "payment_ref": "PAY-8940313064",
      "card_network": "visa",
      "amount": 1934.14,
      "purchased_at": "2024-12-12 17:10:48",
      "reason_category": "subscription_cancelled",
      "opened_at": "2025-01-20 02:53:38",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-01-31 22:05:17",
      "t_pre_arbitration": "2025-02-05 13:43:54",
      "t_arbitration": "2025-03-19 04:54:11",
      "represented_at": "2025-01-31 22:05:17",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 103,
      "merchant_id": 25,
      "payment_ref": "PAY-6649165883",
      "card_network": "mastercard",
      "amount": 1495.73,
      "purchased_at": "2025-03-08 13:44:15",
      "reason_category": "not_authorised",
      "opened_at": "2025-03-29 13:37:26",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-04-03 21:35:05",
      "t_pre_arbitration": "2025-04-19 15:53:10",
      "t_arbitration": "2025-05-15 18:23:23",
      "represented_at": "2025-04-03 21:35:05",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 104,
      "merchant_id": 7,
      "payment_ref": "PAY-0697035185",
      "card_network": "visa",
      "amount": 18.44,
      "purchased_at": "2024-11-25 19:12:33",
      "reason_category": "refund_not_processed",
      "opened_at": "2025-02-21 11:08:21",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-03-14 21:00:52",
      "t_pre_arbitration": "2025-03-30 11:21:33",
      "t_arbitration": "2025-04-23 11:46:03",
      "represented_at": "2025-03-14 21:00:52",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 105,
      "merchant_id": 19,
      "payment_ref": "PAY-2372140644",
      "card_network": "mastercard",
      "amount": 76.62,
      "purchased_at": "2024-12-12 13:55:31",
      "reason_category": "refund_not_processed",
      "opened_at": "2025-01-22 14:49:48",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-02-07 05:22:48",
      "t_pre_arbitration": "2025-02-26 14:27:04",
      "t_arbitration": "2025-03-13 22:30:32",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 106,
      "merchant_id": 20,
      "payment_ref": "PAY-4577913022",
      "card_network": "visa",
      "amount": 522.63,
      "purchased_at": "2025-01-21 17:24:39",
      "reason_category": "not_as_described",
      "opened_at": "2025-03-24 07:44:40",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-04-10 00:18:04",
      "t_pre_arbitration": "2025-04-17 21:09:49",
      "t_arbitration": "2025-05-09 13:01:04",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 107,
      "merchant_id": 25,
      "payment_ref": "PAY-9444636914",
      "card_network": "visa",
      "amount": 161,
      "purchased_at": "2024-12-06 11:55:27",
      "reason_category": "goods_not_received",
      "opened_at": "2025-01-27 19:16:43",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-01-30 19:34:13",
      "t_pre_arbitration": "2025-02-28 01:17:56",
      "t_arbitration": "2025-03-07 15:55:07",
      "represented_at": "2025-01-30 19:34:13",
      "pre_arbitration_at": "2025-02-28 01:17:56",
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 108,
      "merchant_id": 18,
      "payment_ref": "PAY-8870236116",
      "card_network": "mastercard",
      "amount": 314.8,
      "purchased_at": "2025-01-01 17:16:34",
      "reason_category": "refund_not_processed",
      "opened_at": "2025-02-24 20:18:19",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-03-08 20:22:10",
      "t_pre_arbitration": "2025-04-07 06:47:48",
      "t_arbitration": "2025-05-22 01:36:58",
      "represented_at": "2025-03-08 20:22:10",
      "pre_arbitration_at": "2025-04-07 06:47:48",
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 109,
      "merchant_id": 10,
      "payment_ref": "PAY-6955826136",
      "card_network": "mastercard",
      "amount": 2187.49,
      "purchased_at": "2025-03-02 17:31:14",
      "reason_category": "not_authorised",
      "opened_at": "2025-05-15 11:13:52",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-06-08 12:27:12",
      "t_pre_arbitration": "2025-06-19 05:24:07",
      "t_arbitration": "2025-06-26 12:28:44",
      "represented_at": "2025-06-08 12:27:12",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 110,
      "merchant_id": 22,
      "payment_ref": "PAY-6532492495",
      "card_network": "mastercard",
      "amount": 38.56,
      "purchased_at": "2024-12-06 12:51:07",
      "reason_category": "not_authorised",
      "opened_at": "2024-12-27 10:40:27",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2024-12-28 06:56:01",
      "t_pre_arbitration": "2025-01-05 06:53:57",
      "t_arbitration": "2025-01-21 15:22:03",
      "represented_at": "2024-12-28 06:56:01",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 111,
      "merchant_id": 12,
      "payment_ref": "PAY-0438781002",
      "card_network": "mastercard",
      "amount": 1859.15,
      "purchased_at": "2025-02-07 11:57:29",
      "reason_category": "not_as_described",
      "opened_at": "2025-02-24 10:08:24",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-02-25 12:35:36",
      "t_pre_arbitration": "2025-03-17 00:20:15",
      "t_arbitration": "2025-04-15 22:05:21",
      "represented_at": "2025-02-25 12:35:36",
      "pre_arbitration_at": "2025-03-17 00:20:15",
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 112,
      "merchant_id": 19,
      "payment_ref": "PAY-0363980422",
      "card_network": "visa",
      "amount": 5.49,
      "purchased_at": "2024-10-16 15:17:12",
      "reason_category": "not_as_described",
      "opened_at": "2024-12-15 13:51:36",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-01-07 18:58:28",
      "t_pre_arbitration": "2025-01-19 20:12:10",
      "t_arbitration": "2025-02-05 08:36:29",
      "represented_at": "2025-01-07 18:58:28",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 113,
      "merchant_id": 14,
      "payment_ref": "PAY-6881937189",
      "card_network": "mastercard",
      "amount": 255.12,
      "purchased_at": "2025-03-02 21:21:46",
      "reason_category": "goods_not_received",
      "opened_at": "2025-04-14 11:28:47",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-04-23 16:47:00",
      "t_pre_arbitration": "2025-05-10 04:17:59",
      "t_arbitration": "2025-05-30 14:49:58",
      "represented_at": "2025-04-23 16:47:00",
      "pre_arbitration_at": "2025-05-10 04:17:59",
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 114,
      "merchant_id": 10,
      "payment_ref": "PAY-1124366503",
      "card_network": "visa",
      "amount": 421.21,
      "purchased_at": "2024-12-14 19:51:55",
      "reason_category": "subscription_cancelled",
      "opened_at": "2025-02-23 18:59:42",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-03-07 07:47:02",
      "t_pre_arbitration": "2025-03-10 20:28:05",
      "t_arbitration": "2025-03-21 10:56:54",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 115,
      "merchant_id": 14,
      "payment_ref": "PAY-0200780262",
      "card_network": "mastercard",
      "amount": 44.69,
      "purchased_at": "2025-03-28 19:58:28",
      "reason_category": "not_authorised",
      "opened_at": "2025-04-21 13:42:39",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-05-01 12:21:04",
      "t_pre_arbitration": "2025-05-12 05:08:07",
      "t_arbitration": "2025-06-13 02:51:32",
      "represented_at": "2025-05-01 12:21:04",
      "pre_arbitration_at": "2025-05-12 05:08:07",
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 116,
      "merchant_id": 20,
      "payment_ref": "PAY-6797369436",
      "card_network": "visa",
      "amount": 2480.79,
      "purchased_at": "2025-03-20 14:07:59",
      "reason_category": "not_authorised",
      "opened_at": "2025-04-06 14:21:01",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-04-10 22:12:57",
      "t_pre_arbitration": "2025-04-17 21:13:59",
      "t_arbitration": "2025-05-15 03:06:53",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 117,
      "merchant_id": 18,
      "payment_ref": "PAY-9495680552",
      "card_network": "mastercard",
      "amount": 19.7,
      "purchased_at": "2024-10-24 17:12:37",
      "reason_category": "subscription_cancelled",
      "opened_at": "2024-10-24 18:39:01",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2024-10-27 02:29:49",
      "t_pre_arbitration": "2024-11-05 03:19:00",
      "t_arbitration": "2024-12-03 03:32:00",
      "represented_at": "2024-10-27 02:29:49",
      "pre_arbitration_at": "2024-11-05 03:19:00",
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 118,
      "merchant_id": 13,
      "payment_ref": "PAY-3590890993",
      "card_network": "visa",
      "amount": 15.33,
      "purchased_at": "2025-03-24 21:07:49",
      "reason_category": "refund_not_processed",
      "opened_at": "2025-04-14 12:42:22",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-04-16 13:40:34",
      "t_pre_arbitration": "2025-05-14 03:50:51",
      "t_arbitration": "2025-05-23 13:15:15",
      "represented_at": "2025-04-16 13:40:34",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 119,
      "merchant_id": 12,
      "payment_ref": "PAY-5068682077",
      "card_network": "mastercard",
      "amount": 1531.8,
      "purchased_at": "2024-10-27 17:43:41",
      "reason_category": "refund_not_processed",
      "opened_at": "2024-12-07 18:03:47",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2024-12-16 01:50:47",
      "t_pre_arbitration": "2025-01-04 23:53:05",
      "t_arbitration": "2025-01-05 15:05:14",
      "represented_at": "2024-12-16 01:50:47",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 120,
      "merchant_id": 25,
      "payment_ref": "PAY-4424506238",
      "card_network": "visa",
      "amount": 460,
      "purchased_at": "2024-11-13 19:49:20",
      "reason_category": "subscription_cancelled",
      "opened_at": "2024-12-18 18:17:42",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2024-12-28 18:22:46",
      "t_pre_arbitration": "2025-01-23 14:26:18",
      "t_arbitration": "2025-02-21 23:16:38",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 121,
      "merchant_id": 14,
      "payment_ref": "PAY-3865903124",
      "card_network": "visa",
      "amount": 6.95,
      "purchased_at": "2025-02-11 19:21:37",
      "reason_category": "not_as_described",
      "opened_at": "2025-04-07 17:24:11",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-04-16 11:32:37",
      "t_pre_arbitration": "2025-04-28 03:05:22",
      "t_arbitration": "2025-05-23 10:43:12",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 122,
      "merchant_id": 13,
      "payment_ref": "PAY-8579585733",
      "card_network": "visa",
      "amount": 1928.03,
      "purchased_at": "2024-12-08 18:05:17",
      "reason_category": "subscription_cancelled",
      "opened_at": "2024-12-23 07:19:54",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-01-12 15:49:00",
      "t_pre_arbitration": "2025-01-21 05:16:37",
      "t_arbitration": "2025-02-18 13:45:06",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 123,
      "merchant_id": 19,
      "payment_ref": "PAY-8533572817",
      "card_network": "visa",
      "amount": 5.73,
      "purchased_at": "2024-12-24 10:39:09",
      "reason_category": "not_authorised",
      "opened_at": "2025-02-23 10:45:17",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-03-09 20:25:13",
      "t_pre_arbitration": "2025-03-31 12:38:13",
      "t_arbitration": "2025-04-25 14:56:55",
      "represented_at": "2025-03-09 20:25:13",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 124,
      "merchant_id": 4,
      "payment_ref": "PAY-9645727574",
      "card_network": "mastercard",
      "amount": 235.56,
      "purchased_at": "2025-03-19 14:09:25",
      "reason_category": "goods_not_received",
      "opened_at": "2025-05-13 12:06:07",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-06-08 22:02:19",
      "t_pre_arbitration": "2025-06-28 01:39:09",
      "t_arbitration": "2025-07-29 19:18:13",
      "represented_at": "2025-06-08 22:02:19",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 125,
      "merchant_id": 7,
      "payment_ref": "PAY-3411974604",
      "card_network": "mastercard",
      "amount": 420,
      "purchased_at": "2024-12-27 18:23:50",
      "reason_category": "goods_not_received",
      "opened_at": "2025-01-30 14:57:04",
      "response_window_days": 20,
      "stage_reached": "arbitration",
      "t_response": "2025-02-25 08:35:08",
      "t_pre_arbitration": "2025-03-26 22:13:00",
      "t_arbitration": "2025-04-30 01:19:34",
      "represented_at": "2025-02-25 08:35:08",
      "pre_arbitration_at": "2025-03-26 22:13:00",
      "arbitration_at": "2025-04-30 01:19:34",
      "outcome": "cardholder_won"
    },
    {
      "id": 126,
      "merchant_id": 7,
      "payment_ref": "PAY-8958032863",
      "card_network": "mastercard",
      "amount": 1549.9,
      "purchased_at": "2024-11-21 13:55:00",
      "reason_category": "not_authorised",
      "opened_at": "2024-12-31 10:02:59",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-01-10 02:24:10",
      "t_pre_arbitration": "2025-01-10 06:43:38",
      "t_arbitration": "2025-02-16 16:37:20",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 127,
      "merchant_id": 2,
      "payment_ref": "PAY-5605970864",
      "card_network": "mastercard",
      "amount": 80.54,
      "purchased_at": "2025-03-22 15:20:36",
      "reason_category": "not_as_described",
      "opened_at": "2025-05-31 19:26:33",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-06-25 05:48:16",
      "t_pre_arbitration": "2025-07-10 17:38:52",
      "t_arbitration": "2025-07-31 11:23:13",
      "represented_at": "2025-06-25 05:48:16",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 128,
      "merchant_id": 25,
      "payment_ref": "PAY-9146778866",
      "card_network": "visa",
      "amount": 782.29,
      "purchased_at": "2024-11-06 13:20:01",
      "reason_category": "goods_not_received",
      "opened_at": "2024-11-16 08:00:44",
      "response_window_days": 20,
      "stage_reached": "arbitration",
      "t_response": "2024-12-03 15:58:26",
      "t_pre_arbitration": "2024-12-03 18:39:54",
      "t_arbitration": "2024-12-15 01:19:29",
      "represented_at": "2024-12-03 15:58:26",
      "pre_arbitration_at": "2024-12-03 18:39:54",
      "arbitration_at": "2024-12-15 01:19:29",
      "outcome": "cardholder_won"
    },
    {
      "id": 129,
      "merchant_id": 6,
      "payment_ref": "PAY-7343984887",
      "card_network": "mastercard",
      "amount": 6.71,
      "purchased_at": "2024-11-20 11:49:07",
      "reason_category": "goods_not_received",
      "opened_at": "2025-01-14 13:25:44",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-01-21 13:24:04",
      "t_pre_arbitration": "2025-01-31 23:16:15",
      "t_arbitration": "2025-03-04 21:09:53",
      "represented_at": "2025-01-21 13:24:04",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 130,
      "merchant_id": 14,
      "payment_ref": "PAY-2173345000",
      "card_network": "visa",
      "amount": 385.52,
      "purchased_at": "2025-03-08 20:07:18",
      "reason_category": "not_authorised",
      "opened_at": "2025-04-14 11:56:55",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-05-11 02:12:01",
      "t_pre_arbitration": "2025-05-11 22:17:19",
      "t_arbitration": "2025-06-12 13:33:53",
      "represented_at": "2025-05-11 02:12:01",
      "pre_arbitration_at": "2025-05-11 22:17:19",
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 131,
      "merchant_id": 4,
      "payment_ref": "PAY-0762847280",
      "card_network": "mastercard",
      "amount": 106.56,
      "purchased_at": "2024-10-09 10:00:19",
      "reason_category": "duplicate_charge",
      "opened_at": "2024-10-15 22:52:14",
      "response_window_days": 20,
      "stage_reached": "arbitration",
      "t_response": "2024-11-10 10:41:26",
      "t_pre_arbitration": "2024-11-19 19:08:07",
      "t_arbitration": "2024-11-22 06:03:11",
      "represented_at": "2024-11-10 10:41:26",
      "pre_arbitration_at": "2024-11-19 19:08:07",
      "arbitration_at": "2024-11-22 06:03:11",
      "outcome": "merchant_won"
    },
    {
      "id": 132,
      "merchant_id": 14,
      "payment_ref": "PAY-1396379887",
      "card_network": "mastercard",
      "amount": 1535.33,
      "purchased_at": "2024-10-16 20:47:12",
      "reason_category": "goods_not_received",
      "opened_at": "2025-01-12 14:06:31",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-01-21 13:43:33",
      "t_pre_arbitration": "2025-01-22 23:52:13",
      "t_arbitration": "2025-02-28 02:41:08",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 133,
      "merchant_id": 2,
      "payment_ref": "PAY-5887396701",
      "card_network": "mastercard",
      "amount": 1083.88,
      "purchased_at": "2024-10-17 21:40:03",
      "reason_category": "not_as_described",
      "opened_at": "2024-12-19 09:35:38",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-01-08 00:59:38",
      "t_pre_arbitration": "2025-01-25 15:12:40",
      "t_arbitration": "2025-02-01 10:19:30",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 134,
      "merchant_id": 12,
      "payment_ref": "PAY-6640224179",
      "card_network": "visa",
      "amount": 24.58,
      "purchased_at": "2025-01-26 19:31:07",
      "reason_category": "not_authorised",
      "opened_at": "2025-02-23 10:26:39",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-03-12 18:32:59",
      "t_pre_arbitration": "2025-03-21 13:09:41",
      "t_arbitration": "2025-03-29 23:44:49",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 135,
      "merchant_id": 17,
      "payment_ref": "PAY-2787780427",
      "card_network": "mastercard",
      "amount": 617.74,
      "purchased_at": "2024-11-27 15:35:52",
      "reason_category": "refund_not_processed",
      "opened_at": "2025-02-07 10:55:56",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-02-27 03:01:24",
      "t_pre_arbitration": "2025-03-24 12:31:13",
      "t_arbitration": "2025-05-03 20:23:16",
      "represented_at": "2025-02-27 03:01:24",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 136,
      "merchant_id": 4,
      "payment_ref": "PAY-7289502182",
      "card_network": "mastercard",
      "amount": 1348.1,
      "purchased_at": "2024-11-24 18:16:30",
      "reason_category": "refund_not_processed",
      "opened_at": "2025-01-14 13:06:59",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-01-31 16:29:38",
      "t_pre_arbitration": "2025-02-28 14:12:40",
      "t_arbitration": "2025-03-15 20:51:25",
      "represented_at": "2025-01-31 16:29:38",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 137,
      "merchant_id": 20,
      "payment_ref": "PAY-7787569233",
      "card_network": "visa",
      "amount": 111.38,
      "purchased_at": "2024-10-06 16:21:03",
      "reason_category": "goods_not_received",
      "opened_at": "2024-12-18 17:14:48",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2024-12-26 20:13:59",
      "t_pre_arbitration": "2025-01-20 17:08:25",
      "t_arbitration": "2025-02-24 07:25:36",
      "represented_at": "2024-12-26 20:13:59",
      "pre_arbitration_at": "2025-01-20 17:08:25",
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 138,
      "merchant_id": 7,
      "payment_ref": "PAY-4203123346",
      "card_network": "mastercard",
      "amount": 1236.16,
      "purchased_at": "2025-03-22 18:59:39",
      "reason_category": "subscription_cancelled",
      "opened_at": "2025-04-03 15:02:48",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-04-13 17:47:17",
      "t_pre_arbitration": "2025-05-03 12:23:26",
      "t_arbitration": "2025-06-06 13:39:09",
      "represented_at": "2025-04-13 17:47:17",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 139,
      "merchant_id": 7,
      "payment_ref": "PAY-3891447237",
      "card_network": "mastercard",
      "amount": 1579.02,
      "purchased_at": "2024-11-16 10:28:04",
      "reason_category": "not_authorised",
      "opened_at": "2025-01-30 07:13:39",
      "response_window_days": 20,
      "stage_reached": "arbitration",
      "t_response": "2025-02-23 22:34:50",
      "t_pre_arbitration": "2025-03-18 05:55:57",
      "t_arbitration": "2025-05-01 15:20:19",
      "represented_at": "2025-02-23 22:34:50",
      "pre_arbitration_at": "2025-03-18 05:55:57",
      "arbitration_at": "2025-05-01 15:20:19",
      "outcome": "cardholder_won"
    },
    {
      "id": 140,
      "merchant_id": 14,
      "payment_ref": "PAY-6029731034",
      "card_network": "mastercard",
      "amount": 166.89,
      "purchased_at": "2024-10-18 16:32:22",
      "reason_category": "goods_not_received",
      "opened_at": "2024-10-26 08:28:08",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2024-11-12 13:03:49",
      "t_pre_arbitration": "2024-11-12 20:09:50",
      "t_arbitration": "2024-12-06 18:16:48",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 141,
      "merchant_id": 10,
      "payment_ref": "PAY-5439429253",
      "card_network": "mastercard",
      "amount": 5.05,
      "purchased_at": "2024-10-16 14:46:24",
      "reason_category": "not_authorised",
      "opened_at": "2024-12-24 19:29:04",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-01-20 08:32:13",
      "t_pre_arbitration": "2025-02-08 00:34:48",
      "t_arbitration": "2025-03-18 14:04:20",
      "represented_at": "2025-01-20 08:32:13",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 142,
      "merchant_id": 14,
      "payment_ref": "PAY-4287460782",
      "card_network": "mastercard",
      "amount": 638.81,
      "purchased_at": "2025-03-24 21:23:52",
      "reason_category": "not_authorised",
      "opened_at": "2025-04-18 08:05:56",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-05-08 00:55:28",
      "t_pre_arbitration": "2025-06-03 18:52:01",
      "t_arbitration": "2025-07-16 04:35:08",
      "represented_at": "2025-05-08 00:55:28",
      "pre_arbitration_at": "2025-06-03 18:52:01",
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 143,
      "merchant_id": 12,
      "payment_ref": "PAY-1392532014",
      "card_network": "mastercard",
      "amount": 530.51,
      "purchased_at": "2024-12-08 20:09:08",
      "reason_category": "goods_not_received",
      "opened_at": "2024-12-26 14:24:15",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-01-21 22:04:22",
      "t_pre_arbitration": "2025-02-18 04:53:40",
      "t_arbitration": "2025-03-28 20:33:02",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 144,
      "merchant_id": 12,
      "payment_ref": "PAY-8893115880",
      "card_network": "mastercard",
      "amount": 318.75,
      "purchased_at": "2025-02-18 14:01:52",
      "reason_category": "subscription_cancelled",
      "opened_at": "2025-02-26 12:51:12",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-03-11 19:56:03",
      "t_pre_arbitration": "2025-03-19 08:48:27",
      "t_arbitration": "2025-03-23 22:35:30",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 145,
      "merchant_id": 22,
      "payment_ref": "PAY-0542057152",
      "card_network": "mastercard",
      "amount": 15.43,
      "purchased_at": "2025-02-24 20:54:55",
      "reason_category": "not_authorised",
      "opened_at": "2025-03-24 09:12:19",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-04-15 10:51:33",
      "t_pre_arbitration": "2025-04-26 18:53:10",
      "t_arbitration": "2025-06-05 15:41:12",
      "represented_at": "2025-04-15 10:51:33",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 146,
      "merchant_id": 8,
      "payment_ref": "PAY-8307781804",
      "card_network": "mastercard",
      "amount": 11.2,
      "purchased_at": "2024-11-10 22:54:17",
      "reason_category": "goods_not_received",
      "opened_at": "2024-11-20 16:28:48",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2024-12-03 03:23:29",
      "t_pre_arbitration": "2024-12-30 20:50:07",
      "t_arbitration": "2025-02-03 08:33:12",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 147,
      "merchant_id": 19,
      "payment_ref": "PAY-7273972131",
      "card_network": "visa",
      "amount": 10.1,
      "purchased_at": "2024-10-15 13:14:22",
      "reason_category": "not_authorised",
      "opened_at": "2025-01-09 13:47:30",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-01-31 09:26:38",
      "t_pre_arbitration": "2025-02-04 08:46:09",
      "t_arbitration": "2025-02-19 01:34:33",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 148,
      "merchant_id": 7,
      "payment_ref": "PAY-1248205842",
      "card_network": "mastercard",
      "amount": 5.01,
      "purchased_at": "2024-11-30 14:11:06",
      "reason_category": "not_authorised",
      "opened_at": "2025-02-07 10:49:31",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-02-12 06:56:21",
      "t_pre_arbitration": "2025-02-28 03:45:45",
      "t_arbitration": "2025-03-26 03:52:16",
      "represented_at": "2025-02-12 06:56:21",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 149,
      "merchant_id": 17,
      "payment_ref": "PAY-5245644227",
      "card_network": "visa",
      "amount": 104.41,
      "purchased_at": "2024-12-21 17:34:15",
      "reason_category": "not_as_described",
      "opened_at": "2025-03-21 11:21:05",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-04-11 17:46:26",
      "t_pre_arbitration": "2025-04-22 05:26:10",
      "t_arbitration": "2025-05-07 16:34:54",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 150,
      "merchant_id": 1,
      "payment_ref": "PAY-2166572905",
      "card_network": "visa",
      "amount": 729.84,
      "purchased_at": "2024-12-09 14:08:46",
      "reason_category": "goods_not_received",
      "opened_at": "2024-12-31 16:49:34",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-01-03 01:08:45",
      "t_pre_arbitration": "2025-01-07 23:42:53",
      "t_arbitration": "2025-01-26 21:36:49",
      "represented_at": "2025-01-03 01:08:45",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 151,
      "merchant_id": 3,
      "payment_ref": "PAY-7333268475",
      "card_network": "visa",
      "amount": 1683.52,
      "purchased_at": "2025-02-03 18:12:41",
      "reason_category": "goods_not_received",
      "opened_at": "2025-02-05 16:46:03",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-02-09 23:54:14",
      "t_pre_arbitration": "2025-03-08 02:43:54",
      "t_arbitration": "2025-04-18 16:39:12",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 152,
      "merchant_id": 22,
      "payment_ref": "PAY-9031423117",
      "card_network": "mastercard",
      "amount": 11.83,
      "purchased_at": "2025-03-24 19:09:03",
      "reason_category": "duplicate_charge",
      "opened_at": "2025-05-23 10:17:40",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-06-10 05:57:46",
      "t_pre_arbitration": "2025-06-14 15:41:44",
      "t_arbitration": "2025-07-06 12:57:44",
      "represented_at": "2025-06-10 05:57:46",
      "pre_arbitration_at": "2025-06-14 15:41:44",
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 153,
      "merchant_id": 25,
      "payment_ref": "PAY-9227193757",
      "card_network": "mastercard",
      "amount": 1393.14,
      "purchased_at": "2025-01-27 22:32:45",
      "reason_category": "refund_not_processed",
      "opened_at": "2025-02-23 09:34:35",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-03-13 18:09:20",
      "t_pre_arbitration": "2025-03-24 09:10:08",
      "t_arbitration": "2025-04-21 03:24:00",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 154,
      "merchant_id": 7,
      "payment_ref": "PAY-6466561964",
      "card_network": "mastercard",
      "amount": 49.01,
      "purchased_at": "2025-02-15 13:20:31",
      "reason_category": "goods_not_received",
      "opened_at": "2025-04-05 11:00:43",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-04-27 11:00:57",
      "t_pre_arbitration": "2025-05-19 09:30:03",
      "t_arbitration": "2025-06-01 23:14:49",
      "represented_at": "2025-04-27 11:00:57",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 155,
      "merchant_id": 4,
      "payment_ref": "PAY-7551192331",
      "card_network": "visa",
      "amount": 230.68,
      "purchased_at": "2024-12-22 20:04:09",
      "reason_category": "not_authorised",
      "opened_at": "2025-01-23 13:47:15",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-01-30 13:58:41",
      "t_pre_arbitration": "2025-03-01 10:18:31",
      "t_arbitration": "2025-03-13 21:28:47",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 156,
      "merchant_id": 19,
      "payment_ref": "PAY-3527314709",
      "card_network": "visa",
      "amount": 5.08,
      "purchased_at": "2025-03-10 17:53:17",
      "reason_category": "duplicate_charge",
      "opened_at": "2025-05-24 12:59:21",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-06-07 08:13:37",
      "t_pre_arbitration": "2025-06-11 20:09:42",
      "t_arbitration": "2025-06-23 22:17:59",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 157,
      "merchant_id": 14,
      "payment_ref": "PAY-6897288077",
      "card_network": "visa",
      "amount": 5,
      "purchased_at": "2024-12-07 19:39:32",
      "reason_category": "not_authorised",
      "opened_at": "2025-02-06 13:52:00",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-03-05 00:24:15",
      "t_pre_arbitration": "2025-03-11 19:07:35",
      "t_arbitration": "2025-03-31 00:09:15",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 158,
      "merchant_id": 14,
      "payment_ref": "PAY-8215678917",
      "card_network": "visa",
      "amount": 671.68,
      "purchased_at": "2024-10-04 20:32:14",
      "reason_category": "refund_not_processed",
      "opened_at": "2024-10-05 13:47:05",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2024-10-12 12:13:06",
      "t_pre_arbitration": "2024-11-08 02:39:13",
      "t_arbitration": "2024-11-09 13:50:56",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 159,
      "merchant_id": 10,
      "payment_ref": "PAY-1837869754",
      "card_network": "mastercard",
      "amount": 264.26,
      "purchased_at": "2025-01-16 22:41:34",
      "reason_category": "not_authorised",
      "opened_at": "2025-01-26 15:21:18",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-02-15 10:00:04",
      "t_pre_arbitration": "2025-03-15 03:03:06",
      "t_arbitration": "2025-03-28 08:58:56",
      "represented_at": "2025-02-15 10:00:04",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 160,
      "merchant_id": 21,
      "payment_ref": "PAY-5882841513",
      "card_network": "visa",
      "amount": 5.12,
      "purchased_at": "2024-10-22 19:50:26",
      "reason_category": "not_as_described",
      "opened_at": "2024-12-08 07:13:04",
      "response_window_days": 20,
      "stage_reached": "arbitration",
      "t_response": "2024-12-09 14:40:03",
      "t_pre_arbitration": "2024-12-14 14:38:48",
      "t_arbitration": "2024-12-25 09:12:14",
      "represented_at": "2024-12-09 14:40:03",
      "pre_arbitration_at": "2024-12-14 14:38:48",
      "arbitration_at": "2024-12-25 09:12:14",
      "outcome": "cardholder_won"
    },
    {
      "id": 161,
      "merchant_id": 6,
      "payment_ref": "PAY-1791450867",
      "card_network": "visa",
      "amount": 8.31,
      "purchased_at": "2024-10-08 10:14:03",
      "reason_category": "not_authorised",
      "opened_at": "2024-11-18 16:32:19",
      "response_window_days": 20,
      "stage_reached": "arbitration",
      "t_response": "2024-12-07 23:32:18",
      "t_pre_arbitration": "2024-12-13 02:44:36",
      "t_arbitration": "2024-12-23 00:28:03",
      "represented_at": "2024-12-07 23:32:18",
      "pre_arbitration_at": "2024-12-13 02:44:36",
      "arbitration_at": "2024-12-23 00:28:03",
      "outcome": "cardholder_won"
    },
    {
      "id": 162,
      "merchant_id": 12,
      "payment_ref": "PAY-6962012756",
      "card_network": "visa",
      "amount": 32.16,
      "purchased_at": "2024-12-10 19:44:22",
      "reason_category": "not_authorised",
      "opened_at": "2025-02-05 09:02:21",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-02-20 11:25:44",
      "t_pre_arbitration": "2025-03-20 14:53:46",
      "t_arbitration": "2025-04-08 11:11:55",
      "represented_at": "2025-02-20 11:25:44",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 163,
      "merchant_id": 16,
      "payment_ref": "PAY-4048207230",
      "card_network": "visa",
      "amount": 1471.02,
      "purchased_at": "2025-03-04 12:04:00",
      "reason_category": "subscription_cancelled",
      "opened_at": "2025-04-05 14:42:07",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-04-23 01:49:21",
      "t_pre_arbitration": "2025-05-02 03:30:18",
      "t_arbitration": "2025-05-08 14:13:33",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 164,
      "merchant_id": 9,
      "payment_ref": "PAY-9287106981",
      "card_network": "visa",
      "amount": 19.7,
      "purchased_at": "2024-11-25 18:58:34",
      "reason_category": "not_authorised",
      "opened_at": "2025-02-17 17:08:08",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-02-26 21:12:12",
      "t_pre_arbitration": "2025-03-19 22:02:53",
      "t_arbitration": "2025-05-03 05:02:37",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 165,
      "merchant_id": 10,
      "payment_ref": "PAY-0341462809",
      "card_network": "visa",
      "amount": 533.49,
      "purchased_at": "2025-02-14 21:19:16",
      "reason_category": "not_authorised",
      "opened_at": "2025-04-09 13:47:18",
      "response_window_days": 20,
      "stage_reached": "arbitration",
      "t_response": "2025-05-01 18:16:08",
      "t_pre_arbitration": "2025-05-14 07:02:12",
      "t_arbitration": "2025-05-21 21:13:01",
      "represented_at": "2025-05-01 18:16:08",
      "pre_arbitration_at": "2025-05-14 07:02:12",
      "arbitration_at": "2025-05-21 21:13:01",
      "outcome": "cardholder_won"
    },
    {
      "id": 166,
      "merchant_id": 20,
      "payment_ref": "PAY-9538546438",
      "card_network": "visa",
      "amount": 116.85,
      "purchased_at": "2025-02-17 21:23:49",
      "reason_category": "not_as_described",
      "opened_at": "2025-04-29 08:00:41",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-05-21 14:13:24",
      "t_pre_arbitration": "2025-05-27 13:37:24",
      "t_arbitration": "2025-06-04 23:27:53",
      "represented_at": "2025-05-21 14:13:24",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 167,
      "merchant_id": 10,
      "payment_ref": "PAY-9593253249",
      "card_network": "visa",
      "amount": 1658.67,
      "purchased_at": "2024-11-20 20:26:52",
      "reason_category": "not_as_described",
      "opened_at": "2025-01-08 12:32:53",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-02-02 13:11:30",
      "t_pre_arbitration": "2025-02-03 10:43:23",
      "t_arbitration": "2025-02-03 18:14:15",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 168,
      "merchant_id": 7,
      "payment_ref": "PAY-2489110596",
      "card_network": "visa",
      "amount": 928.92,
      "purchased_at": "2024-11-12 10:20:16",
      "reason_category": "duplicate_charge",
      "opened_at": "2024-12-05 11:50:43",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2024-12-22 16:02:09",
      "t_pre_arbitration": "2024-12-24 14:45:46",
      "t_arbitration": "2025-01-11 17:45:53",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 169,
      "merchant_id": 2,
      "payment_ref": "PAY-6863185551",
      "card_network": "mastercard",
      "amount": 1219.42,
      "purchased_at": "2025-01-01 22:18:01",
      "reason_category": "subscription_cancelled",
      "opened_at": "2025-01-22 08:22:26",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-01-29 17:11:31",
      "t_pre_arbitration": "2025-02-07 22:28:20",
      "t_arbitration": "2025-02-28 08:30:23",
      "represented_at": "2025-01-29 17:11:31",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 170,
      "merchant_id": 23,
      "payment_ref": "PAY-4781387812",
      "card_network": "visa",
      "amount": 36.56,
      "purchased_at": "2025-01-03 14:47:57",
      "reason_category": "goods_not_received",
      "opened_at": "2025-01-22 17:35:41",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-02-06 03:37:40",
      "t_pre_arbitration": "2025-03-02 01:20:06",
      "t_arbitration": "2025-03-16 19:34:15",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 171,
      "merchant_id": 1,
      "payment_ref": "PAY-9099890737",
      "card_network": "visa",
      "amount": 5.03,
      "purchased_at": "2024-12-14 16:41:41",
      "reason_category": "not_as_described",
      "opened_at": "2025-01-01 23:56:28",
      "response_window_days": 20,
      "stage_reached": "arbitration",
      "t_response": "2025-01-05 01:11:18",
      "t_pre_arbitration": "2025-01-13 09:36:05",
      "t_arbitration": "2025-02-12 14:56:01",
      "represented_at": "2025-01-05 01:11:18",
      "pre_arbitration_at": "2025-01-13 09:36:05",
      "arbitration_at": "2025-02-12 14:56:01",
      "outcome": "cardholder_won"
    },
    {
      "id": 172,
      "merchant_id": 8,
      "payment_ref": "PAY-9087366323",
      "card_network": "visa",
      "amount": 808.28,
      "purchased_at": "2024-12-23 14:45:34",
      "reason_category": "not_authorised",
      "opened_at": "2025-02-08 15:31:09",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-02-23 01:20:29",
      "t_pre_arbitration": "2025-03-06 20:29:32",
      "t_arbitration": "2025-04-06 17:30:52",
      "represented_at": "2025-02-23 01:20:29",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 173,
      "merchant_id": 20,
      "payment_ref": "PAY-6791210592",
      "card_network": "visa",
      "amount": 1994.56,
      "purchased_at": "2024-12-13 12:06:52",
      "reason_category": "duplicate_charge",
      "opened_at": "2025-01-07 12:44:43",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-01-23 10:08:19",
      "t_pre_arbitration": "2025-02-20 12:51:25",
      "t_arbitration": "2025-02-22 00:18:04",
      "represented_at": "2025-01-23 10:08:19",
      "pre_arbitration_at": "2025-02-20 12:51:25",
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 174,
      "merchant_id": 12,
      "payment_ref": "PAY-1357019114",
      "card_network": "visa",
      "amount": 231.77,
      "purchased_at": "2024-12-15 10:58:25",
      "reason_category": "not_as_described",
      "opened_at": "2025-02-10 11:06:17",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-02-24 21:52:42",
      "t_pre_arbitration": "2025-03-21 23:08:04",
      "t_arbitration": "2025-05-04 15:43:40",
      "represented_at": "2025-02-24 21:52:42",
      "pre_arbitration_at": "2025-03-21 23:08:04",
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 175,
      "merchant_id": 14,
      "payment_ref": "PAY-1889149088",
      "card_network": "visa",
      "amount": 713.35,
      "purchased_at": "2025-02-25 14:09:04",
      "reason_category": "not_authorised",
      "opened_at": "2025-03-15 08:08:28",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-04-11 17:19:03",
      "t_pre_arbitration": "2025-04-18 05:20:02",
      "t_arbitration": "2025-04-20 23:28:20",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 176,
      "merchant_id": 14,
      "payment_ref": "PAY-2267755751",
      "card_network": "visa",
      "amount": 683.35,
      "purchased_at": "2024-11-17 20:03:49",
      "reason_category": "subscription_cancelled",
      "opened_at": "2025-02-11 13:46:28",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-02-13 03:15:37",
      "t_pre_arbitration": "2025-02-25 05:46:07",
      "t_arbitration": "2025-03-31 07:01:18",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 177,
      "merchant_id": 7,
      "payment_ref": "PAY-3816042147",
      "card_network": "visa",
      "amount": 1442.88,
      "purchased_at": "2025-01-10 18:57:56",
      "reason_category": "goods_not_received",
      "opened_at": "2025-01-25 18:24:09",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-02-10 14:15:00",
      "t_pre_arbitration": "2025-02-11 15:54:44",
      "t_arbitration": "2025-02-24 08:34:06",
      "represented_at": "2025-02-10 14:15:00",
      "pre_arbitration_at": "2025-02-11 15:54:44",
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 178,
      "merchant_id": 15,
      "payment_ref": "PAY-7279098284",
      "card_network": "visa",
      "amount": 1391.02,
      "purchased_at": "2025-02-16 11:31:31",
      "reason_category": "not_as_described",
      "opened_at": "2025-05-05 09:32:01",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-05-22 21:27:44",
      "t_pre_arbitration": "2025-05-28 12:10:45",
      "t_arbitration": "2025-06-14 10:59:52",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 179,
      "merchant_id": 22,
      "payment_ref": "PAY-0874081239",
      "card_network": "mastercard",
      "amount": 453.7,
      "purchased_at": "2024-12-19 17:00:58",
      "reason_category": "goods_not_received",
      "opened_at": "2025-01-06 14:27:18",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-01-16 05:12:43",
      "t_pre_arbitration": "2025-01-30 04:25:25",
      "t_arbitration": "2025-03-01 12:32:18",
      "represented_at": "2025-01-16 05:12:43",
      "pre_arbitration_at": "2025-01-30 04:25:25",
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 180,
      "merchant_id": 10,
      "payment_ref": "PAY-8505099342",
      "card_network": "visa",
      "amount": 16.91,
      "purchased_at": "2024-10-22 13:47:22",
      "reason_category": "refund_not_processed",
      "opened_at": "2024-12-26 12:25:13",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-01-14 23:00:50",
      "t_pre_arbitration": "2025-01-26 12:01:41",
      "t_arbitration": "2025-03-11 13:16:55",
      "represented_at": "2025-01-14 23:00:50",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 181,
      "merchant_id": 8,
      "payment_ref": "PAY-6072885825",
      "card_network": "mastercard",
      "amount": 5.16,
      "purchased_at": "2024-12-06 15:05:22",
      "reason_category": "not_as_described",
      "opened_at": "2025-01-23 16:02:54",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-01-26 02:34:46",
      "t_pre_arbitration": "2025-02-06 23:58:19",
      "t_arbitration": "2025-03-08 04:21:44",
      "represented_at": "2025-01-26 02:34:46",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 182,
      "merchant_id": 19,
      "payment_ref": "PAY-9661248296",
      "card_network": "mastercard",
      "amount": 39.05,
      "purchased_at": "2024-10-04 14:42:54",
      "reason_category": "not_authorised",
      "opened_at": "2024-10-31 17:43:13",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2024-11-24 11:12:34",
      "t_pre_arbitration": "2024-12-14 13:39:23",
      "t_arbitration": "2024-12-16 19:24:46",
      "represented_at": "2024-11-24 11:12:34",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 183,
      "merchant_id": 4,
      "payment_ref": "PAY-0679704626",
      "card_network": "visa",
      "amount": 120.79,
      "purchased_at": "2024-12-13 21:45:25",
      "reason_category": "not_as_described",
      "opened_at": "2025-01-04 08:47:44",
      "response_window_days": 20,
      "stage_reached": "arbitration",
      "t_response": "2025-01-26 07:56:12",
      "t_pre_arbitration": "2025-02-16 18:34:17",
      "t_arbitration": "2025-02-27 12:43:51",
      "represented_at": "2025-01-26 07:56:12",
      "pre_arbitration_at": "2025-02-16 18:34:17",
      "arbitration_at": "2025-02-27 12:43:51",
      "outcome": "cardholder_won"
    },
    {
      "id": 184,
      "merchant_id": 4,
      "payment_ref": "PAY-0868169967",
      "card_network": "mastercard",
      "amount": 5,
      "purchased_at": "2024-11-14 22:46:00",
      "reason_category": "goods_not_received",
      "opened_at": "2025-02-09 15:16:16",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-02-17 04:34:50",
      "t_pre_arbitration": "2025-03-06 00:31:43",
      "t_arbitration": "2025-03-14 10:30:57",
      "represented_at": "2025-02-17 04:34:50",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 185,
      "merchant_id": 10,
      "payment_ref": "PAY-8804335594",
      "card_network": "visa",
      "amount": 2473.45,
      "purchased_at": "2025-03-13 11:13:37",
      "reason_category": "refund_not_processed",
      "opened_at": "2025-05-28 10:38:17",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-06-05 15:03:54",
      "t_pre_arbitration": "2025-06-16 03:54:37",
      "t_arbitration": "2025-07-27 07:11:42",
      "represented_at": "2025-06-05 15:03:54",
      "pre_arbitration_at": "2025-06-16 03:54:37",
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 186,
      "merchant_id": 1,
      "payment_ref": "PAY-9440280102",
      "card_network": "mastercard",
      "amount": 222.49,
      "purchased_at": "2024-11-16 18:37:56",
      "reason_category": "subscription_cancelled",
      "opened_at": "2025-01-04 16:41:15",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-01-31 03:45:01",
      "t_pre_arbitration": "2025-02-18 06:53:45",
      "t_arbitration": "2025-04-03 09:38:34",
      "represented_at": "2025-01-31 03:45:01",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 187,
      "merchant_id": 16,
      "payment_ref": "PAY-5275773555",
      "card_network": "mastercard",
      "amount": 60.49,
      "purchased_at": "2024-12-05 18:32:52",
      "reason_category": "not_authorised",
      "opened_at": "2024-12-25 16:17:58",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-01-08 03:18:06",
      "t_pre_arbitration": "2025-01-20 10:24:24",
      "t_arbitration": "2025-02-20 11:54:47",
      "represented_at": "2025-01-08 03:18:06",
      "pre_arbitration_at": "2025-01-20 10:24:24",
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 188,
      "merchant_id": 10,
      "payment_ref": "PAY-3412088620",
      "card_network": "visa",
      "amount": 35.01,
      "purchased_at": "2025-03-10 12:50:21",
      "reason_category": "subscription_cancelled",
      "opened_at": "2025-05-22 07:54:27",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-06-18 12:02:30",
      "t_pre_arbitration": "2025-07-05 17:50:27",
      "t_arbitration": "2025-07-09 16:25:48",
      "represented_at": "2025-06-18 12:02:30",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 189,
      "merchant_id": 4,
      "payment_ref": "PAY-4660505221",
      "card_network": "visa",
      "amount": 1897.78,
      "purchased_at": "2024-11-26 20:08:53",
      "reason_category": "not_as_described",
      "opened_at": "2024-11-30 11:55:56",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2024-12-23 05:33:45",
      "t_pre_arbitration": "2024-12-29 16:06:41",
      "t_arbitration": "2025-01-30 10:09:29",
      "represented_at": "2024-12-23 05:33:45",
      "pre_arbitration_at": "2024-12-29 16:06:41",
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 190,
      "merchant_id": 24,
      "payment_ref": "PAY-9891063057",
      "card_network": "mastercard",
      "amount": 799.58,
      "purchased_at": "2025-01-31 18:56:24",
      "reason_category": "not_as_described",
      "opened_at": "2025-02-02 08:03:10",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-02-27 10:51:52",
      "t_pre_arbitration": "2025-03-22 02:14:51",
      "t_arbitration": "2025-05-01 03:18:30",
      "represented_at": "2025-02-27 10:51:52",
      "pre_arbitration_at": "2025-03-22 02:14:51",
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 191,
      "merchant_id": 4,
      "payment_ref": "PAY-7279278171",
      "card_network": "mastercard",
      "amount": 9.88,
      "purchased_at": "2024-12-09 14:10:04",
      "reason_category": "not_authorised",
      "opened_at": "2024-12-11 09:05:32",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2024-12-14 12:28:53",
      "t_pre_arbitration": "2025-01-06 19:30:13",
      "t_arbitration": "2025-02-16 17:58:24",
      "represented_at": "2024-12-14 12:28:53",
      "pre_arbitration_at": "2025-01-06 19:30:13",
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 192,
      "merchant_id": 11,
      "payment_ref": "PAY-6017042286",
      "card_network": "visa",
      "amount": 96.94,
      "purchased_at": "2024-10-08 12:01:49",
      "reason_category": "refund_not_processed",
      "opened_at": "2025-01-01 18:09:07",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-01-10 06:20:41",
      "t_pre_arbitration": "2025-01-19 14:12:22",
      "t_arbitration": "2025-01-23 22:33:00",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 193,
      "merchant_id": 22,
      "payment_ref": "PAY-1562356568",
      "card_network": "visa",
      "amount": 483.73,
      "purchased_at": "2025-02-14 12:19:18",
      "reason_category": "duplicate_charge",
      "opened_at": "2025-04-03 13:04:38",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-04-06 01:14:15",
      "t_pre_arbitration": "2025-04-29 03:10:10",
      "t_arbitration": "2025-05-28 05:10:54",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 194,
      "merchant_id": 8,
      "payment_ref": "PAY-3885848111",
      "card_network": "visa",
      "amount": 638.76,
      "purchased_at": "2024-12-15 18:14:04",
      "reason_category": "refund_not_processed",
      "opened_at": "2025-02-19 13:20:01",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-03-07 12:43:05",
      "t_pre_arbitration": "2025-04-01 12:58:38",
      "t_arbitration": "2025-04-21 15:55:32",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 195,
      "merchant_id": 6,
      "payment_ref": "PAY-3383227304",
      "card_network": "mastercard",
      "amount": 50.9,
      "purchased_at": "2024-10-02 12:15:42",
      "reason_category": "duplicate_charge",
      "opened_at": "2024-11-26 09:23:00",
      "response_window_days": 20,
      "stage_reached": "arbitration",
      "t_response": "2024-12-14 06:10:49",
      "t_pre_arbitration": "2024-12-16 15:12:08",
      "t_arbitration": "2024-12-31 07:47:20",
      "represented_at": "2024-12-14 06:10:49",
      "pre_arbitration_at": "2024-12-16 15:12:08",
      "arbitration_at": "2024-12-31 07:47:20",
      "outcome": "cardholder_won"
    },
    {
      "id": 196,
      "merchant_id": 3,
      "payment_ref": "PAY-8594762611",
      "card_network": "visa",
      "amount": 2178.11,
      "purchased_at": "2025-01-09 20:36:40",
      "reason_category": "duplicate_charge",
      "opened_at": "2025-03-27 10:55:17",
      "response_window_days": 20,
      "stage_reached": "arbitration",
      "t_response": "2025-04-07 02:01:18",
      "t_pre_arbitration": "2025-05-05 01:43:47",
      "t_arbitration": "2025-05-22 00:29:00",
      "represented_at": "2025-04-07 02:01:18",
      "pre_arbitration_at": "2025-05-05 01:43:47",
      "arbitration_at": "2025-05-22 00:29:00",
      "outcome": "cardholder_won"
    },
    {
      "id": 197,
      "merchant_id": 1,
      "payment_ref": "PAY-9772712006",
      "card_network": "mastercard",
      "amount": 995.97,
      "purchased_at": "2024-11-01 16:32:22",
      "reason_category": "duplicate_charge",
      "opened_at": "2024-12-30 12:30:07",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-01-21 07:09:50",
      "t_pre_arbitration": "2025-01-27 09:31:11",
      "t_arbitration": "2025-02-06 19:19:28",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 198,
      "merchant_id": 19,
      "payment_ref": "PAY-9432264780",
      "card_network": "visa",
      "amount": 55.39,
      "purchased_at": "2024-11-22 15:24:40",
      "reason_category": "duplicate_charge",
      "opened_at": "2025-02-05 14:27:09",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-03-01 17:31:47",
      "t_pre_arbitration": "2025-03-12 15:59:27",
      "t_arbitration": "2025-04-13 07:01:29",
      "represented_at": "2025-03-01 17:31:47",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 199,
      "merchant_id": 12,
      "payment_ref": "PAY-2745262511",
      "card_network": "visa",
      "amount": 16.74,
      "purchased_at": "2025-01-25 10:04:15",
      "reason_category": "goods_not_received",
      "opened_at": "2025-03-23 15:17:04",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-04-17 10:44:24",
      "t_pre_arbitration": "2025-04-18 01:15:58",
      "t_arbitration": "2025-05-12 04:49:29",
      "represented_at": "2025-04-17 10:44:24",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 200,
      "merchant_id": 12,
      "payment_ref": "PAY-6562072184",
      "card_network": "visa",
      "amount": 1719.26,
      "purchased_at": "2025-02-23 15:14:23",
      "reason_category": "duplicate_charge",
      "opened_at": "2025-05-07 10:30:18",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-06-01 18:37:43",
      "t_pre_arbitration": "2025-06-21 18:32:39",
      "t_arbitration": "2025-06-28 23:08:33",
      "represented_at": "2025-06-01 18:37:43",
      "pre_arbitration_at": "2025-06-21 18:32:39",
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 201,
      "merchant_id": 18,
      "payment_ref": "PAY-7131530441",
      "card_network": "visa",
      "amount": 992.32,
      "purchased_at": "2024-12-31 10:03:32",
      "reason_category": "not_authorised",
      "opened_at": "2025-03-23 07:23:48",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-04-09 05:15:46",
      "t_pre_arbitration": "2025-04-09 08:14:07",
      "t_arbitration": "2025-05-23 03:36:42",
      "represented_at": "2025-04-09 05:15:46",
      "pre_arbitration_at": "2025-04-09 08:14:07",
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 202,
      "merchant_id": 13,
      "payment_ref": "PAY-9212498386",
      "card_network": "visa",
      "amount": 702.5,
      "purchased_at": "2025-02-09 20:00:28",
      "reason_category": "refund_not_processed",
      "opened_at": "2025-03-25 09:05:14",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-04-14 05:37:37",
      "t_pre_arbitration": "2025-05-01 10:51:33",
      "t_arbitration": "2025-06-04 04:48:15",
      "represented_at": "2025-04-14 05:37:37",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 203,
      "merchant_id": 18,
      "payment_ref": "PAY-9415521363",
      "card_network": "visa",
      "amount": 320.13,
      "purchased_at": "2025-03-15 17:24:13",
      "reason_category": "subscription_cancelled",
      "opened_at": "2025-04-16 16:12:43",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-04-23 17:10:53",
      "t_pre_arbitration": "2025-04-26 08:04:03",
      "t_arbitration": "2025-06-02 23:22:38",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 204,
      "merchant_id": 12,
      "payment_ref": "PAY-2903199943",
      "card_network": "mastercard",
      "amount": 1152.17,
      "purchased_at": "2025-03-18 20:01:05",
      "reason_category": "not_authorised",
      "opened_at": "2025-05-31 09:48:32",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-06-27 20:58:04",
      "t_pre_arbitration": "2025-07-09 10:10:43",
      "t_arbitration": "2025-07-15 17:36:24",
      "represented_at": "2025-06-27 20:58:04",
      "pre_arbitration_at": "2025-07-09 10:10:43",
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 205,
      "merchant_id": 10,
      "payment_ref": "PAY-3115747750",
      "card_network": "visa",
      "amount": 16.21,
      "purchased_at": "2024-10-24 14:01:52",
      "reason_category": "refund_not_processed",
      "opened_at": "2024-12-23 10:20:04",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-01-16 19:57:22",
      "t_pre_arbitration": "2025-01-31 17:31:48",
      "t_arbitration": "2025-02-09 13:12:49",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 206,
      "merchant_id": 8,
      "payment_ref": "PAY-0013586986",
      "card_network": "visa",
      "amount": 49.33,
      "purchased_at": "2024-12-22 20:23:38",
      "reason_category": "duplicate_charge",
      "opened_at": "2025-02-17 12:41:23",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-02-18 02:03:53",
      "t_pre_arbitration": "2025-03-19 21:47:36",
      "t_arbitration": "2025-04-30 22:34:48",
      "represented_at": "2025-02-18 02:03:53",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 207,
      "merchant_id": 14,
      "payment_ref": "PAY-4868326494",
      "card_network": "mastercard",
      "amount": 17.76,
      "purchased_at": "2024-12-16 11:28:34",
      "reason_category": "goods_not_received",
      "opened_at": "2025-03-02 17:58:13",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-03-09 00:57:30",
      "t_pre_arbitration": "2025-04-04 17:37:24",
      "t_arbitration": "2025-05-10 13:56:57",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 208,
      "merchant_id": 10,
      "payment_ref": "PAY-0749221064",
      "card_network": "visa",
      "amount": 577.65,
      "purchased_at": "2025-01-06 18:45:26",
      "reason_category": "not_as_described",
      "opened_at": "2025-01-11 07:17:42",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-02-03 15:10:30",
      "t_pre_arbitration": "2025-03-05 13:39:27",
      "t_arbitration": "2025-04-13 07:36:56",
      "represented_at": "2025-02-03 15:10:30",
      "pre_arbitration_at": "2025-03-05 13:39:27",
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 209,
      "merchant_id": 2,
      "payment_ref": "PAY-8151269505",
      "card_network": "mastercard",
      "amount": 149.34,
      "purchased_at": "2024-11-24 18:51:39",
      "reason_category": "subscription_cancelled",
      "opened_at": "2025-01-29 21:37:51",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-02-05 11:28:12",
      "t_pre_arbitration": "2025-02-21 18:01:51",
      "t_arbitration": "2025-03-07 13:35:49",
      "represented_at": "2025-02-05 11:28:12",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 210,
      "merchant_id": 10,
      "payment_ref": "PAY-1119715613",
      "card_network": "mastercard",
      "amount": 6.83,
      "purchased_at": "2025-01-24 12:44:57",
      "reason_category": "subscription_cancelled",
      "opened_at": "2025-03-04 16:05:11",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-03-11 22:16:55",
      "t_pre_arbitration": "2025-03-21 11:38:06",
      "t_arbitration": "2025-04-21 16:44:33",
      "represented_at": "2025-03-11 22:16:55",
      "pre_arbitration_at": "2025-03-21 11:38:06",
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 211,
      "merchant_id": 7,
      "payment_ref": "PAY-8354928539",
      "card_network": "visa",
      "amount": 296.24,
      "purchased_at": "2024-10-20 14:03:40",
      "reason_category": "goods_not_received",
      "opened_at": "2025-01-18 14:31:26",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-02-06 04:28:58",
      "t_pre_arbitration": "2025-03-07 04:38:13",
      "t_arbitration": "2025-03-29 09:21:50",
      "represented_at": "2025-02-06 04:28:58",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 212,
      "merchant_id": 19,
      "payment_ref": "PAY-9270376911",
      "card_network": "mastercard",
      "amount": 8.63,
      "purchased_at": "2024-10-01 14:38:47",
      "reason_category": "goods_not_received",
      "opened_at": "2024-12-29 14:23:58",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2024-12-31 21:08:01",
      "t_pre_arbitration": "2025-01-05 03:10:43",
      "t_arbitration": "2025-01-27 01:41:57",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 213,
      "merchant_id": 12,
      "payment_ref": "PAY-7825790217",
      "card_network": "mastercard",
      "amount": 5.48,
      "purchased_at": "2024-12-23 10:55:44",
      "reason_category": "not_authorised",
      "opened_at": "2025-02-12 16:27:25",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-02-28 12:05:32",
      "t_pre_arbitration": "2025-03-06 03:14:51",
      "t_arbitration": "2025-03-16 19:15:13",
      "represented_at": "2025-02-28 12:05:32",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 214,
      "merchant_id": 2,
      "payment_ref": "PAY-6663525374",
      "card_network": "mastercard",
      "amount": 217.93,
      "purchased_at": "2025-01-15 15:59:25",
      "reason_category": "goods_not_received",
      "opened_at": "2025-03-28 10:09:11",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-04-03 13:15:40",
      "t_pre_arbitration": "2025-04-19 03:21:59",
      "t_arbitration": "2025-05-08 19:15:36",
      "represented_at": "2025-04-03 13:15:40",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 215,
      "merchant_id": 14,
      "payment_ref": "PAY-2554854328",
      "card_network": "mastercard",
      "amount": 272.86,
      "purchased_at": "2025-02-09 17:44:14",
      "reason_category": "subscription_cancelled",
      "opened_at": "2025-03-24 13:58:10",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-03-24 21:21:54",
      "t_pre_arbitration": "2025-04-01 20:00:26",
      "t_arbitration": "2025-05-03 03:11:45",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 216,
      "merchant_id": 15,
      "payment_ref": "PAY-8142334935",
      "card_network": "visa",
      "amount": 994.36,
      "purchased_at": "2024-12-14 12:07:57",
      "reason_category": "subscription_cancelled",
      "opened_at": "2024-12-25 13:58:10",
      "response_window_days": 20,
      "stage_reached": "arbitration",
      "t_response": "2025-01-01 13:18:11",
      "t_pre_arbitration": "2025-01-11 10:33:43",
      "t_arbitration": "2025-02-16 01:28:50",
      "represented_at": "2025-01-01 13:18:11",
      "pre_arbitration_at": "2025-01-11 10:33:43",
      "arbitration_at": "2025-02-16 01:28:50",
      "outcome": "merchant_won"
    },
    {
      "id": 217,
      "merchant_id": 2,
      "payment_ref": "PAY-4040176236",
      "card_network": "visa",
      "amount": 6.32,
      "purchased_at": "2025-03-24 22:16:44",
      "reason_category": "duplicate_charge",
      "opened_at": "2025-03-27 15:42:07",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-04-17 04:14:28",
      "t_pre_arbitration": "2025-05-09 06:08:56",
      "t_arbitration": "2025-06-15 13:54:13",
      "represented_at": "2025-04-17 04:14:28",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 218,
      "merchant_id": 2,
      "payment_ref": "PAY-1679264977",
      "card_network": "mastercard",
      "amount": 5.15,
      "purchased_at": "2024-12-08 18:50:52",
      "reason_category": "refund_not_processed",
      "opened_at": "2025-01-27 17:10:32",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-02-17 11:15:42",
      "t_pre_arbitration": "2025-02-23 04:50:32",
      "t_arbitration": "2025-03-02 10:04:42",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 219,
      "merchant_id": 13,
      "payment_ref": "PAY-1816719663",
      "card_network": "mastercard",
      "amount": 528.81,
      "purchased_at": "2024-11-23 19:57:34",
      "reason_category": "not_as_described",
      "opened_at": "2025-01-20 10:27:21",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-02-14 10:36:07",
      "t_pre_arbitration": "2025-03-09 01:55:11",
      "t_arbitration": "2025-03-25 04:13:46",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 220,
      "merchant_id": 10,
      "payment_ref": "PAY-3535669634",
      "card_network": "mastercard",
      "amount": 11.81,
      "purchased_at": "2024-11-25 13:06:16",
      "reason_category": "refund_not_processed",
      "opened_at": "2024-12-08 13:24:39",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2024-12-29 08:57:51",
      "t_pre_arbitration": "2025-01-04 12:11:55",
      "t_arbitration": "2025-02-09 02:10:55",
      "represented_at": "2024-12-29 08:57:51",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 221,
      "merchant_id": 21,
      "payment_ref": "PAY-1872117949",
      "card_network": "visa",
      "amount": 1482.51,
      "purchased_at": "2025-03-05 16:58:44",
      "reason_category": "not_as_described",
      "opened_at": "2025-05-08 13:09:58",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-05-17 21:25:35",
      "t_pre_arbitration": "2025-06-15 17:50:56",
      "t_arbitration": "2025-07-21 22:03:08",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 222,
      "merchant_id": 11,
      "payment_ref": "PAY-4658432802",
      "card_network": "visa",
      "amount": 994.53,
      "purchased_at": "2024-11-21 13:22:52",
      "reason_category": "not_as_described",
      "opened_at": "2024-12-04 09:49:38",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2024-12-15 22:10:11",
      "t_pre_arbitration": "2025-01-09 16:48:51",
      "t_arbitration": "2025-01-26 01:44:02",
      "represented_at": "2024-12-15 22:10:11",
      "pre_arbitration_at": "2025-01-09 16:48:51",
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 223,
      "merchant_id": 25,
      "payment_ref": "PAY-0309723429",
      "card_network": "visa",
      "amount": 139.95,
      "purchased_at": "2024-11-19 11:00:17",
      "reason_category": "duplicate_charge",
      "opened_at": "2025-01-08 15:37:19",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-01-11 22:12:25",
      "t_pre_arbitration": "2025-01-16 17:45:42",
      "t_arbitration": "2025-02-22 00:46:09",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 224,
      "merchant_id": 24,
      "payment_ref": "PAY-0144320238",
      "card_network": "visa",
      "amount": 39.15,
      "purchased_at": "2024-12-30 10:54:49",
      "reason_category": "goods_not_received",
      "opened_at": "2025-03-01 14:51:47",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-03-02 03:32:47",
      "t_pre_arbitration": "2025-03-18 03:16:01",
      "t_arbitration": "2025-04-11 16:02:05",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 225,
      "merchant_id": 19,
      "payment_ref": "PAY-0255416735",
      "card_network": "mastercard",
      "amount": 98.62,
      "purchased_at": "2025-03-26 15:33:37",
      "reason_category": "subscription_cancelled",
      "opened_at": "2025-05-13 09:57:34",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-06-08 08:18:09",
      "t_pre_arbitration": "2025-06-28 18:30:22",
      "t_arbitration": "2025-07-14 19:06:10",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 226,
      "merchant_id": 24,
      "payment_ref": "PAY-6330293967",
      "card_network": "visa",
      "amount": 1823.69,
      "purchased_at": "2024-12-26 19:11:26",
      "reason_category": "goods_not_received",
      "opened_at": "2025-01-16 10:17:19",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-02-09 17:03:29",
      "t_pre_arbitration": "2025-03-09 23:49:49",
      "t_arbitration": "2025-04-13 00:55:06",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 227,
      "merchant_id": 11,
      "payment_ref": "PAY-1604026416",
      "card_network": "visa",
      "amount": 273.64,
      "purchased_at": "2025-03-10 19:23:25",
      "reason_category": "subscription_cancelled",
      "opened_at": "2025-04-18 12:50:33",
      "response_window_days": 20,
      "stage_reached": "arbitration",
      "t_response": "2025-04-23 06:34:12",
      "t_pre_arbitration": "2025-05-09 01:01:32",
      "t_arbitration": "2025-06-13 03:17:49",
      "represented_at": "2025-04-23 06:34:12",
      "pre_arbitration_at": "2025-05-09 01:01:32",
      "arbitration_at": "2025-06-13 03:17:49",
      "outcome": "merchant_won"
    },
    {
      "id": 228,
      "merchant_id": 5,
      "payment_ref": "PAY-2997690179",
      "card_network": "mastercard",
      "amount": 1315.08,
      "purchased_at": "2025-02-06 10:02:56",
      "reason_category": "subscription_cancelled",
      "opened_at": "2025-02-17 17:14:19",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-02-18 00:14:40",
      "t_pre_arbitration": "2025-02-20 09:44:31",
      "t_arbitration": "2025-03-03 13:06:59",
      "represented_at": "2025-02-18 00:14:40",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 229,
      "merchant_id": 3,
      "payment_ref": "PAY-1889927536",
      "card_network": "visa",
      "amount": 1943.84,
      "purchased_at": "2025-02-27 17:23:55",
      "reason_category": "not_as_described",
      "opened_at": "2025-04-06 11:49:41",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-04-26 00:42:08",
      "t_pre_arbitration": "2025-05-20 15:09:01",
      "t_arbitration": "2025-06-30 13:39:18",
      "represented_at": "2025-04-26 00:42:08",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 230,
      "merchant_id": 15,
      "payment_ref": "PAY-9738423219",
      "card_network": "mastercard",
      "amount": 606.57,
      "purchased_at": "2025-01-01 21:21:15",
      "reason_category": "refund_not_processed",
      "opened_at": "2025-03-18 17:07:53",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-04-05 13:48:38",
      "t_pre_arbitration": "2025-04-30 11:08:33",
      "t_arbitration": "2025-05-06 02:02:56",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 231,
      "merchant_id": 7,
      "payment_ref": "PAY-2463483194",
      "card_network": "mastercard",
      "amount": 674.21,
      "purchased_at": "2024-10-10 20:21:31",
      "reason_category": "goods_not_received",
      "opened_at": "2024-10-27 07:27:24",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2024-10-28 09:30:53",
      "t_pre_arbitration": "2024-11-12 10:48:14",
      "t_arbitration": "2024-11-13 08:18:18",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 232,
      "merchant_id": 20,
      "payment_ref": "PAY-5862766639",
      "card_network": "visa",
      "amount": 1643.31,
      "purchased_at": "2025-03-06 15:33:18",
      "reason_category": "not_authorised",
      "opened_at": "2025-04-11 16:51:06",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-05-04 07:29:20",
      "t_pre_arbitration": "2025-05-12 23:14:04",
      "t_arbitration": "2025-06-08 12:47:46",
      "represented_at": "2025-05-04 07:29:20",
      "pre_arbitration_at": "2025-05-12 23:14:04",
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 233,
      "merchant_id": 18,
      "payment_ref": "PAY-6167651796",
      "card_network": "visa",
      "amount": 1449.9,
      "purchased_at": "2025-03-12 21:02:01",
      "reason_category": "refund_not_processed",
      "opened_at": "2025-05-04 11:05:09",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-05-10 19:18:41",
      "t_pre_arbitration": "2025-05-29 23:58:09",
      "t_arbitration": "2025-06-26 06:27:10",
      "represented_at": "2025-05-10 19:18:41",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 234,
      "merchant_id": 12,
      "payment_ref": "PAY-6343635009",
      "card_network": "visa",
      "amount": 653.95,
      "purchased_at": "2025-03-27 15:56:55",
      "reason_category": "not_as_described",
      "opened_at": "2025-03-31 10:45:16",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-04-13 15:57:37",
      "t_pre_arbitration": "2025-04-23 07:50:59",
      "t_arbitration": "2025-05-23 10:01:45",
      "represented_at": "2025-04-13 15:57:37",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 235,
      "merchant_id": 24,
      "payment_ref": "PAY-9829879016",
      "card_network": "visa",
      "amount": 2047.97,
      "purchased_at": "2024-11-22 22:39:34",
      "reason_category": "not_as_described",
      "opened_at": "2024-11-24 14:59:06",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2024-12-22 05:09:40",
      "t_pre_arbitration": "2025-01-09 12:30:28",
      "t_arbitration": "2025-02-16 03:10:56",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 236,
      "merchant_id": 5,
      "payment_ref": "PAY-6942350778",
      "card_network": "visa",
      "amount": 571.63,
      "purchased_at": "2024-12-05 15:15:52",
      "reason_category": "not_authorised",
      "opened_at": "2025-01-10 10:25:52",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-01-21 14:56:11",
      "t_pre_arbitration": "2025-02-10 09:43:36",
      "t_arbitration": "2025-03-27 09:00:14",
      "represented_at": "2025-01-21 14:56:11",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 237,
      "merchant_id": 8,
      "payment_ref": "PAY-8928884091",
      "card_network": "visa",
      "amount": 327.41,
      "purchased_at": "2024-10-28 21:06:01",
      "reason_category": "duplicate_charge",
      "opened_at": "2025-01-04 15:56:41",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-01-26 12:45:29",
      "t_pre_arbitration": "2025-02-16 02:35:38",
      "t_arbitration": "2025-03-05 21:29:08",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 238,
      "merchant_id": 20,
      "payment_ref": "PAY-5399490169",
      "card_network": "visa",
      "amount": 16.4,
      "purchased_at": "2025-01-25 20:00:45",
      "reason_category": "duplicate_charge",
      "opened_at": "2025-02-22 14:34:46",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-02-27 06:44:19",
      "t_pre_arbitration": "2025-03-24 06:23:56",
      "t_arbitration": "2025-04-13 23:41:34",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 239,
      "merchant_id": 5,
      "payment_ref": "PAY-1009025835",
      "card_network": "mastercard",
      "amount": 1706.91,
      "purchased_at": "2025-03-27 18:18:48",
      "reason_category": "not_authorised",
      "opened_at": "2025-06-09 16:10:41",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-06-13 13:40:44",
      "t_pre_arbitration": "2025-07-04 19:30:44",
      "t_arbitration": "2025-08-06 15:08:27",
      "represented_at": "2025-06-13 13:40:44",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 240,
      "merchant_id": 23,
      "payment_ref": "PAY-7783523588",
      "card_network": "visa",
      "amount": 24.95,
      "purchased_at": "2024-12-29 20:05:58",
      "reason_category": "not_as_described",
      "opened_at": "2025-03-29 16:17:11",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-04-15 02:20:30",
      "t_pre_arbitration": "2025-04-16 11:23:37",
      "t_arbitration": "2025-04-19 16:15:55",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 241,
      "merchant_id": 20,
      "payment_ref": "PAY-0701859392",
      "card_network": "mastercard",
      "amount": 6.97,
      "purchased_at": "2024-12-28 17:21:26",
      "reason_category": "refund_not_processed",
      "opened_at": "2025-02-09 11:23:23",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-02-11 15:14:16",
      "t_pre_arbitration": "2025-03-01 22:10:33",
      "t_arbitration": "2025-03-30 22:06:23",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 242,
      "merchant_id": 20,
      "payment_ref": "PAY-0152374693",
      "card_network": "visa",
      "amount": 128.78,
      "purchased_at": "2024-12-17 17:59:03",
      "reason_category": "not_authorised",
      "opened_at": "2025-02-26 14:39:29",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-03-22 09:33:45",
      "t_pre_arbitration": "2025-04-15 04:31:30",
      "t_arbitration": "2025-05-12 21:43:52",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 243,
      "merchant_id": 21,
      "payment_ref": "PAY-0633564469",
      "card_network": "mastercard",
      "amount": 1791.98,
      "purchased_at": "2025-01-31 19:03:35",
      "reason_category": "duplicate_charge",
      "opened_at": "2025-02-05 11:43:33",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-02-24 11:08:22",
      "t_pre_arbitration": "2025-03-22 03:01:54",
      "t_arbitration": "2025-03-24 23:09:54",
      "represented_at": "2025-02-24 11:08:22",
      "pre_arbitration_at": "2025-03-22 03:01:54",
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 244,
      "merchant_id": 2,
      "payment_ref": "PAY-1518293451",
      "card_network": "visa",
      "amount": 25.94,
      "purchased_at": "2024-10-13 14:32:16",
      "reason_category": "not_authorised",
      "opened_at": "2024-11-04 07:53:46",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2024-11-14 03:06:17",
      "t_pre_arbitration": "2024-12-10 18:55:13",
      "t_arbitration": "2025-01-12 21:26:35",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 245,
      "merchant_id": 7,
      "payment_ref": "PAY-6322632604",
      "card_network": "visa",
      "amount": 1138.12,
      "purchased_at": "2024-12-15 18:25:57",
      "reason_category": "goods_not_received",
      "opened_at": "2025-01-24 09:20:55",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-01-27 08:08:29",
      "t_pre_arbitration": "2025-02-10 09:42:16",
      "t_arbitration": "2025-03-19 22:06:06",
      "represented_at": "2025-01-27 08:08:29",
      "pre_arbitration_at": "2025-02-10 09:42:16",
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 246,
      "merchant_id": 10,
      "payment_ref": "PAY-5734645855",
      "card_network": "visa",
      "amount": 1352.94,
      "purchased_at": "2025-03-29 17:31:42",
      "reason_category": "refund_not_processed",
      "opened_at": "2025-05-27 13:23:39",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2025-06-12 20:55:13",
      "t_pre_arbitration": "2025-06-14 20:10:41",
      "t_arbitration": "2025-07-03 10:37:39",
      "represented_at": "2025-06-12 20:55:13",
      "pre_arbitration_at": "2025-06-14 20:10:41",
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 247,
      "merchant_id": 20,
      "payment_ref": "PAY-7022956661",
      "card_network": "mastercard",
      "amount": 33.1,
      "purchased_at": "2025-01-01 15:52:52",
      "reason_category": "goods_not_received",
      "opened_at": "2025-03-10 12:26:22",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-03-12 05:06:13",
      "t_pre_arbitration": "2025-04-05 16:38:00",
      "t_arbitration": "2025-05-01 05:58:57",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 248,
      "merchant_id": 17,
      "payment_ref": "PAY-6193083523",
      "card_network": "visa",
      "amount": 229.5,
      "purchased_at": "2025-01-29 14:15:08",
      "reason_category": "not_authorised",
      "opened_at": "2025-03-20 17:03:22",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-03-26 05:32:14",
      "t_pre_arbitration": "2025-04-06 21:23:01",
      "t_arbitration": "2025-04-14 01:18:15",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 249,
      "merchant_id": 23,
      "payment_ref": "PAY-0941440447",
      "card_network": "mastercard",
      "amount": 44.56,
      "purchased_at": "2024-12-09 20:05:44",
      "reason_category": "goods_not_received",
      "opened_at": "2024-12-16 18:43:43",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2024-12-21 10:08:49",
      "t_pre_arbitration": "2024-12-28 08:42:43",
      "t_arbitration": "2025-01-29 03:48:44",
      "represented_at": "2024-12-21 10:08:49",
      "pre_arbitration_at": "2024-12-28 08:42:43",
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 250,
      "merchant_id": 19,
      "payment_ref": "PAY-1756808105",
      "card_network": "visa",
      "amount": 68.8,
      "purchased_at": "2025-03-22 12:01:58",
      "reason_category": "not_as_described",
      "opened_at": "2025-04-02 14:14:11",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-04-13 05:42:32",
      "t_pre_arbitration": "2025-05-08 00:30:20",
      "t_arbitration": "2025-06-17 10:47:03",
      "represented_at": "2025-04-13 05:42:32",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 251,
      "merchant_id": 23,
      "payment_ref": "PAY-5660758440",
      "card_network": "mastercard",
      "amount": 708.63,
      "purchased_at": "2024-12-07 18:07:03",
      "reason_category": "refund_not_processed",
      "opened_at": "2025-02-08 20:00:35",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-02-25 09:36:23",
      "t_pre_arbitration": "2025-03-25 17:53:35",
      "t_arbitration": "2025-04-20 08:46:23",
      "represented_at": "2025-02-25 09:36:23",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 252,
      "merchant_id": 21,
      "payment_ref": "PAY-8693414168",
      "card_network": "visa",
      "amount": 365.05,
      "purchased_at": "2024-11-12 18:51:53",
      "reason_category": "not_authorised",
      "opened_at": "2024-11-20 10:26:03",
      "response_window_days": 20,
      "stage_reached": "pre_arbitration",
      "t_response": "2024-11-23 19:48:27",
      "t_pre_arbitration": "2024-12-17 01:16:34",
      "t_arbitration": "2024-12-26 07:05:54",
      "represented_at": "2024-11-23 19:48:27",
      "pre_arbitration_at": "2024-12-17 01:16:34",
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 253,
      "merchant_id": 2,
      "payment_ref": "PAY-1146792816",
      "card_network": "mastercard",
      "amount": 1054.23,
      "purchased_at": "2024-12-04 16:46:07",
      "reason_category": "subscription_cancelled",
      "opened_at": "2025-01-30 09:01:20",
      "response_window_days": 20,
      "stage_reached": "arbitration",
      "t_response": "2025-02-03 14:02:17",
      "t_pre_arbitration": "2025-02-15 04:41:36",
      "t_arbitration": "2025-03-01 08:39:54",
      "represented_at": "2025-02-03 14:02:17",
      "pre_arbitration_at": "2025-02-15 04:41:36",
      "arbitration_at": "2025-03-01 08:39:54",
      "outcome": "cardholder_won"
    },
    {
      "id": 254,
      "merchant_id": 10,
      "payment_ref": "PAY-6756061875",
      "card_network": "mastercard",
      "amount": 165.18,
      "purchased_at": "2025-02-20 18:09:20",
      "reason_category": "not_authorised",
      "opened_at": "2025-04-04 12:47:13",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-04-28 11:12:17",
      "t_pre_arbitration": "2025-05-01 15:38:19",
      "t_arbitration": "2025-05-16 07:34:12",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 255,
      "merchant_id": 5,
      "payment_ref": "PAY-9129305993",
      "card_network": "visa",
      "amount": 575.83,
      "purchased_at": "2024-12-18 17:36:24",
      "reason_category": "not_authorised",
      "opened_at": "2024-12-21 16:48:39",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-01-08 15:07:05",
      "t_pre_arbitration": "2025-01-09 08:00:01",
      "t_arbitration": "2025-01-23 15:43:21",
      "represented_at": "2025-01-08 15:07:05",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 256,
      "merchant_id": 15,
      "payment_ref": "PAY-7954800807",
      "card_network": "visa",
      "amount": 24.27,
      "purchased_at": "2025-03-13 19:50:55",
      "reason_category": "goods_not_received",
      "opened_at": "2025-04-18 14:29:26",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-04-30 18:06:54",
      "t_pre_arbitration": "2025-05-24 08:15:53",
      "t_arbitration": "2025-06-23 13:47:06",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 257,
      "merchant_id": 14,
      "payment_ref": "PAY-8664486503",
      "card_network": "visa",
      "amount": 101.44,
      "purchased_at": "2025-02-27 17:25:27",
      "reason_category": "not_authorised",
      "opened_at": "2025-05-16 14:03:55",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-05-19 13:16:36",
      "t_pre_arbitration": "2025-06-13 22:49:54",
      "t_arbitration": "2025-07-17 13:24:10",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    },
    {
      "id": 258,
      "merchant_id": 2,
      "payment_ref": "PAY-2545897213",
      "card_network": "visa",
      "amount": 375.84,
      "purchased_at": "2024-12-08 21:45:22",
      "reason_category": "goods_not_received",
      "opened_at": "2025-03-01 15:37:03",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-03-02 21:38:26",
      "t_pre_arbitration": "2025-03-21 17:54:57",
      "t_arbitration": "2025-04-26 11:28:12",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "merchant_won"
    },
    {
      "id": 259,
      "merchant_id": 12,
      "payment_ref": "PAY-7737389332",
      "card_network": "visa",
      "amount": 137.91,
      "purchased_at": "2025-01-31 22:31:14",
      "reason_category": "not_as_described",
      "opened_at": "2025-02-01 13:09:52",
      "response_window_days": 20,
      "stage_reached": "chargeback",
      "t_response": "2025-02-09 09:02:59",
      "t_pre_arbitration": "2025-03-08 11:20:43",
      "t_arbitration": "2025-04-03 04:37:20",
      "represented_at": null,
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "pending"
    },
    {
      "id": 260,
      "merchant_id": 11,
      "payment_ref": "PAY-5977349685",
      "card_network": "visa",
      "amount": 9.12,
      "purchased_at": "2024-11-28 11:04:14",
      "reason_category": "not_authorised",
      "opened_at": "2025-01-28 16:30:48",
      "response_window_days": 20,
      "stage_reached": "representment",
      "t_response": "2025-02-16 05:31:33",
      "t_pre_arbitration": "2025-03-08 11:24:12",
      "t_arbitration": "2025-04-16 12:36:24",
      "represented_at": "2025-02-16 05:31:33",
      "pre_arbitration_at": null,
      "arbitration_at": null,
      "outcome": "cardholder_won"
    }
  ],
  "dispute_activity": [
    {
      "id": 1,
      "dispute_id": 16,
      "action": "case_viewed",
      "actor": "issuer",
      "logged_at": "2024-12-14 13:03:36"
    },
    {
      "id": 2,
      "dispute_id": 142,
      "action": "note_added",
      "actor": "issuer",
      "logged_at": "2025-04-19 14:02:01"
    },
    {
      "id": 3,
      "dispute_id": 98,
      "action": "document_requested",
      "actor": "system",
      "logged_at": "2025-05-01 00:22:44"
    },
    {
      "id": 4,
      "dispute_id": 135,
      "action": "contact_attempted",
      "actor": "issuer",
      "logged_at": "2025-02-08 23:34:49"
    },
    {
      "id": 5,
      "dispute_id": 187,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2024-12-26 17:29:57"
    },
    {
      "id": 6,
      "dispute_id": 190,
      "action": "note_added",
      "actor": "merchant",
      "logged_at": "2025-02-03 21:35:00"
    },
    {
      "id": 7,
      "dispute_id": 52,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2024-11-03 11:34:40"
    },
    {
      "id": 8,
      "dispute_id": 240,
      "action": "reminder_sent",
      "actor": "system",
      "logged_at": "2025-03-31 10:41:19"
    },
    {
      "id": 9,
      "dispute_id": 5,
      "action": "document_requested",
      "actor": "merchant",
      "logged_at": "2025-03-09 05:13:38"
    },
    {
      "id": 10,
      "dispute_id": 259,
      "action": "note_added",
      "actor": "issuer",
      "logged_at": "2025-02-03 10:49:58"
    },
    {
      "id": 11,
      "dispute_id": 176,
      "action": "note_added",
      "actor": "acquirer",
      "logged_at": "2025-02-13 01:45:21"
    },
    {
      "id": 12,
      "dispute_id": 103,
      "action": "document_requested",
      "actor": "acquirer",
      "logged_at": "2025-04-01 09:51:22"
    },
    {
      "id": 13,
      "dispute_id": 5,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2025-03-10 00:33:48"
    },
    {
      "id": 14,
      "dispute_id": 17,
      "action": "note_added",
      "actor": "merchant",
      "logged_at": "2025-04-04 01:14:17"
    },
    {
      "id": 15,
      "dispute_id": 120,
      "action": "note_added",
      "actor": "merchant",
      "logged_at": "2024-12-19 18:42:56"
    },
    {
      "id": 16,
      "dispute_id": 33,
      "action": "contact_attempted",
      "actor": "merchant",
      "logged_at": "2025-05-02 02:38:55"
    },
    {
      "id": 17,
      "dispute_id": 161,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2024-11-20 00:19:52"
    },
    {
      "id": 18,
      "dispute_id": 191,
      "action": "reminder_sent",
      "actor": "acquirer",
      "logged_at": "2024-12-13 11:46:31"
    },
    {
      "id": 19,
      "dispute_id": 22,
      "action": "note_added",
      "actor": "acquirer",
      "logged_at": "2024-12-18 19:30:13"
    },
    {
      "id": 20,
      "dispute_id": 177,
      "action": "reminder_sent",
      "actor": "system",
      "logged_at": "2025-01-27 16:53:00"
    },
    {
      "id": 21,
      "dispute_id": 99,
      "action": "document_requested",
      "actor": "issuer",
      "logged_at": "2025-02-03 23:50:06"
    },
    {
      "id": 22,
      "dispute_id": 231,
      "action": "note_added",
      "actor": "acquirer",
      "logged_at": "2024-10-30 00:04:18"
    },
    {
      "id": 23,
      "dispute_id": 54,
      "action": "document_requested",
      "actor": "acquirer",
      "logged_at": "2025-05-09 01:09:58"
    },
    {
      "id": 24,
      "dispute_id": 155,
      "action": "note_added",
      "actor": "issuer",
      "logged_at": "2025-01-24 02:35:04"
    },
    {
      "id": 25,
      "dispute_id": 109,
      "action": "case_viewed",
      "actor": "system",
      "logged_at": "2025-05-16 06:44:12"
    },
    {
      "id": 26,
      "dispute_id": 30,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2025-04-02 12:29:23"
    },
    {
      "id": 27,
      "dispute_id": 23,
      "action": "case_viewed",
      "actor": "system",
      "logged_at": "2024-12-01 08:13:24"
    },
    {
      "id": 28,
      "dispute_id": 112,
      "action": "note_added",
      "actor": "acquirer",
      "logged_at": "2024-12-18 01:42:28"
    },
    {
      "id": 29,
      "dispute_id": 191,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2024-12-14 21:47:45"
    },
    {
      "id": 30,
      "dispute_id": 230,
      "action": "contact_attempted",
      "actor": "system",
      "logged_at": "2025-03-18 19:05:44"
    },
    {
      "id": 31,
      "dispute_id": 152,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2025-05-23 15:09:29"
    },
    {
      "id": 32,
      "dispute_id": 90,
      "action": "reminder_sent",
      "actor": "system",
      "logged_at": "2024-12-19 09:46:20"
    },
    {
      "id": 33,
      "dispute_id": 166,
      "action": "reminder_sent",
      "actor": "system",
      "logged_at": "2025-05-02 00:40:56"
    },
    {
      "id": 34,
      "dispute_id": 139,
      "action": "document_requested",
      "actor": "merchant",
      "logged_at": "2025-01-31 10:53:10"
    },
    {
      "id": 35,
      "dispute_id": 92,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2025-04-02 02:31:26"
    },
    {
      "id": 36,
      "dispute_id": 171,
      "action": "document_requested",
      "actor": "acquirer",
      "logged_at": "2025-01-03 23:25:17"
    },
    {
      "id": 37,
      "dispute_id": 47,
      "action": "note_added",
      "actor": "issuer",
      "logged_at": "2024-12-15 04:42:39"
    },
    {
      "id": 38,
      "dispute_id": 91,
      "action": "document_requested",
      "actor": "acquirer",
      "logged_at": "2025-01-22 04:38:07"
    },
    {
      "id": 39,
      "dispute_id": 227,
      "action": "reminder_sent",
      "actor": "system",
      "logged_at": "2025-04-21 04:59:30"
    },
    {
      "id": 40,
      "dispute_id": 245,
      "action": "note_added",
      "actor": "system",
      "logged_at": "2025-01-25 10:22:35"
    },
    {
      "id": 41,
      "dispute_id": 56,
      "action": "case_viewed",
      "actor": "system",
      "logged_at": "2025-03-27 08:59:38"
    },
    {
      "id": 42,
      "dispute_id": 129,
      "action": "document_requested",
      "actor": "issuer",
      "logged_at": "2025-01-15 21:10:44"
    },
    {
      "id": 43,
      "dispute_id": 137,
      "action": "case_viewed",
      "actor": "issuer",
      "logged_at": "2024-12-21 00:54:11"
    },
    {
      "id": 44,
      "dispute_id": 109,
      "action": "contact_attempted",
      "actor": "acquirer",
      "logged_at": "2025-05-18 00:28:05"
    },
    {
      "id": 45,
      "dispute_id": 74,
      "action": "document_requested",
      "actor": "system",
      "logged_at": "2025-02-28 08:22:27"
    },
    {
      "id": 46,
      "dispute_id": 165,
      "action": "reminder_sent",
      "actor": "system",
      "logged_at": "2025-04-10 15:58:33"
    },
    {
      "id": 47,
      "dispute_id": 233,
      "action": "reminder_sent",
      "actor": "issuer",
      "logged_at": "2025-05-06 18:16:23"
    },
    {
      "id": 48,
      "dispute_id": 171,
      "action": "note_added",
      "actor": "acquirer",
      "logged_at": "2025-01-07 08:08:44"
    },
    {
      "id": 49,
      "dispute_id": 151,
      "action": "document_requested",
      "actor": "acquirer",
      "logged_at": "2025-02-07 08:35:33"
    },
    {
      "id": 50,
      "dispute_id": 203,
      "action": "reminder_sent",
      "actor": "system",
      "logged_at": "2025-04-18 03:16:53"
    },
    {
      "id": 51,
      "dispute_id": 141,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2024-12-25 05:07:50"
    },
    {
      "id": 52,
      "dispute_id": 82,
      "action": "note_added",
      "actor": "system",
      "logged_at": "2025-05-09 18:58:45"
    },
    {
      "id": 53,
      "dispute_id": 86,
      "action": "note_added",
      "actor": "acquirer",
      "logged_at": "2025-04-08 02:10:37"
    },
    {
      "id": 54,
      "dispute_id": 253,
      "action": "document_requested",
      "actor": "issuer",
      "logged_at": "2025-01-31 12:44:23"
    },
    {
      "id": 55,
      "dispute_id": 193,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2025-04-06 05:17:42"
    },
    {
      "id": 56,
      "dispute_id": 110,
      "action": "note_added",
      "actor": "issuer",
      "logged_at": "2024-12-27 18:50:20"
    },
    {
      "id": 57,
      "dispute_id": 238,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-02-25 03:11:39"
    },
    {
      "id": 58,
      "dispute_id": 199,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2025-03-25 21:40:23"
    },
    {
      "id": 59,
      "dispute_id": 114,
      "action": "document_requested",
      "actor": "issuer",
      "logged_at": "2025-02-25 19:13:15"
    },
    {
      "id": 60,
      "dispute_id": 104,
      "action": "case_viewed",
      "actor": "system",
      "logged_at": "2025-02-22 02:42:26"
    },
    {
      "id": 61,
      "dispute_id": 45,
      "action": "note_added",
      "actor": "issuer",
      "logged_at": "2025-02-17 16:28:15"
    },
    {
      "id": 62,
      "dispute_id": 245,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2025-01-26 07:35:30"
    },
    {
      "id": 63,
      "dispute_id": 42,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2025-01-16 10:50:09"
    },
    {
      "id": 64,
      "dispute_id": 38,
      "action": "note_added",
      "actor": "acquirer",
      "logged_at": "2025-02-18 13:16:55"
    },
    {
      "id": 65,
      "dispute_id": 20,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-02-27 09:38:54"
    },
    {
      "id": 66,
      "dispute_id": 59,
      "action": "document_requested",
      "actor": "system",
      "logged_at": "2024-12-18 23:01:19"
    },
    {
      "id": 67,
      "dispute_id": 61,
      "action": "note_added",
      "actor": "merchant",
      "logged_at": "2025-04-07 11:50:22"
    },
    {
      "id": 68,
      "dispute_id": 79,
      "action": "note_added",
      "actor": "system",
      "logged_at": "2025-03-23 01:57:07"
    },
    {
      "id": 69,
      "dispute_id": 249,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2024-12-18 20:09:50"
    },
    {
      "id": 70,
      "dispute_id": 198,
      "action": "document_requested",
      "actor": "issuer",
      "logged_at": "2025-02-08 07:13:56"
    },
    {
      "id": 71,
      "dispute_id": 97,
      "action": "reminder_sent",
      "actor": "issuer",
      "logged_at": "2024-11-24 21:33:58"
    },
    {
      "id": 72,
      "dispute_id": 50,
      "action": "document_requested",
      "actor": "acquirer",
      "logged_at": "2025-02-12 20:19:32"
    },
    {
      "id": 73,
      "dispute_id": 12,
      "action": "case_viewed",
      "actor": "issuer",
      "logged_at": "2024-11-19 06:30:13"
    },
    {
      "id": 74,
      "dispute_id": 233,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-05-08 13:37:47"
    },
    {
      "id": 75,
      "dispute_id": 117,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2024-10-26 08:24:01"
    },
    {
      "id": 76,
      "dispute_id": 19,
      "action": "contact_attempted",
      "actor": "merchant",
      "logged_at": "2025-01-16 03:15:43"
    },
    {
      "id": 77,
      "dispute_id": 85,
      "action": "case_viewed",
      "actor": "issuer",
      "logged_at": "2024-12-16 02:56:48"
    },
    {
      "id": 78,
      "dispute_id": 18,
      "action": "note_added",
      "actor": "acquirer",
      "logged_at": "2025-01-16 14:54:29"
    },
    {
      "id": 79,
      "dispute_id": 167,
      "action": "contact_attempted",
      "actor": "system",
      "logged_at": "2025-01-10 22:11:57"
    },
    {
      "id": 80,
      "dispute_id": 38,
      "action": "reminder_sent",
      "actor": "acquirer",
      "logged_at": "2025-02-21 21:08:40"
    },
    {
      "id": 81,
      "dispute_id": 7,
      "action": "reminder_sent",
      "actor": "system",
      "logged_at": "2025-04-21 00:02:14"
    },
    {
      "id": 82,
      "dispute_id": 236,
      "action": "note_added",
      "actor": "system",
      "logged_at": "2025-01-12 08:22:24"
    },
    {
      "id": 83,
      "dispute_id": 55,
      "action": "reminder_sent",
      "actor": "system",
      "logged_at": "2025-05-14 07:46:55"
    },
    {
      "id": 84,
      "dispute_id": 1,
      "action": "note_added",
      "actor": "issuer",
      "logged_at": "2025-03-24 01:41:35"
    },
    {
      "id": 85,
      "dispute_id": 185,
      "action": "contact_attempted",
      "actor": "system",
      "logged_at": "2025-05-29 12:32:08"
    },
    {
      "id": 86,
      "dispute_id": 96,
      "action": "contact_attempted",
      "actor": "system",
      "logged_at": "2025-03-30 16:35:48"
    },
    {
      "id": 87,
      "dispute_id": 257,
      "action": "note_added",
      "actor": "issuer",
      "logged_at": "2025-05-18 06:25:40"
    },
    {
      "id": 88,
      "dispute_id": 186,
      "action": "reminder_sent",
      "actor": "issuer",
      "logged_at": "2025-01-05 15:38:06"
    },
    {
      "id": 89,
      "dispute_id": 199,
      "action": "note_added",
      "actor": "system",
      "logged_at": "2025-03-28 15:11:18"
    },
    {
      "id": 90,
      "dispute_id": 23,
      "action": "document_requested",
      "actor": "system",
      "logged_at": "2024-12-04 09:23:47"
    },
    {
      "id": 91,
      "dispute_id": 203,
      "action": "reminder_sent",
      "actor": "acquirer",
      "logged_at": "2025-04-21 11:40:56"
    },
    {
      "id": 92,
      "dispute_id": 152,
      "action": "case_viewed",
      "actor": "issuer",
      "logged_at": "2025-05-24 10:41:56"
    },
    {
      "id": 93,
      "dispute_id": 209,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2025-01-30 18:35:09"
    },
    {
      "id": 94,
      "dispute_id": 235,
      "action": "reminder_sent",
      "actor": "acquirer",
      "logged_at": "2024-11-25 19:05:42"
    },
    {
      "id": 95,
      "dispute_id": 217,
      "action": "contact_attempted",
      "actor": "merchant",
      "logged_at": "2025-03-28 00:57:21"
    },
    {
      "id": 96,
      "dispute_id": 5,
      "action": "note_added",
      "actor": "merchant",
      "logged_at": "2025-03-11 04:17:46"
    },
    {
      "id": 97,
      "dispute_id": 150,
      "action": "reminder_sent",
      "actor": "acquirer",
      "logged_at": "2025-01-02 11:40:56"
    },
    {
      "id": 98,
      "dispute_id": 126,
      "action": "contact_attempted",
      "actor": "merchant",
      "logged_at": "2025-01-02 19:30:20"
    },
    {
      "id": 99,
      "dispute_id": 69,
      "action": "note_added",
      "actor": "system",
      "logged_at": "2024-12-20 02:51:49"
    },
    {
      "id": 100,
      "dispute_id": 212,
      "action": "document_requested",
      "actor": "merchant",
      "logged_at": "2024-12-30 07:53:48"
    },
    {
      "id": 101,
      "dispute_id": 82,
      "action": "document_requested",
      "actor": "acquirer",
      "logged_at": "2025-05-11 20:13:47"
    },
    {
      "id": 102,
      "dispute_id": 178,
      "action": "document_requested",
      "actor": "acquirer",
      "logged_at": "2025-05-06 13:59:43"
    },
    {
      "id": 103,
      "dispute_id": 32,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-01-22 01:22:28"
    },
    {
      "id": 104,
      "dispute_id": 77,
      "action": "reminder_sent",
      "actor": "acquirer",
      "logged_at": "2024-12-24 14:04:04"
    },
    {
      "id": 105,
      "dispute_id": 170,
      "action": "document_requested",
      "actor": "merchant",
      "logged_at": "2025-01-23 08:10:49"
    },
    {
      "id": 106,
      "dispute_id": 87,
      "action": "contact_attempted",
      "actor": "merchant",
      "logged_at": "2025-01-02 20:16:04"
    },
    {
      "id": 107,
      "dispute_id": 164,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2025-02-18 18:04:32"
    },
    {
      "id": 108,
      "dispute_id": 192,
      "action": "reminder_sent",
      "actor": "acquirer",
      "logged_at": "2025-01-02 17:24:33"
    },
    {
      "id": 109,
      "dispute_id": 205,
      "action": "note_added",
      "actor": "acquirer",
      "logged_at": "2024-12-25 15:15:45"
    },
    {
      "id": 110,
      "dispute_id": 196,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2025-03-28 21:01:45"
    },
    {
      "id": 111,
      "dispute_id": 144,
      "action": "note_added",
      "actor": "merchant",
      "logged_at": "2025-02-27 00:01:06"
    },
    {
      "id": 112,
      "dispute_id": 145,
      "action": "document_requested",
      "actor": "system",
      "logged_at": "2025-03-26 19:25:56"
    },
    {
      "id": 113,
      "dispute_id": 178,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-05-07 23:03:43"
    },
    {
      "id": 114,
      "dispute_id": 55,
      "action": "note_added",
      "actor": "system",
      "logged_at": "2025-05-15 16:33:17"
    },
    {
      "id": 115,
      "dispute_id": 84,
      "action": "note_added",
      "actor": "system",
      "logged_at": "2025-05-15 21:42:57"
    },
    {
      "id": 116,
      "dispute_id": 86,
      "action": "contact_attempted",
      "actor": "issuer",
      "logged_at": "2025-04-09 11:00:09"
    },
    {
      "id": 117,
      "dispute_id": 127,
      "action": "note_added",
      "actor": "issuer",
      "logged_at": "2025-06-03 03:13:10"
    },
    {
      "id": 118,
      "dispute_id": 136,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-01-16 19:34:29"
    },
    {
      "id": 119,
      "dispute_id": 117,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2024-10-27 18:02:19"
    },
    {
      "id": 120,
      "dispute_id": 71,
      "action": "reminder_sent",
      "actor": "acquirer",
      "logged_at": "2024-11-19 23:09:07"
    },
    {
      "id": 121,
      "dispute_id": 97,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2024-11-28 00:46:10"
    },
    {
      "id": 122,
      "dispute_id": 64,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-03-21 19:36:25"
    },
    {
      "id": 123,
      "dispute_id": 253,
      "action": "note_added",
      "actor": "acquirer",
      "logged_at": "2025-02-02 12:48:42"
    },
    {
      "id": 124,
      "dispute_id": 48,
      "action": "contact_attempted",
      "actor": "merchant",
      "logged_at": "2025-01-18 10:40:35"
    },
    {
      "id": 125,
      "dispute_id": 95,
      "action": "note_added",
      "actor": "system",
      "logged_at": "2025-06-30 06:04:43"
    },
    {
      "id": 126,
      "dispute_id": 246,
      "action": "note_added",
      "actor": "merchant",
      "logged_at": "2025-05-29 16:56:22"
    },
    {
      "id": 127,
      "dispute_id": 158,
      "action": "document_requested",
      "actor": "acquirer",
      "logged_at": "2024-10-06 21:06:55"
    },
    {
      "id": 128,
      "dispute_id": 156,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2025-05-25 10:40:48"
    },
    {
      "id": 129,
      "dispute_id": 51,
      "action": "note_added",
      "actor": "merchant",
      "logged_at": "2025-01-08 10:15:22"
    },
    {
      "id": 130,
      "dispute_id": 213,
      "action": "case_viewed",
      "actor": "system",
      "logged_at": "2025-02-12 16:59:19"
    },
    {
      "id": 131,
      "dispute_id": 88,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-06-07 14:39:55"
    },
    {
      "id": 132,
      "dispute_id": 85,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2024-12-17 06:30:44"
    },
    {
      "id": 133,
      "dispute_id": 252,
      "action": "document_requested",
      "actor": "acquirer",
      "logged_at": "2024-11-20 14:05:40"
    },
    {
      "id": 134,
      "dispute_id": 79,
      "action": "note_added",
      "actor": "acquirer",
      "logged_at": "2025-03-25 01:52:55"
    },
    {
      "id": 135,
      "dispute_id": 126,
      "action": "reminder_sent",
      "actor": "acquirer",
      "logged_at": "2025-01-05 01:56:18"
    },
    {
      "id": 136,
      "dispute_id": 219,
      "action": "note_added",
      "actor": "system",
      "logged_at": "2025-01-22 21:36:26"
    },
    {
      "id": 137,
      "dispute_id": 134,
      "action": "note_added",
      "actor": "issuer",
      "logged_at": "2025-02-24 15:10:08"
    },
    {
      "id": 138,
      "dispute_id": 49,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2024-11-11 20:14:12"
    },
    {
      "id": 139,
      "dispute_id": 64,
      "action": "case_viewed",
      "actor": "system",
      "logged_at": "2025-03-22 14:33:05"
    },
    {
      "id": 140,
      "dispute_id": 132,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2025-01-15 10:12:21"
    },
    {
      "id": 141,
      "dispute_id": 243,
      "action": "contact_attempted",
      "actor": "merchant",
      "logged_at": "2025-02-07 17:58:45"
    },
    {
      "id": 142,
      "dispute_id": 51,
      "action": "document_requested",
      "actor": "system",
      "logged_at": "2025-01-09 19:36:25"
    },
    {
      "id": 143,
      "dispute_id": 168,
      "action": "reminder_sent",
      "actor": "acquirer",
      "logged_at": "2024-12-07 19:49:13"
    },
    {
      "id": 144,
      "dispute_id": 181,
      "action": "note_added",
      "actor": "issuer",
      "logged_at": "2025-01-25 04:59:51"
    },
    {
      "id": 145,
      "dispute_id": 1,
      "action": "contact_attempted",
      "actor": "issuer",
      "logged_at": "2025-03-26 00:24:46"
    },
    {
      "id": 146,
      "dispute_id": 118,
      "action": "reminder_sent",
      "actor": "system",
      "logged_at": "2025-04-14 19:28:34"
    },
    {
      "id": 147,
      "dispute_id": 230,
      "action": "document_requested",
      "actor": "issuer",
      "logged_at": "2025-03-21 13:46:21"
    },
    {
      "id": 148,
      "dispute_id": 240,
      "action": "case_viewed",
      "actor": "system",
      "logged_at": "2025-04-01 16:46:48"
    },
    {
      "id": 149,
      "dispute_id": 48,
      "action": "note_added",
      "actor": "acquirer",
      "logged_at": "2025-01-21 00:33:54"
    },
    {
      "id": 150,
      "dispute_id": 173,
      "action": "case_viewed",
      "actor": "issuer",
      "logged_at": "2025-01-07 15:10:25"
    },
    {
      "id": 151,
      "dispute_id": 83,
      "action": "case_viewed",
      "actor": "issuer",
      "logged_at": "2025-03-01 20:15:50"
    },
    {
      "id": 152,
      "dispute_id": 234,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-04-02 05:29:59"
    },
    {
      "id": 153,
      "dispute_id": 114,
      "action": "case_viewed",
      "actor": "system",
      "logged_at": "2025-02-28 04:02:00"
    },
    {
      "id": 154,
      "dispute_id": 61,
      "action": "note_added",
      "actor": "acquirer",
      "logged_at": "2025-04-09 04:19:25"
    },
    {
      "id": 155,
      "dispute_id": 149,
      "action": "document_requested",
      "actor": "system",
      "logged_at": "2025-03-22 11:34:34"
    },
    {
      "id": 156,
      "dispute_id": 153,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-02-23 21:24:05"
    },
    {
      "id": 157,
      "dispute_id": 215,
      "action": "case_viewed",
      "actor": "issuer",
      "logged_at": "2025-03-27 02:46:46"
    },
    {
      "id": 158,
      "dispute_id": 231,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2024-10-31 19:40:23"
    },
    {
      "id": 159,
      "dispute_id": 143,
      "action": "note_added",
      "actor": "system",
      "logged_at": "2024-12-29 03:59:37"
    },
    {
      "id": 160,
      "dispute_id": 118,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2025-04-18 02:41:34"
    },
    {
      "id": 161,
      "dispute_id": 6,
      "action": "document_requested",
      "actor": "issuer",
      "logged_at": "2025-04-12 15:08:05"
    },
    {
      "id": 162,
      "dispute_id": 116,
      "action": "case_viewed",
      "actor": "issuer",
      "logged_at": "2025-04-09 02:34:33"
    },
    {
      "id": 163,
      "dispute_id": 142,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2025-04-20 12:58:29"
    },
    {
      "id": 164,
      "dispute_id": 143,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2024-12-31 09:27:24"
    },
    {
      "id": 165,
      "dispute_id": 221,
      "action": "note_added",
      "actor": "merchant",
      "logged_at": "2025-05-08 20:37:01"
    },
    {
      "id": 166,
      "dispute_id": 48,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2025-01-21 23:36:23"
    },
    {
      "id": 167,
      "dispute_id": 160,
      "action": "document_requested",
      "actor": "merchant",
      "logged_at": "2024-12-11 02:06:27"
    },
    {
      "id": 168,
      "dispute_id": 91,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2025-01-24 11:32:08"
    },
    {
      "id": 169,
      "dispute_id": 47,
      "action": "document_requested",
      "actor": "system",
      "logged_at": "2024-12-16 10:30:06"
    },
    {
      "id": 170,
      "dispute_id": 159,
      "action": "note_added",
      "actor": "system",
      "logged_at": "2025-01-27 12:02:15"
    },
    {
      "id": 171,
      "dispute_id": 116,
      "action": "contact_attempted",
      "actor": "acquirer",
      "logged_at": "2025-04-10 23:56:23"
    },
    {
      "id": 172,
      "dispute_id": 79,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-03-27 23:26:14"
    },
    {
      "id": 173,
      "dispute_id": 80,
      "action": "document_requested",
      "actor": "system",
      "logged_at": "2025-04-17 16:17:09"
    },
    {
      "id": 174,
      "dispute_id": 30,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2025-04-05 01:39:01"
    },
    {
      "id": 175,
      "dispute_id": 117,
      "action": "contact_attempted",
      "actor": "merchant",
      "logged_at": "2024-10-29 07:39:21"
    },
    {
      "id": 176,
      "dispute_id": 232,
      "action": "document_requested",
      "actor": "acquirer",
      "logged_at": "2025-04-13 04:12:59"
    },
    {
      "id": 177,
      "dispute_id": 211,
      "action": "case_viewed",
      "actor": "issuer",
      "logged_at": "2025-01-20 06:20:22"
    },
    {
      "id": 178,
      "dispute_id": 248,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2025-03-23 10:51:43"
    },
    {
      "id": 179,
      "dispute_id": 163,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2025-04-07 17:29:03"
    },
    {
      "id": 180,
      "dispute_id": 62,
      "action": "reminder_sent",
      "actor": "acquirer",
      "logged_at": "2025-03-19 09:58:04"
    },
    {
      "id": 181,
      "dispute_id": 219,
      "action": "reminder_sent",
      "actor": "issuer",
      "logged_at": "2025-01-26 09:10:24"
    },
    {
      "id": 182,
      "dispute_id": 140,
      "action": "document_requested",
      "actor": "acquirer",
      "logged_at": "2024-10-29 08:00:08"
    },
    {
      "id": 183,
      "dispute_id": 51,
      "action": "note_added",
      "actor": "system",
      "logged_at": "2025-01-12 20:14:04"
    },
    {
      "id": 184,
      "dispute_id": 130,
      "action": "note_added",
      "actor": "system",
      "logged_at": "2025-04-15 16:34:18"
    },
    {
      "id": 185,
      "dispute_id": 36,
      "action": "reminder_sent",
      "actor": "system",
      "logged_at": "2025-05-27 01:48:55"
    },
    {
      "id": 186,
      "dispute_id": 237,
      "action": "document_requested",
      "actor": "merchant",
      "logged_at": "2025-01-05 23:54:07"
    },
    {
      "id": 187,
      "dispute_id": 68,
      "action": "contact_attempted",
      "actor": "acquirer",
      "logged_at": "2025-01-31 03:08:35"
    },
    {
      "id": 188,
      "dispute_id": 123,
      "action": "contact_attempted",
      "actor": "system",
      "logged_at": "2025-02-24 17:08:51"
    },
    {
      "id": 189,
      "dispute_id": 161,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2024-11-23 08:49:05"
    },
    {
      "id": 190,
      "dispute_id": 100,
      "action": "contact_attempted",
      "actor": "system",
      "logged_at": "2025-03-12 14:43:36"
    },
    {
      "id": 191,
      "dispute_id": 218,
      "action": "note_added",
      "actor": "system",
      "logged_at": "2025-01-30 12:23:13"
    },
    {
      "id": 192,
      "dispute_id": 191,
      "action": "document_requested",
      "actor": "acquirer",
      "logged_at": "2024-12-15 13:21:22"
    },
    {
      "id": 193,
      "dispute_id": 259,
      "action": "note_added",
      "actor": "acquirer",
      "logged_at": "2025-02-06 02:14:37"
    },
    {
      "id": 194,
      "dispute_id": 102,
      "action": "note_added",
      "actor": "acquirer",
      "logged_at": "2025-01-21 11:04:14"
    },
    {
      "id": 195,
      "dispute_id": 247,
      "action": "document_requested",
      "actor": "issuer",
      "logged_at": "2025-03-11 04:36:42"
    },
    {
      "id": 196,
      "dispute_id": 117,
      "action": "note_added",
      "actor": "merchant",
      "logged_at": "2024-10-30 14:56:04"
    },
    {
      "id": 197,
      "dispute_id": 79,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-03-29 05:00:38"
    },
    {
      "id": 198,
      "dispute_id": 228,
      "action": "document_requested",
      "actor": "issuer",
      "logged_at": "2025-02-20 06:40:49"
    },
    {
      "id": 199,
      "dispute_id": 106,
      "action": "reminder_sent",
      "actor": "issuer",
      "logged_at": "2025-03-27 00:47:47"
    },
    {
      "id": 200,
      "dispute_id": 4,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2024-12-26 12:59:06"
    },
    {
      "id": 201,
      "dispute_id": 123,
      "action": "contact_attempted",
      "actor": "acquirer",
      "logged_at": "2025-02-26 01:11:08"
    },
    {
      "id": 202,
      "dispute_id": 255,
      "action": "reminder_sent",
      "actor": "issuer",
      "logged_at": "2024-12-24 12:18:26"
    },
    {
      "id": 203,
      "dispute_id": 234,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2025-04-04 10:53:36"
    },
    {
      "id": 204,
      "dispute_id": 8,
      "action": "contact_attempted",
      "actor": "issuer",
      "logged_at": "2025-01-27 03:30:53"
    },
    {
      "id": 205,
      "dispute_id": 183,
      "action": "reminder_sent",
      "actor": "system",
      "logged_at": "2025-01-05 07:01:40"
    },
    {
      "id": 206,
      "dispute_id": 233,
      "action": "reminder_sent",
      "actor": "acquirer",
      "logged_at": "2025-05-09 14:09:00"
    },
    {
      "id": 207,
      "dispute_id": 133,
      "action": "reminder_sent",
      "actor": "acquirer",
      "logged_at": "2024-12-22 06:33:01"
    },
    {
      "id": 208,
      "dispute_id": 240,
      "action": "contact_attempted",
      "actor": "issuer",
      "logged_at": "2025-04-02 08:57:26"
    },
    {
      "id": 209,
      "dispute_id": 70,
      "action": "note_added",
      "actor": "merchant",
      "logged_at": "2024-12-23 15:45:56"
    },
    {
      "id": 210,
      "dispute_id": 81,
      "action": "contact_attempted",
      "actor": "merchant",
      "logged_at": "2024-11-21 19:17:45"
    },
    {
      "id": 211,
      "dispute_id": 123,
      "action": "reminder_sent",
      "actor": "system",
      "logged_at": "2025-02-28 18:08:50"
    },
    {
      "id": 212,
      "dispute_id": 124,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2025-05-15 06:01:13"
    },
    {
      "id": 213,
      "dispute_id": 29,
      "action": "case_viewed",
      "actor": "issuer",
      "logged_at": "2025-02-25 05:33:35"
    },
    {
      "id": 214,
      "dispute_id": 21,
      "action": "note_added",
      "actor": "acquirer",
      "logged_at": "2025-05-07 12:44:59"
    },
    {
      "id": 215,
      "dispute_id": 47,
      "action": "case_viewed",
      "actor": "system",
      "logged_at": "2024-12-17 10:39:48"
    },
    {
      "id": 216,
      "dispute_id": 169,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-01-23 17:54:55"
    },
    {
      "id": 217,
      "dispute_id": 239,
      "action": "reminder_sent",
      "actor": "issuer",
      "logged_at": "2025-06-10 21:53:26"
    },
    {
      "id": 218,
      "dispute_id": 134,
      "action": "reminder_sent",
      "actor": "system",
      "logged_at": "2025-02-28 01:23:43"
    },
    {
      "id": 219,
      "dispute_id": 86,
      "action": "reminder_sent",
      "actor": "system",
      "logged_at": "2025-04-10 12:53:58"
    },
    {
      "id": 220,
      "dispute_id": 188,
      "action": "reminder_sent",
      "actor": "system",
      "logged_at": "2025-05-23 05:00:38"
    },
    {
      "id": 221,
      "dispute_id": 202,
      "action": "note_added",
      "actor": "acquirer",
      "logged_at": "2025-03-26 03:35:18"
    },
    {
      "id": 222,
      "dispute_id": 182,
      "action": "reminder_sent",
      "actor": "system",
      "logged_at": "2024-11-02 10:49:42"
    },
    {
      "id": 223,
      "dispute_id": 90,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2024-12-21 10:06:57"
    },
    {
      "id": 224,
      "dispute_id": 220,
      "action": "contact_attempted",
      "actor": "acquirer",
      "logged_at": "2024-12-11 10:45:21"
    },
    {
      "id": 225,
      "dispute_id": 58,
      "action": "contact_attempted",
      "actor": "merchant",
      "logged_at": "2025-03-19 16:06:28"
    },
    {
      "id": 226,
      "dispute_id": 165,
      "action": "case_viewed",
      "actor": "system",
      "logged_at": "2025-04-13 16:33:27"
    },
    {
      "id": 227,
      "dispute_id": 31,
      "action": "reminder_sent",
      "actor": "acquirer",
      "logged_at": "2025-03-24 12:56:04"
    },
    {
      "id": 228,
      "dispute_id": 256,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-04-19 14:42:26"
    },
    {
      "id": 229,
      "dispute_id": 155,
      "action": "document_requested",
      "actor": "system",
      "logged_at": "2025-01-25 02:05:25"
    },
    {
      "id": 230,
      "dispute_id": 140,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2024-10-30 02:09:31"
    },
    {
      "id": 231,
      "dispute_id": 60,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-03-16 20:18:31"
    },
    {
      "id": 232,
      "dispute_id": 172,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-02-10 19:10:06"
    },
    {
      "id": 233,
      "dispute_id": 160,
      "action": "document_requested",
      "actor": "system",
      "logged_at": "2024-12-12 22:58:47"
    },
    {
      "id": 234,
      "dispute_id": 189,
      "action": "document_requested",
      "actor": "acquirer",
      "logged_at": "2024-12-02 11:32:44"
    },
    {
      "id": 235,
      "dispute_id": 152,
      "action": "document_requested",
      "actor": "acquirer",
      "logged_at": "2025-05-25 05:57:42"
    },
    {
      "id": 236,
      "dispute_id": 26,
      "action": "reminder_sent",
      "actor": "system",
      "logged_at": "2025-05-13 00:55:32"
    },
    {
      "id": 237,
      "dispute_id": 25,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2025-02-22 13:57:59"
    },
    {
      "id": 238,
      "dispute_id": 103,
      "action": "note_added",
      "actor": "issuer",
      "logged_at": "2025-04-02 04:46:29"
    },
    {
      "id": 239,
      "dispute_id": 249,
      "action": "reminder_sent",
      "actor": "issuer",
      "logged_at": "2024-12-21 18:02:05"
    },
    {
      "id": 240,
      "dispute_id": 196,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2025-03-29 12:06:42"
    },
    {
      "id": 241,
      "dispute_id": 140,
      "action": "reminder_sent",
      "actor": "acquirer",
      "logged_at": "2024-11-02 12:15:45"
    },
    {
      "id": 242,
      "dispute_id": 67,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2025-02-04 09:02:14"
    },
    {
      "id": 243,
      "dispute_id": 113,
      "action": "note_added",
      "actor": "system",
      "logged_at": "2025-04-14 19:46:03"
    },
    {
      "id": 244,
      "dispute_id": 214,
      "action": "contact_attempted",
      "actor": "issuer",
      "logged_at": "2025-03-30 16:04:19"
    },
    {
      "id": 245,
      "dispute_id": 184,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-02-10 11:17:58"
    },
    {
      "id": 246,
      "dispute_id": 174,
      "action": "note_added",
      "actor": "system",
      "logged_at": "2025-02-11 01:00:11"
    },
    {
      "id": 247,
      "dispute_id": 146,
      "action": "document_requested",
      "actor": "system",
      "logged_at": "2024-11-22 17:03:34"
    },
    {
      "id": 248,
      "dispute_id": 158,
      "action": "note_added",
      "actor": "issuer",
      "logged_at": "2024-10-08 02:42:45"
    },
    {
      "id": 249,
      "dispute_id": 65,
      "action": "contact_attempted",
      "actor": "issuer",
      "logged_at": "2025-03-20 20:22:10"
    },
    {
      "id": 250,
      "dispute_id": 165,
      "action": "note_added",
      "actor": "system",
      "logged_at": "2025-04-16 11:16:52"
    },
    {
      "id": 251,
      "dispute_id": 223,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-01-09 13:10:13"
    },
    {
      "id": 252,
      "dispute_id": 12,
      "action": "case_viewed",
      "actor": "issuer",
      "logged_at": "2024-11-21 15:07:47"
    },
    {
      "id": 253,
      "dispute_id": 258,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-03-02 06:47:48"
    },
    {
      "id": 254,
      "dispute_id": 40,
      "action": "case_viewed",
      "actor": "system",
      "logged_at": "2025-02-10 07:36:34"
    },
    {
      "id": 255,
      "dispute_id": 159,
      "action": "reminder_sent",
      "actor": "issuer",
      "logged_at": "2025-01-28 23:25:05"
    },
    {
      "id": 256,
      "dispute_id": 185,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2025-05-31 09:50:07"
    },
    {
      "id": 257,
      "dispute_id": 174,
      "action": "case_viewed",
      "actor": "issuer",
      "logged_at": "2025-02-13 11:03:34"
    },
    {
      "id": 258,
      "dispute_id": 94,
      "action": "document_requested",
      "actor": "merchant",
      "logged_at": "2025-02-25 18:09:41"
    },
    {
      "id": 259,
      "dispute_id": 65,
      "action": "note_added",
      "actor": "merchant",
      "logged_at": "2025-03-23 23:46:40"
    },
    {
      "id": 260,
      "dispute_id": 200,
      "action": "reminder_sent",
      "actor": "acquirer",
      "logged_at": "2025-05-10 06:58:43"
    },
    {
      "id": 261,
      "dispute_id": 201,
      "action": "document_requested",
      "actor": "acquirer",
      "logged_at": "2025-03-23 23:27:17"
    },
    {
      "id": 262,
      "dispute_id": 226,
      "action": "reminder_sent",
      "actor": "issuer",
      "logged_at": "2025-01-17 22:00:03"
    },
    {
      "id": 263,
      "dispute_id": 24,
      "action": "contact_attempted",
      "actor": "issuer",
      "logged_at": "2025-06-09 01:22:57"
    },
    {
      "id": 264,
      "dispute_id": 179,
      "action": "contact_attempted",
      "actor": "acquirer",
      "logged_at": "2025-01-08 03:44:48"
    },
    {
      "id": 265,
      "dispute_id": 5,
      "action": "contact_attempted",
      "actor": "merchant",
      "logged_at": "2025-03-13 01:07:06"
    },
    {
      "id": 266,
      "dispute_id": 155,
      "action": "note_added",
      "actor": "issuer",
      "logged_at": "2025-01-26 12:56:21"
    },
    {
      "id": 267,
      "dispute_id": 147,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2025-01-11 06:26:34"
    },
    {
      "id": 268,
      "dispute_id": 123,
      "action": "document_requested",
      "actor": "system",
      "logged_at": "2025-03-03 06:46:11"
    },
    {
      "id": 269,
      "dispute_id": 45,
      "action": "note_added",
      "actor": "system",
      "logged_at": "2025-02-20 01:00:26"
    },
    {
      "id": 270,
      "dispute_id": 110,
      "action": "document_requested",
      "actor": "issuer",
      "logged_at": "2024-12-29 19:22:04"
    },
    {
      "id": 271,
      "dispute_id": 77,
      "action": "document_requested",
      "actor": "merchant",
      "logged_at": "2024-12-26 13:45:40"
    },
    {
      "id": 272,
      "dispute_id": 185,
      "action": "note_added",
      "actor": "system",
      "logged_at": "2025-06-01 10:28:35"
    },
    {
      "id": 273,
      "dispute_id": 216,
      "action": "document_requested",
      "actor": "issuer",
      "logged_at": "2024-12-25 23:52:53"
    },
    {
      "id": 274,
      "dispute_id": 209,
      "action": "case_viewed",
      "actor": "system",
      "logged_at": "2025-01-31 07:50:59"
    },
    {
      "id": 275,
      "dispute_id": 251,
      "action": "note_added",
      "actor": "acquirer",
      "logged_at": "2025-02-10 13:10:45"
    },
    {
      "id": 276,
      "dispute_id": 85,
      "action": "case_viewed",
      "actor": "system",
      "logged_at": "2024-12-20 10:36:53"
    },
    {
      "id": 277,
      "dispute_id": 208,
      "action": "reminder_sent",
      "actor": "acquirer",
      "logged_at": "2025-01-12 19:08:40"
    },
    {
      "id": 278,
      "dispute_id": 85,
      "action": "document_requested",
      "actor": "acquirer",
      "logged_at": "2024-12-21 08:11:45"
    },
    {
      "id": 279,
      "dispute_id": 161,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2024-11-25 09:06:37"
    },
    {
      "id": 280,
      "dispute_id": 129,
      "action": "reminder_sent",
      "actor": "acquirer",
      "logged_at": "2025-01-17 13:42:54"
    },
    {
      "id": 281,
      "dispute_id": 214,
      "action": "contact_attempted",
      "actor": "issuer",
      "logged_at": "2025-04-03 00:38:06"
    },
    {
      "id": 282,
      "dispute_id": 225,
      "action": "reminder_sent",
      "actor": "issuer",
      "logged_at": "2025-05-15 07:21:47"
    },
    {
      "id": 283,
      "dispute_id": 38,
      "action": "note_added",
      "actor": "merchant",
      "logged_at": "2025-02-23 01:12:10"
    },
    {
      "id": 284,
      "dispute_id": 80,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2025-04-19 13:58:37"
    },
    {
      "id": 285,
      "dispute_id": 245,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2025-01-28 10:14:03"
    },
    {
      "id": 286,
      "dispute_id": 112,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2024-12-21 09:41:38"
    },
    {
      "id": 287,
      "dispute_id": 97,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2024-11-30 19:06:37"
    },
    {
      "id": 288,
      "dispute_id": 32,
      "action": "document_requested",
      "actor": "system",
      "logged_at": "2025-01-25 11:09:42"
    },
    {
      "id": 289,
      "dispute_id": 125,
      "action": "note_added",
      "actor": "merchant",
      "logged_at": "2025-02-02 04:42:36"
    },
    {
      "id": 290,
      "dispute_id": 126,
      "action": "reminder_sent",
      "actor": "system",
      "logged_at": "2025-01-05 18:19:35"
    },
    {
      "id": 291,
      "dispute_id": 241,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-02-11 21:55:07"
    },
    {
      "id": 292,
      "dispute_id": 34,
      "action": "case_viewed",
      "actor": "system",
      "logged_at": "2025-01-25 09:03:50"
    },
    {
      "id": 293,
      "dispute_id": 210,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-03-07 00:13:23"
    },
    {
      "id": 294,
      "dispute_id": 150,
      "action": "note_added",
      "actor": "merchant",
      "logged_at": "2025-01-04 18:14:29"
    },
    {
      "id": 295,
      "dispute_id": 151,
      "action": "reminder_sent",
      "actor": "system",
      "logged_at": "2025-02-08 17:31:47"
    },
    {
      "id": 296,
      "dispute_id": 178,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2025-05-10 07:28:11"
    },
    {
      "id": 297,
      "dispute_id": 207,
      "action": "reminder_sent",
      "actor": "issuer",
      "logged_at": "2025-03-04 08:47:30"
    },
    {
      "id": 298,
      "dispute_id": 43,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-01-11 19:31:46"
    },
    {
      "id": 299,
      "dispute_id": 102,
      "action": "note_added",
      "actor": "acquirer",
      "logged_at": "2025-01-23 23:06:45"
    },
    {
      "id": 300,
      "dispute_id": 76,
      "action": "document_requested",
      "actor": "acquirer",
      "logged_at": "2025-06-10 19:54:45"
    },
    {
      "id": 301,
      "dispute_id": 253,
      "action": "note_added",
      "actor": "acquirer",
      "logged_at": "2025-02-04 09:08:17"
    },
    {
      "id": 302,
      "dispute_id": 46,
      "action": "contact_attempted",
      "actor": "acquirer",
      "logged_at": "2025-03-13 22:38:32"
    },
    {
      "id": 303,
      "dispute_id": 44,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2025-05-08 09:47:17"
    },
    {
      "id": 304,
      "dispute_id": 143,
      "action": "note_added",
      "actor": "merchant",
      "logged_at": "2025-01-01 17:07:11"
    },
    {
      "id": 305,
      "dispute_id": 253,
      "action": "document_requested",
      "actor": "system",
      "logged_at": "2025-02-07 14:15:43"
    },
    {
      "id": 306,
      "dispute_id": 121,
      "action": "note_added",
      "actor": "issuer",
      "logged_at": "2025-04-09 21:33:09"
    },
    {
      "id": 307,
      "dispute_id": 211,
      "action": "reminder_sent",
      "actor": "acquirer",
      "logged_at": "2025-01-23 12:51:02"
    },
    {
      "id": 308,
      "dispute_id": 173,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-01-09 13:25:58"
    },
    {
      "id": 309,
      "dispute_id": 150,
      "action": "note_added",
      "actor": "issuer",
      "logged_at": "2025-01-07 19:22:28"
    },
    {
      "id": 310,
      "dispute_id": 160,
      "action": "case_viewed",
      "actor": "issuer",
      "logged_at": "2024-12-14 14:50:17"
    },
    {
      "id": 311,
      "dispute_id": 243,
      "action": "note_added",
      "actor": "issuer",
      "logged_at": "2025-02-10 01:56:52"
    },
    {
      "id": 312,
      "dispute_id": 128,
      "action": "document_requested",
      "actor": "issuer",
      "logged_at": "2024-11-17 13:42:34"
    },
    {
      "id": 313,
      "dispute_id": 196,
      "action": "reminder_sent",
      "actor": "system",
      "logged_at": "2025-03-30 11:37:17"
    },
    {
      "id": 314,
      "dispute_id": 181,
      "action": "contact_attempted",
      "actor": "system",
      "logged_at": "2025-01-26 14:48:44"
    },
    {
      "id": 315,
      "dispute_id": 40,
      "action": "contact_attempted",
      "actor": "system",
      "logged_at": "2025-02-12 23:46:19"
    },
    {
      "id": 316,
      "dispute_id": 109,
      "action": "document_requested",
      "actor": "issuer",
      "logged_at": "2025-05-19 22:14:47"
    },
    {
      "id": 317,
      "dispute_id": 75,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2024-12-10 04:01:11"
    },
    {
      "id": 318,
      "dispute_id": 245,
      "action": "contact_attempted",
      "actor": "merchant",
      "logged_at": "2025-01-30 06:14:47"
    },
    {
      "id": 319,
      "dispute_id": 160,
      "action": "note_added",
      "actor": "issuer",
      "logged_at": "2024-12-17 11:06:17"
    },
    {
      "id": 320,
      "dispute_id": 207,
      "action": "note_added",
      "actor": "acquirer",
      "logged_at": "2025-03-07 07:31:36"
    },
    {
      "id": 321,
      "dispute_id": 171,
      "action": "contact_attempted",
      "actor": "acquirer",
      "logged_at": "2025-01-08 01:11:09"
    },
    {
      "id": 322,
      "dispute_id": 55,
      "action": "contact_attempted",
      "actor": "system",
      "logged_at": "2025-05-16 07:47:54"
    },
    {
      "id": 323,
      "dispute_id": 63,
      "action": "reminder_sent",
      "actor": "acquirer",
      "logged_at": "2025-06-06 08:36:15"
    },
    {
      "id": 324,
      "dispute_id": 243,
      "action": "reminder_sent",
      "actor": "issuer",
      "logged_at": "2025-02-13 00:00:50"
    },
    {
      "id": 325,
      "dispute_id": 122,
      "action": "note_added",
      "actor": "system",
      "logged_at": "2024-12-25 21:30:25"
    },
    {
      "id": 326,
      "dispute_id": 51,
      "action": "document_requested",
      "actor": "acquirer",
      "logged_at": "2025-01-15 19:01:50"
    },
    {
      "id": 327,
      "dispute_id": 203,
      "action": "contact_attempted",
      "actor": "acquirer",
      "logged_at": "2025-04-23 14:04:31"
    },
    {
      "id": 328,
      "dispute_id": 118,
      "action": "contact_attempted",
      "actor": "merchant",
      "logged_at": "2025-04-20 06:46:00"
    },
    {
      "id": 329,
      "dispute_id": 250,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2025-04-03 22:36:11"
    },
    {
      "id": 330,
      "dispute_id": 151,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-02-10 13:13:46"
    },
    {
      "id": 331,
      "dispute_id": 173,
      "action": "case_viewed",
      "actor": "issuer",
      "logged_at": "2025-01-10 07:19:33"
    },
    {
      "id": 332,
      "dispute_id": 71,
      "action": "contact_attempted",
      "actor": "issuer",
      "logged_at": "2024-11-22 05:22:21"
    },
    {
      "id": 333,
      "dispute_id": 164,
      "action": "case_viewed",
      "actor": "system",
      "logged_at": "2025-02-21 03:01:47"
    },
    {
      "id": 334,
      "dispute_id": 138,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2025-04-04 02:10:42"
    },
    {
      "id": 335,
      "dispute_id": 34,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-01-27 16:24:28"
    },
    {
      "id": 336,
      "dispute_id": 175,
      "action": "reminder_sent",
      "actor": "system",
      "logged_at": "2025-03-16 22:02:12"
    },
    {
      "id": 337,
      "dispute_id": 10,
      "action": "contact_attempted",
      "actor": "acquirer",
      "logged_at": "2025-06-17 23:38:53"
    },
    {
      "id": 338,
      "dispute_id": 72,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2025-04-23 22:59:35"
    },
    {
      "id": 339,
      "dispute_id": 111,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-02-26 02:22:24"
    },
    {
      "id": 340,
      "dispute_id": 14,
      "action": "reminder_sent",
      "actor": "issuer",
      "logged_at": "2025-03-24 03:50:18"
    },
    {
      "id": 341,
      "dispute_id": 189,
      "action": "document_requested",
      "actor": "acquirer",
      "logged_at": "2024-12-03 08:03:37"
    },
    {
      "id": 342,
      "dispute_id": 73,
      "action": "contact_attempted",
      "actor": "system",
      "logged_at": "2025-03-18 17:13:41"
    },
    {
      "id": 343,
      "dispute_id": 199,
      "action": "case_viewed",
      "actor": "issuer",
      "logged_at": "2025-03-31 03:55:33"
    },
    {
      "id": 344,
      "dispute_id": 96,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2025-03-31 06:31:08"
    },
    {
      "id": 345,
      "dispute_id": 258,
      "action": "document_requested",
      "actor": "acquirer",
      "logged_at": "2025-03-03 18:14:06"
    },
    {
      "id": 346,
      "dispute_id": 142,
      "action": "note_added",
      "actor": "merchant",
      "logged_at": "2025-04-23 09:53:51"
    },
    {
      "id": 347,
      "dispute_id": 153,
      "action": "contact_attempted",
      "actor": "system",
      "logged_at": "2025-02-26 02:59:20"
    },
    {
      "id": 348,
      "dispute_id": 195,
      "action": "document_requested",
      "actor": "merchant",
      "logged_at": "2024-11-28 14:45:50"
    },
    {
      "id": 349,
      "dispute_id": 65,
      "action": "reminder_sent",
      "actor": "system",
      "logged_at": "2025-03-24 13:26:34"
    },
    {
      "id": 350,
      "dispute_id": 69,
      "action": "case_viewed",
      "actor": "issuer",
      "logged_at": "2024-12-22 03:14:15"
    },
    {
      "id": 351,
      "dispute_id": 243,
      "action": "note_added",
      "actor": "merchant",
      "logged_at": "2025-02-16 10:12:24"
    },
    {
      "id": 352,
      "dispute_id": 105,
      "action": "case_viewed",
      "actor": "issuer",
      "logged_at": "2025-01-25 04:49:20"
    },
    {
      "id": 353,
      "dispute_id": 133,
      "action": "contact_attempted",
      "actor": "merchant",
      "logged_at": "2024-12-25 01:16:18"
    },
    {
      "id": 354,
      "dispute_id": 231,
      "action": "note_added",
      "actor": "acquirer",
      "logged_at": "2024-11-04 01:23:23"
    },
    {
      "id": 355,
      "dispute_id": 106,
      "action": "reminder_sent",
      "actor": "system",
      "logged_at": "2025-03-27 16:23:31"
    },
    {
      "id": 356,
      "dispute_id": 52,
      "action": "note_added",
      "actor": "system",
      "logged_at": "2024-11-06 03:33:56"
    },
    {
      "id": 357,
      "dispute_id": 246,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2025-06-01 23:11:30"
    },
    {
      "id": 358,
      "dispute_id": 9,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2025-05-05 21:45:04"
    },
    {
      "id": 359,
      "dispute_id": 157,
      "action": "document_requested",
      "actor": "acquirer",
      "logged_at": "2025-02-07 02:43:01"
    },
    {
      "id": 360,
      "dispute_id": 129,
      "action": "reminder_sent",
      "actor": "issuer",
      "logged_at": "2025-01-20 10:01:36"
    },
    {
      "id": 361,
      "dispute_id": 164,
      "action": "note_added",
      "actor": "merchant",
      "logged_at": "2025-02-23 19:19:56"
    },
    {
      "id": 362,
      "dispute_id": 180,
      "action": "document_requested",
      "actor": "system",
      "logged_at": "2024-12-27 15:42:01"
    },
    {
      "id": 363,
      "dispute_id": 86,
      "action": "document_requested",
      "actor": "merchant",
      "logged_at": "2025-04-12 17:08:17"
    },
    {
      "id": 364,
      "dispute_id": 29,
      "action": "note_added",
      "actor": "acquirer",
      "logged_at": "2025-02-26 23:12:56"
    },
    {
      "id": 365,
      "dispute_id": 250,
      "action": "note_added",
      "actor": "acquirer",
      "logged_at": "2025-04-06 00:13:23"
    },
    {
      "id": 366,
      "dispute_id": 228,
      "action": "document_requested",
      "actor": "merchant",
      "logged_at": "2025-02-22 07:03:34"
    },
    {
      "id": 367,
      "dispute_id": 45,
      "action": "document_requested",
      "actor": "issuer",
      "logged_at": "2025-02-21 02:21:22"
    },
    {
      "id": 368,
      "dispute_id": 105,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2025-01-28 15:10:10"
    },
    {
      "id": 369,
      "dispute_id": 39,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-01-08 15:48:18"
    },
    {
      "id": 370,
      "dispute_id": 161,
      "action": "note_added",
      "actor": "merchant",
      "logged_at": "2024-11-27 10:39:25"
    },
    {
      "id": 371,
      "dispute_id": 74,
      "action": "note_added",
      "actor": "acquirer",
      "logged_at": "2025-03-03 16:29:40"
    },
    {
      "id": 372,
      "dispute_id": 69,
      "action": "document_requested",
      "actor": "issuer",
      "logged_at": "2024-12-25 00:21:12"
    },
    {
      "id": 373,
      "dispute_id": 107,
      "action": "reminder_sent",
      "actor": "system",
      "logged_at": "2025-01-29 01:59:21"
    },
    {
      "id": 374,
      "dispute_id": 44,
      "action": "document_requested",
      "actor": "acquirer",
      "logged_at": "2025-05-09 08:38:46"
    },
    {
      "id": 375,
      "dispute_id": 99,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2025-02-05 05:12:14"
    },
    {
      "id": 376,
      "dispute_id": 2,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-03-21 18:59:56"
    },
    {
      "id": 377,
      "dispute_id": 141,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2024-12-26 04:03:38"
    },
    {
      "id": 378,
      "dispute_id": 144,
      "action": "note_added",
      "actor": "system",
      "logged_at": "2025-03-02 06:13:35"
    },
    {
      "id": 379,
      "dispute_id": 41,
      "action": "note_added",
      "actor": "merchant",
      "logged_at": "2025-01-15 14:08:50"
    },
    {
      "id": 380,
      "dispute_id": 153,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2025-02-28 19:04:18"
    },
    {
      "id": 381,
      "dispute_id": 188,
      "action": "document_requested",
      "actor": "system",
      "logged_at": "2025-05-24 10:50:20"
    },
    {
      "id": 382,
      "dispute_id": 189,
      "action": "case_viewed",
      "actor": "system",
      "logged_at": "2024-12-04 12:14:03"
    },
    {
      "id": 383,
      "dispute_id": 240,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2025-04-03 16:49:04"
    },
    {
      "id": 384,
      "dispute_id": 143,
      "action": "document_requested",
      "actor": "system",
      "logged_at": "2025-01-02 14:11:39"
    },
    {
      "id": 385,
      "dispute_id": 93,
      "action": "note_added",
      "actor": "merchant",
      "logged_at": "2025-02-01 13:36:04"
    },
    {
      "id": 386,
      "dispute_id": 84,
      "action": "reminder_sent",
      "actor": "acquirer",
      "logged_at": "2025-05-17 05:38:12"
    },
    {
      "id": 387,
      "dispute_id": 148,
      "action": "contact_attempted",
      "actor": "acquirer",
      "logged_at": "2025-02-08 22:17:49"
    },
    {
      "id": 388,
      "dispute_id": 180,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2024-12-28 11:14:14"
    },
    {
      "id": 389,
      "dispute_id": 238,
      "action": "note_added",
      "actor": "system",
      "logged_at": "2025-02-28 12:29:12"
    },
    {
      "id": 390,
      "dispute_id": 163,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-04-09 12:12:14"
    },
    {
      "id": 391,
      "dispute_id": 197,
      "action": "document_requested",
      "actor": "acquirer",
      "logged_at": "2025-01-01 00:44:53"
    },
    {
      "id": 392,
      "dispute_id": 172,
      "action": "reminder_sent",
      "actor": "acquirer",
      "logged_at": "2025-02-14 04:50:01"
    },
    {
      "id": 393,
      "dispute_id": 61,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-04-10 11:01:03"
    },
    {
      "id": 394,
      "dispute_id": 162,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2025-02-06 21:16:35"
    },
    {
      "id": 395,
      "dispute_id": 119,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2024-12-10 16:53:35"
    },
    {
      "id": 396,
      "dispute_id": 163,
      "action": "contact_attempted",
      "actor": "system",
      "logged_at": "2025-04-10 11:29:52"
    },
    {
      "id": 397,
      "dispute_id": 82,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-05-14 19:37:55"
    },
    {
      "id": 398,
      "dispute_id": 180,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2024-12-28 23:55:22"
    },
    {
      "id": 399,
      "dispute_id": 164,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2025-02-24 23:36:48"
    },
    {
      "id": 400,
      "dispute_id": 131,
      "action": "note_added",
      "actor": "issuer",
      "logged_at": "2024-10-17 14:34:19"
    },
    {
      "id": 401,
      "dispute_id": 28,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2025-02-25 14:48:36"
    },
    {
      "id": 402,
      "dispute_id": 242,
      "action": "document_requested",
      "actor": "merchant",
      "logged_at": "2025-02-27 12:52:41"
    },
    {
      "id": 403,
      "dispute_id": 118,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-04-22 10:53:06"
    },
    {
      "id": 404,
      "dispute_id": 66,
      "action": "case_viewed",
      "actor": "issuer",
      "logged_at": "2025-01-24 03:14:24"
    },
    {
      "id": 405,
      "dispute_id": 239,
      "action": "note_added",
      "actor": "acquirer",
      "logged_at": "2025-06-11 18:46:56"
    },
    {
      "id": 406,
      "dispute_id": 11,
      "action": "document_requested",
      "actor": "system",
      "logged_at": "2025-01-01 04:12:05"
    },
    {
      "id": 407,
      "dispute_id": 47,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2024-12-20 15:43:31"
    },
    {
      "id": 408,
      "dispute_id": 183,
      "action": "contact_attempted",
      "actor": "system",
      "logged_at": "2025-01-06 01:06:45"
    },
    {
      "id": 409,
      "dispute_id": 76,
      "action": "document_requested",
      "actor": "system",
      "logged_at": "2025-06-13 10:04:14"
    },
    {
      "id": 410,
      "dispute_id": 34,
      "action": "contact_attempted",
      "actor": "system",
      "logged_at": "2025-01-30 16:33:33"
    },
    {
      "id": 411,
      "dispute_id": 246,
      "action": "reminder_sent",
      "actor": "system",
      "logged_at": "2025-06-04 04:17:39"
    },
    {
      "id": 412,
      "dispute_id": 53,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2024-12-12 22:59:26"
    },
    {
      "id": 413,
      "dispute_id": 108,
      "action": "document_requested",
      "actor": "acquirer",
      "logged_at": "2025-02-25 13:29:53"
    },
    {
      "id": 414,
      "dispute_id": 213,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2025-02-14 17:06:31"
    },
    {
      "id": 415,
      "dispute_id": 144,
      "action": "document_requested",
      "actor": "merchant",
      "logged_at": "2025-03-04 04:18:42"
    },
    {
      "id": 416,
      "dispute_id": 165,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-04-18 22:19:48"
    },
    {
      "id": 417,
      "dispute_id": 221,
      "action": "case_viewed",
      "actor": "system",
      "logged_at": "2025-05-11 03:59:31"
    },
    {
      "id": 418,
      "dispute_id": 24,
      "action": "document_requested",
      "actor": "merchant",
      "logged_at": "2025-06-10 07:54:43"
    },
    {
      "id": 419,
      "dispute_id": 82,
      "action": "document_requested",
      "actor": "system",
      "logged_at": "2025-05-15 11:49:18"
    },
    {
      "id": 420,
      "dispute_id": 136,
      "action": "reminder_sent",
      "actor": "issuer",
      "logged_at": "2025-01-19 16:51:49"
    },
    {
      "id": 421,
      "dispute_id": 153,
      "action": "case_viewed",
      "actor": "issuer",
      "logged_at": "2025-03-04 01:59:35"
    },
    {
      "id": 422,
      "dispute_id": 242,
      "action": "note_added",
      "actor": "merchant",
      "logged_at": "2025-03-02 13:36:03"
    },
    {
      "id": 423,
      "dispute_id": 34,
      "action": "note_added",
      "actor": "issuer",
      "logged_at": "2025-02-02 18:55:44"
    },
    {
      "id": 424,
      "dispute_id": 177,
      "action": "case_viewed",
      "actor": "system",
      "logged_at": "2025-01-29 08:42:26"
    },
    {
      "id": 425,
      "dispute_id": 131,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2024-10-20 17:15:41"
    },
    {
      "id": 426,
      "dispute_id": 35,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2025-03-27 07:41:07"
    },
    {
      "id": 427,
      "dispute_id": 244,
      "action": "reminder_sent",
      "actor": "acquirer",
      "logged_at": "2024-11-07 05:06:52"
    },
    {
      "id": 428,
      "dispute_id": 112,
      "action": "note_added",
      "actor": "merchant",
      "logged_at": "2024-12-22 21:27:41"
    },
    {
      "id": 429,
      "dispute_id": 210,
      "action": "note_added",
      "actor": "system",
      "logged_at": "2025-03-10 11:18:44"
    },
    {
      "id": 430,
      "dispute_id": 201,
      "action": "contact_attempted",
      "actor": "system",
      "logged_at": "2025-03-26 01:21:47"
    },
    {
      "id": 431,
      "dispute_id": 29,
      "action": "note_added",
      "actor": "system",
      "logged_at": "2025-02-28 21:54:21"
    },
    {
      "id": 432,
      "dispute_id": 222,
      "action": "document_requested",
      "actor": "acquirer",
      "logged_at": "2024-12-05 06:10:54"
    },
    {
      "id": 433,
      "dispute_id": 101,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-04-03 20:40:19"
    },
    {
      "id": 434,
      "dispute_id": 179,
      "action": "document_requested",
      "actor": "merchant",
      "logged_at": "2025-01-11 15:41:46"
    },
    {
      "id": 435,
      "dispute_id": 136,
      "action": "case_viewed",
      "actor": "issuer",
      "logged_at": "2025-01-21 17:28:05"
    },
    {
      "id": 436,
      "dispute_id": 256,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-04-22 15:20:46"
    },
    {
      "id": 437,
      "dispute_id": 208,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2025-01-15 14:28:53"
    },
    {
      "id": 438,
      "dispute_id": 236,
      "action": "document_requested",
      "actor": "issuer",
      "logged_at": "2025-01-15 12:35:14"
    },
    {
      "id": 439,
      "dispute_id": 106,
      "action": "document_requested",
      "actor": "issuer",
      "logged_at": "2025-03-31 02:04:24"
    },
    {
      "id": 440,
      "dispute_id": 103,
      "action": "note_added",
      "actor": "merchant",
      "logged_at": "2025-04-03 09:29:12"
    },
    {
      "id": 441,
      "dispute_id": 90,
      "action": "reminder_sent",
      "actor": "system",
      "logged_at": "2024-12-24 03:33:31"
    },
    {
      "id": 442,
      "dispute_id": 133,
      "action": "case_viewed",
      "actor": "system",
      "logged_at": "2024-12-28 04:53:29"
    },
    {
      "id": 443,
      "dispute_id": 189,
      "action": "reminder_sent",
      "actor": "issuer",
      "logged_at": "2024-12-06 03:28:47"
    },
    {
      "id": 444,
      "dispute_id": 207,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2025-03-10 09:49:01"
    },
    {
      "id": 445,
      "dispute_id": 140,
      "action": "contact_attempted",
      "actor": "issuer",
      "logged_at": "2024-11-04 12:11:06"
    },
    {
      "id": 446,
      "dispute_id": 90,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2024-12-27 12:30:46"
    },
    {
      "id": 447,
      "dispute_id": 154,
      "action": "document_requested",
      "actor": "issuer",
      "logged_at": "2025-04-06 01:50:01"
    },
    {
      "id": 448,
      "dispute_id": 194,
      "action": "note_added",
      "actor": "merchant",
      "logged_at": "2025-02-20 11:37:34"
    },
    {
      "id": 449,
      "dispute_id": 142,
      "action": "reminder_sent",
      "actor": "issuer",
      "logged_at": "2025-04-24 22:22:55"
    },
    {
      "id": 450,
      "dispute_id": 229,
      "action": "reminder_sent",
      "actor": "acquirer",
      "logged_at": "2025-04-06 20:19:26"
    },
    {
      "id": 451,
      "dispute_id": 204,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2025-06-01 09:24:49"
    },
    {
      "id": 452,
      "dispute_id": 96,
      "action": "note_added",
      "actor": "acquirer",
      "logged_at": "2025-04-03 02:54:35"
    },
    {
      "id": 453,
      "dispute_id": 91,
      "action": "note_added",
      "actor": "merchant",
      "logged_at": "2025-01-26 07:28:17"
    },
    {
      "id": 454,
      "dispute_id": 24,
      "action": "contact_attempted",
      "actor": "acquirer",
      "logged_at": "2025-06-11 16:51:50"
    },
    {
      "id": 455,
      "dispute_id": 172,
      "action": "document_requested",
      "actor": "issuer",
      "logged_at": "2025-02-14 18:50:58"
    },
    {
      "id": 456,
      "dispute_id": 95,
      "action": "note_added",
      "actor": "issuer",
      "logged_at": "2025-07-01 04:03:28"
    },
    {
      "id": 457,
      "dispute_id": 37,
      "action": "reminder_sent",
      "actor": "system",
      "logged_at": "2025-01-25 09:49:38"
    },
    {
      "id": 458,
      "dispute_id": 102,
      "action": "document_requested",
      "actor": "acquirer",
      "logged_at": "2025-01-25 13:12:35"
    },
    {
      "id": 459,
      "dispute_id": 206,
      "action": "document_requested",
      "actor": "acquirer",
      "logged_at": "2025-02-19 01:17:49"
    },
    {
      "id": 460,
      "dispute_id": 217,
      "action": "reminder_sent",
      "actor": "system",
      "logged_at": "2025-03-31 06:34:06"
    },
    {
      "id": 461,
      "dispute_id": 24,
      "action": "document_requested",
      "actor": "merchant",
      "logged_at": "2025-06-12 18:37:43"
    },
    {
      "id": 462,
      "dispute_id": 260,
      "action": "case_viewed",
      "actor": "issuer",
      "logged_at": "2025-01-30 22:01:02"
    },
    {
      "id": 463,
      "dispute_id": 89,
      "action": "note_added",
      "actor": "system",
      "logged_at": "2025-01-30 06:43:10"
    },
    {
      "id": 464,
      "dispute_id": 87,
      "action": "note_added",
      "actor": "issuer",
      "logged_at": "2025-01-05 02:14:18"
    },
    {
      "id": 465,
      "dispute_id": 96,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2025-04-04 19:46:48"
    },
    {
      "id": 466,
      "dispute_id": 3,
      "action": "case_viewed",
      "actor": "system",
      "logged_at": "2024-12-07 12:07:35"
    },
    {
      "id": 467,
      "dispute_id": 220,
      "action": "reminder_sent",
      "actor": "acquirer",
      "logged_at": "2024-12-13 20:18:04"
    },
    {
      "id": 468,
      "dispute_id": 141,
      "action": "case_viewed",
      "actor": "system",
      "logged_at": "2024-12-29 00:35:48"
    },
    {
      "id": 469,
      "dispute_id": 194,
      "action": "note_added",
      "actor": "system",
      "logged_at": "2025-02-23 19:49:23"
    },
    {
      "id": 470,
      "dispute_id": 172,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2025-02-15 17:03:50"
    },
    {
      "id": 471,
      "dispute_id": 15,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2025-01-21 13:13:22"
    },
    {
      "id": 472,
      "dispute_id": 202,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-03-29 08:45:11"
    },
    {
      "id": 473,
      "dispute_id": 13,
      "action": "note_added",
      "actor": "merchant",
      "logged_at": "2025-02-18 09:41:27"
    },
    {
      "id": 474,
      "dispute_id": 224,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2025-03-03 19:50:02"
    },
    {
      "id": 475,
      "dispute_id": 92,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-04-04 11:41:48"
    },
    {
      "id": 476,
      "dispute_id": 52,
      "action": "document_requested",
      "actor": "system",
      "logged_at": "2024-11-08 15:26:53"
    },
    {
      "id": 477,
      "dispute_id": 126,
      "action": "case_viewed",
      "actor": "issuer",
      "logged_at": "2025-01-07 01:27:02"
    },
    {
      "id": 478,
      "dispute_id": 254,
      "action": "note_added",
      "actor": "issuer",
      "logged_at": "2025-04-07 04:23:57"
    },
    {
      "id": 479,
      "dispute_id": 45,
      "action": "case_viewed",
      "actor": "acquirer",
      "logged_at": "2025-02-22 12:52:38"
    },
    {
      "id": 480,
      "dispute_id": 57,
      "action": "note_added",
      "actor": "issuer",
      "logged_at": "2025-04-20 12:32:29"
    },
    {
      "id": 481,
      "dispute_id": 233,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2025-05-12 08:12:44"
    },
    {
      "id": 482,
      "dispute_id": 115,
      "action": "note_added",
      "actor": "system",
      "logged_at": "2025-04-24 00:10:02"
    },
    {
      "id": 483,
      "dispute_id": 260,
      "action": "document_requested",
      "actor": "merchant",
      "logged_at": "2025-02-01 03:02:23"
    },
    {
      "id": 484,
      "dispute_id": 163,
      "action": "document_requested",
      "actor": "merchant",
      "logged_at": "2025-04-11 01:02:47"
    },
    {
      "id": 485,
      "dispute_id": 112,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2024-12-24 18:35:16"
    },
    {
      "id": 486,
      "dispute_id": 38,
      "action": "document_requested",
      "actor": "issuer",
      "logged_at": "2025-02-26 03:18:11"
    },
    {
      "id": 487,
      "dispute_id": 78,
      "action": "document_requested",
      "actor": "merchant",
      "logged_at": "2025-02-19 22:24:37"
    },
    {
      "id": 488,
      "dispute_id": 133,
      "action": "reminder_sent",
      "actor": "merchant",
      "logged_at": "2024-12-31 15:49:47"
    },
    {
      "id": 489,
      "dispute_id": 102,
      "action": "case_viewed",
      "actor": "merchant",
      "logged_at": "2025-01-28 02:44:49"
    },
    {
      "id": 490,
      "dispute_id": 27,
      "action": "note_added",
      "actor": "merchant",
      "logged_at": "2025-02-15 11:37:04"
    }
  ],
  "evidence_documents": [
    {
      "id": 1,
      "dispute_id": 20,
      "doc_type": "receipt",
      "file_size_kb": 3936,
      "uploaded_at": "2025-03-16 08:21:55"
    },
    {
      "id": 2,
      "dispute_id": 147,
      "doc_type": "receipt",
      "file_size_kb": 1483,
      "uploaded_at": "2025-01-28 08:26:45"
    },
    {
      "id": 3,
      "dispute_id": 45,
      "doc_type": "customer_correspondence",
      "file_size_kb": 21,
      "uploaded_at": "2025-02-27 15:01:15"
    },
    {
      "id": 4,
      "dispute_id": 108,
      "doc_type": "receipt",
      "file_size_kb": 3255,
      "uploaded_at": "2025-03-16 17:58:28"
    },
    {
      "id": 5,
      "dispute_id": 125,
      "doc_type": "device_log",
      "file_size_kb": 6709,
      "uploaded_at": "2025-02-11 13:32:54"
    },
    {
      "id": 6,
      "dispute_id": 29,
      "doc_type": "customer_correspondence",
      "file_size_kb": 1007,
      "uploaded_at": "2025-02-28 16:54:28"
    },
    {
      "id": 7,
      "dispute_id": 42,
      "doc_type": "terms_of_sale",
      "file_size_kb": 5384,
      "uploaded_at": "2025-01-24 10:04:12"
    },
    {
      "id": 8,
      "dispute_id": 243,
      "doc_type": "delivery_proof",
      "file_size_kb": 292,
      "uploaded_at": "2025-02-07 16:58:42"
    },
    {
      "id": 9,
      "dispute_id": 173,
      "doc_type": "receipt",
      "file_size_kb": 2834,
      "uploaded_at": "2025-01-24 12:34:56"
    },
    {
      "id": 10,
      "dispute_id": 236,
      "doc_type": "device_log",
      "file_size_kb": 5998,
      "uploaded_at": "2025-01-22 09:49:25"
    },
    {
      "id": 11,
      "dispute_id": 245,
      "doc_type": "receipt",
      "file_size_kb": 5241,
      "uploaded_at": "2025-02-01 14:40:46"
    },
    {
      "id": 12,
      "dispute_id": 99,
      "doc_type": "receipt",
      "file_size_kb": 105,
      "uploaded_at": "2025-02-09 07:51:52"
    },
    {
      "id": 13,
      "dispute_id": 115,
      "doc_type": "refund_record",
      "file_size_kb": 4315,
      "uploaded_at": "2025-04-23 10:10:01"
    },
    {
      "id": 14,
      "dispute_id": 246,
      "doc_type": "receipt",
      "file_size_kb": 7831,
      "uploaded_at": "2025-06-08 09:37:25"
    },
    {
      "id": 15,
      "dispute_id": 71,
      "doc_type": "delivery_proof",
      "file_size_kb": 2460,
      "uploaded_at": "2024-11-28 09:29:35"
    },
    {
      "id": 16,
      "dispute_id": 88,
      "doc_type": "terms_of_sale",
      "file_size_kb": 2169,
      "uploaded_at": "2025-06-05 15:28:47"
    },
    {
      "id": 17,
      "dispute_id": 205,
      "doc_type": "device_log",
      "file_size_kb": 5477,
      "uploaded_at": "2024-12-27 11:03:33"
    },
    {
      "id": 18,
      "dispute_id": 145,
      "doc_type": "receipt",
      "file_size_kb": 1057,
      "uploaded_at": "2025-04-09 19:04:02"
    },
    {
      "id": 19,
      "dispute_id": 31,
      "doc_type": "terms_of_sale",
      "file_size_kb": 2102,
      "uploaded_at": "2025-04-11 13:39:16"
    },
    {
      "id": 20,
      "dispute_id": 56,
      "doc_type": "terms_of_sale",
      "file_size_kb": 100,
      "uploaded_at": "2025-04-09 11:18:18"
    },
    {
      "id": 21,
      "dispute_id": 52,
      "doc_type": "customer_correspondence",
      "file_size_kb": 512,
      "uploaded_at": "2024-11-13 07:13:18"
    },
    {
      "id": 22,
      "dispute_id": 77,
      "doc_type": "delivery_proof",
      "file_size_kb": 4205,
      "uploaded_at": "2025-01-05 05:40:16"
    },
    {
      "id": 23,
      "dispute_id": 142,
      "doc_type": "receipt",
      "file_size_kb": 3349,
      "uploaded_at": "2025-04-30 12:02:18"
    },
    {
      "id": 24,
      "dispute_id": 177,
      "doc_type": "device_log",
      "file_size_kb": 7199,
      "uploaded_at": "2025-02-14 12:09:03"
    },
    {
      "id": 25,
      "dispute_id": 99,
      "doc_type": "device_log",
      "file_size_kb": 56,
      "uploaded_at": "2025-02-04 13:30:56"
    },
    {
      "id": 26,
      "dispute_id": 105,
      "doc_type": "delivery_proof",
      "file_size_kb": 118,
      "uploaded_at": "2025-02-10 15:28:35"
    },
    {
      "id": 27,
      "dispute_id": 82,
      "doc_type": "receipt",
      "file_size_kb": 465,
      "uploaded_at": "2025-05-12 15:15:00"
    },
    {
      "id": 28,
      "dispute_id": 25,
      "doc_type": "device_log",
      "file_size_kb": 1242,
      "uploaded_at": "2025-03-06 18:19:53"
    },
    {
      "id": 29,
      "dispute_id": 42,
      "doc_type": "receipt",
      "file_size_kb": 474,
      "uploaded_at": "2025-01-19 13:26:19"
    },
    {
      "id": 30,
      "dispute_id": 20,
      "doc_type": "terms_of_sale",
      "file_size_kb": 2232,
      "uploaded_at": "2025-03-20 09:53:47"
    },
    {
      "id": 31,
      "dispute_id": 99,
      "doc_type": "delivery_proof",
      "file_size_kb": 245,
      "uploaded_at": "2025-02-27 16:45:37"
    },
    {
      "id": 32,
      "dispute_id": 54,
      "doc_type": "delivery_proof",
      "file_size_kb": 2373,
      "uploaded_at": "2025-05-24 12:44:06"
    },
    {
      "id": 33,
      "dispute_id": 100,
      "doc_type": "customer_correspondence",
      "file_size_kb": 97,
      "uploaded_at": "2025-03-28 11:32:23"
    },
    {
      "id": 34,
      "dispute_id": 168,
      "doc_type": "receipt",
      "file_size_kb": 751,
      "uploaded_at": "2024-12-14 08:18:57"
    },
    {
      "id": 35,
      "dispute_id": 184,
      "doc_type": "receipt",
      "file_size_kb": 788,
      "uploaded_at": "2025-02-11 11:40:29"
    },
    {
      "id": 36,
      "dispute_id": 242,
      "doc_type": "delivery_proof",
      "file_size_kb": 2982,
      "uploaded_at": "2025-03-17 09:11:06"
    },
    {
      "id": 37,
      "dispute_id": 51,
      "doc_type": "terms_of_sale",
      "file_size_kb": 5496,
      "uploaded_at": "2025-01-09 10:30:08"
    },
    {
      "id": 38,
      "dispute_id": 63,
      "doc_type": "device_log",
      "file_size_kb": 6481,
      "uploaded_at": "2025-06-18 14:52:14"
    },
    {
      "id": 39,
      "dispute_id": 76,
      "doc_type": "delivery_proof",
      "file_size_kb": 454,
      "uploaded_at": "2025-07-02 09:10:43"
    },
    {
      "id": 40,
      "dispute_id": 94,
      "doc_type": "terms_of_sale",
      "file_size_kb": 3809,
      "uploaded_at": "2025-03-09 16:42:52"
    },
    {
      "id": 41,
      "dispute_id": 48,
      "doc_type": "refund_record",
      "file_size_kb": 22,
      "uploaded_at": "2025-01-19 08:15:11"
    },
    {
      "id": 42,
      "dispute_id": 17,
      "doc_type": "delivery_proof",
      "file_size_kb": 161,
      "uploaded_at": "2025-04-24 10:03:28"
    },
    {
      "id": 43,
      "dispute_id": 205,
      "doc_type": "refund_record",
      "file_size_kb": 750,
      "uploaded_at": "2025-01-13 15:00:58"
    },
    {
      "id": 44,
      "dispute_id": 190,
      "doc_type": "receipt",
      "file_size_kb": 7737,
      "uploaded_at": "2025-02-24 15:37:37"
    },
    {
      "id": 45,
      "dispute_id": 33,
      "doc_type": "receipt",
      "file_size_kb": 4832,
      "uploaded_at": "2025-05-07 10:18:59"
    },
    {
      "id": 46,
      "dispute_id": 227,
      "doc_type": "terms_of_sale",
      "file_size_kb": 129,
      "uploaded_at": "2025-04-20 15:17:09"
    },
    {
      "id": 47,
      "dispute_id": 121,
      "doc_type": "receipt",
      "file_size_kb": 5550,
      "uploaded_at": "2025-04-09 19:15:57"
    },
    {
      "id": 48,
      "dispute_id": 149,
      "doc_type": "receipt",
      "file_size_kb": 4069,
      "uploaded_at": "2025-03-23 11:22:21"
    },
    {
      "id": 49,
      "dispute_id": 236,
      "doc_type": "delivery_proof",
      "file_size_kb": 299,
      "uploaded_at": "2025-01-17 10:52:42"
    },
    {
      "id": 50,
      "dispute_id": 139,
      "doc_type": "device_log",
      "file_size_kb": 1788,
      "uploaded_at": "2025-02-15 18:31:27"
    },
    {
      "id": 51,
      "dispute_id": 239,
      "doc_type": "customer_correspondence",
      "file_size_kb": 589,
      "uploaded_at": "2025-07-04 09:30:33"
    },
    {
      "id": 52,
      "dispute_id": 40,
      "doc_type": "device_log",
      "file_size_kb": 297,
      "uploaded_at": "2025-02-16 11:33:30"
    },
    {
      "id": 53,
      "dispute_id": 156,
      "doc_type": "terms_of_sale",
      "file_size_kb": 1482,
      "uploaded_at": "2025-05-25 18:26:59"
    },
    {
      "id": 54,
      "dispute_id": 136,
      "doc_type": "device_log",
      "file_size_kb": 2254,
      "uploaded_at": "2025-01-31 10:31:40"
    },
    {
      "id": 55,
      "dispute_id": 194,
      "doc_type": "terms_of_sale",
      "file_size_kb": 6023,
      "uploaded_at": "2025-03-15 18:48:41"
    },
    {
      "id": 56,
      "dispute_id": 61,
      "doc_type": "terms_of_sale",
      "file_size_kb": 5022,
      "uploaded_at": "2025-04-18 20:40:37"
    },
    {
      "id": 57,
      "dispute_id": 130,
      "doc_type": "device_log",
      "file_size_kb": 4304,
      "uploaded_at": "2025-04-19 15:45:01"
    },
    {
      "id": 58,
      "dispute_id": 72,
      "doc_type": "refund_record",
      "file_size_kb": 956,
      "uploaded_at": "2025-05-16 08:18:09"
    },
    {
      "id": 59,
      "dispute_id": 112,
      "doc_type": "receipt",
      "file_size_kb": 2463,
      "uploaded_at": "2025-01-01 16:49:44"
    },
    {
      "id": 60,
      "dispute_id": 56,
      "doc_type": "device_log",
      "file_size_kb": 445,
      "uploaded_at": "2025-04-14 14:47:12"
    },
    {
      "id": 61,
      "dispute_id": 145,
      "doc_type": "terms_of_sale",
      "file_size_kb": 1167,
      "uploaded_at": "2025-04-03 17:12:47"
    },
    {
      "id": 62,
      "dispute_id": 1,
      "doc_type": "delivery_proof",
      "file_size_kb": 23,
      "uploaded_at": "2025-04-16 15:51:21"
    },
    {
      "id": 63,
      "dispute_id": 142,
      "doc_type": "receipt",
      "file_size_kb": 6172,
      "uploaded_at": "2025-05-12 13:28:13"
    },
    {
      "id": 64,
      "dispute_id": 249,
      "doc_type": "refund_record",
      "file_size_kb": 574,
      "uploaded_at": "2024-12-27 08:04:03"
    },
    {
      "id": 65,
      "dispute_id": 150,
      "doc_type": "terms_of_sale",
      "file_size_kb": 374,
      "uploaded_at": "2025-01-22 10:15:04"
    },
    {
      "id": 66,
      "dispute_id": 190,
      "doc_type": "delivery_proof",
      "file_size_kb": 852,
      "uploaded_at": "2025-02-21 18:30:02"
    },
    {
      "id": 67,
      "dispute_id": 150,
      "doc_type": "terms_of_sale",
      "file_size_kb": 1139,
      "uploaded_at": "2025-01-04 11:29:57"
    },
    {
      "id": 68,
      "dispute_id": 15,
      "doc_type": "customer_correspondence",
      "file_size_kb": 1154,
      "uploaded_at": "2025-01-20 16:44:20"
    },
    {
      "id": 69,
      "dispute_id": 131,
      "doc_type": "terms_of_sale",
      "file_size_kb": 943,
      "uploaded_at": "2024-10-31 08:05:46"
    },
    {
      "id": 70,
      "dispute_id": 131,
      "doc_type": "delivery_proof",
      "file_size_kb": 5498,
      "uploaded_at": "2024-10-16 12:17:52"
    },
    {
      "id": 71,
      "dispute_id": 112,
      "doc_type": "terms_of_sale",
      "file_size_kb": 40,
      "uploaded_at": "2024-12-30 16:36:05"
    },
    {
      "id": 72,
      "dispute_id": 257,
      "doc_type": "terms_of_sale",
      "file_size_kb": 2182,
      "uploaded_at": "2025-05-26 12:45:02"
    },
    {
      "id": 73,
      "dispute_id": 13,
      "doc_type": "delivery_proof",
      "file_size_kb": 4336,
      "uploaded_at": "2025-02-22 22:23:49"
    },
    {
      "id": 74,
      "dispute_id": 190,
      "doc_type": "delivery_proof",
      "file_size_kb": 432,
      "uploaded_at": "2025-02-17 11:54:36"
    },
    {
      "id": 75,
      "dispute_id": 155,
      "doc_type": "terms_of_sale",
      "file_size_kb": 3027,
      "uploaded_at": "2025-01-29 13:02:44"
    },
    {
      "id": 76,
      "dispute_id": 215,
      "doc_type": "receipt",
      "file_size_kb": 2736,
      "uploaded_at": "2025-04-05 13:22:55"
    },
    {
      "id": 77,
      "dispute_id": 84,
      "doc_type": "terms_of_sale",
      "file_size_kb": 1307,
      "uploaded_at": "2025-05-23 19:55:44"
    },
    {
      "id": 78,
      "dispute_id": 193,
      "doc_type": "receipt",
      "file_size_kb": 3056,
      "uploaded_at": "2025-04-19 12:48:33"
    },
    {
      "id": 79,
      "dispute_id": 6,
      "doc_type": "receipt",
      "file_size_kb": 1252,
      "uploaded_at": "2025-04-13 23:37:17"
    },
    {
      "id": 80,
      "dispute_id": 55,
      "doc_type": "receipt",
      "file_size_kb": 272,
      "uploaded_at": "2025-05-25 09:43:17"
    },
    {
      "id": 81,
      "dispute_id": 248,
      "doc_type": "receipt",
      "file_size_kb": 3001,
      "uploaded_at": "2025-04-06 10:13:02"
    },
    {
      "id": 82,
      "dispute_id": 112,
      "doc_type": "customer_correspondence",
      "file_size_kb": 459,
      "uploaded_at": "2024-12-29 16:25:06"
    },
    {
      "id": 83,
      "dispute_id": 212,
      "doc_type": "delivery_proof",
      "file_size_kb": 3844,
      "uploaded_at": "2024-12-30 15:07:22"
    },
    {
      "id": 84,
      "dispute_id": 39,
      "doc_type": "receipt",
      "file_size_kb": 4775,
      "uploaded_at": "2025-01-21 11:17:07"
    },
    {
      "id": 85,
      "dispute_id": 60,
      "doc_type": "receipt",
      "file_size_kb": 253,
      "uploaded_at": "2025-03-31 09:33:46"
    },
    {
      "id": 86,
      "dispute_id": 216,
      "doc_type": "terms_of_sale",
      "file_size_kb": 1264,
      "uploaded_at": "2025-01-09 18:40:38"
    },
    {
      "id": 87,
      "dispute_id": 41,
      "doc_type": "receipt",
      "file_size_kb": 22,
      "uploaded_at": "2025-01-19 15:19:10"
    },
    {
      "id": 88,
      "dispute_id": 28,
      "doc_type": "device_log",
      "file_size_kb": 1380,
      "uploaded_at": "2025-02-27 10:54:43"
    },
    {
      "id": 89,
      "dispute_id": 167,
      "doc_type": "refund_record",
      "file_size_kb": 6959,
      "uploaded_at": "2025-02-01 09:45:45"
    },
    {
      "id": 90,
      "dispute_id": 208,
      "doc_type": "refund_record",
      "file_size_kb": 1371,
      "uploaded_at": "2025-01-16 10:32:16"
    },
    {
      "id": 91,
      "dispute_id": 115,
      "doc_type": "receipt",
      "file_size_kb": 20,
      "uploaded_at": "2025-05-07 15:34:54"
    },
    {
      "id": 92,
      "dispute_id": 133,
      "doc_type": "customer_correspondence",
      "file_size_kb": 35,
      "uploaded_at": "2025-01-12 06:08:14"
    },
    {
      "id": 93,
      "dispute_id": 175,
      "doc_type": "customer_correspondence",
      "file_size_kb": 7189,
      "uploaded_at": "2025-03-31 10:35:36"
    },
    {
      "id": 94,
      "dispute_id": 170,
      "doc_type": "receipt",
      "file_size_kb": 1434,
      "uploaded_at": "2025-02-12 08:37:04"
    },
    {
      "id": 95,
      "dispute_id": 205,
      "doc_type": "delivery_proof",
      "file_size_kb": 22,
      "uploaded_at": "2025-01-17 09:11:32"
    },
    {
      "id": 96,
      "dispute_id": 36,
      "doc_type": "customer_correspondence",
      "file_size_kb": 693,
      "uploaded_at": "2025-06-15 15:35:04"
    },
    {
      "id": 97,
      "dispute_id": 87,
      "doc_type": "customer_correspondence",
      "file_size_kb": 22,
      "uploaded_at": "2025-01-05 15:46:55"
    },
    {
      "id": 98,
      "dispute_id": 86,
      "doc_type": "receipt",
      "file_size_kb": 3389,
      "uploaded_at": "2025-04-14 14:03:00"
    },
    {
      "id": 99,
      "dispute_id": 209,
      "doc_type": "delivery_proof",
      "file_size_kb": 4070,
      "uploaded_at": "2025-01-31 13:24:06"
    },
    {
      "id": 100,
      "dispute_id": 83,
      "doc_type": "terms_of_sale",
      "file_size_kb": 6993,
      "uploaded_at": "2025-03-09 08:27:46"
    },
    {
      "id": 101,
      "dispute_id": 166,
      "doc_type": "delivery_proof",
      "file_size_kb": 69,
      "uploaded_at": "2025-05-14 14:39:58"
    },
    {
      "id": 102,
      "dispute_id": 5,
      "doc_type": "refund_record",
      "file_size_kb": 3277,
      "uploaded_at": "2025-03-22 10:01:49"
    },
    {
      "id": 103,
      "dispute_id": 227,
      "doc_type": "device_log",
      "file_size_kb": 1530,
      "uploaded_at": "2025-04-30 10:52:49"
    },
    {
      "id": 104,
      "dispute_id": 177,
      "doc_type": "delivery_proof",
      "file_size_kb": 2507,
      "uploaded_at": "2025-01-30 16:09:55"
    },
    {
      "id": 105,
      "dispute_id": 60,
      "doc_type": "customer_correspondence",
      "file_size_kb": 5075,
      "uploaded_at": "2025-03-25 13:52:43"
    },
    {
      "id": 106,
      "dispute_id": 41,
      "doc_type": "customer_correspondence",
      "file_size_kb": 30,
      "uploaded_at": "2025-01-26 07:55:17"
    },
    {
      "id": 107,
      "dispute_id": 100,
      "doc_type": "refund_record",
      "file_size_kb": 127,
      "uploaded_at": "2025-03-29 16:38:15"
    },
    {
      "id": 108,
      "dispute_id": 130,
      "doc_type": "terms_of_sale",
      "file_size_kb": 4930,
      "uploaded_at": "2025-04-30 11:27:21"
    },
    {
      "id": 109,
      "dispute_id": 4,
      "doc_type": "refund_record",
      "file_size_kb": 6257,
      "uploaded_at": "2025-01-10 10:10:47"
    },
    {
      "id": 110,
      "dispute_id": 43,
      "doc_type": "customer_correspondence",
      "file_size_kb": 2853,
      "uploaded_at": "2025-02-02 15:09:22"
    },
    {
      "id": 111,
      "dispute_id": 14,
      "doc_type": "delivery_proof",
      "file_size_kb": 5755,
      "uploaded_at": "2025-04-12 14:55:04"
    },
    {
      "id": 112,
      "dispute_id": 208,
      "doc_type": "customer_correspondence",
      "file_size_kb": 6688,
      "uploaded_at": "2025-02-03 15:59:59"
    },
    {
      "id": 113,
      "dispute_id": 39,
      "doc_type": "receipt",
      "file_size_kb": 7082,
      "uploaded_at": "2025-01-17 13:06:01"
    },
    {
      "id": 114,
      "dispute_id": 135,
      "doc_type": "delivery_proof",
      "file_size_kb": 424,
      "uploaded_at": "2025-02-27 07:28:29"
    },
    {
      "id": 115,
      "dispute_id": 171,
      "doc_type": "receipt",
      "file_size_kb": 24,
      "uploaded_at": "2025-01-23 22:41:32"
    },
    {
      "id": 116,
      "dispute_id": 36,
      "doc_type": "refund_record",
      "file_size_kb": 26,
      "uploaded_at": "2025-06-08 08:33:02"
    },
    {
      "id": 117,
      "dispute_id": 248,
      "doc_type": "customer_correspondence",
      "file_size_kb": 6214,
      "uploaded_at": "2025-03-29 13:47:21"
    },
    {
      "id": 118,
      "dispute_id": 153,
      "doc_type": "customer_correspondence",
      "file_size_kb": 301,
      "uploaded_at": "2025-03-12 14:47:59"
    },
    {
      "id": 119,
      "dispute_id": 77,
      "doc_type": "delivery_proof",
      "file_size_kb": 5946,
      "uploaded_at": "2025-01-11 17:08:31"
    },
    {
      "id": 120,
      "dispute_id": 178,
      "doc_type": "receipt",
      "file_size_kb": 1999,
      "uploaded_at": "2025-05-24 12:58:17"
    },
    {
      "id": 121,
      "dispute_id": 257,
      "doc_type": "delivery_proof",
      "file_size_kb": 6076,
      "uploaded_at": "2025-05-20 16:46:36"
    },
    {
      "id": 122,
      "dispute_id": 63,
      "doc_type": "receipt",
      "file_size_kb": 7526,
      "uploaded_at": "2025-06-08 03:56:38"
    },
    {
      "id": 123,
      "dispute_id": 132,
      "doc_type": "delivery_proof",
      "file_size_kb": 353,
      "uploaded_at": "2025-01-14 10:14:54"
    },
    {
      "id": 124,
      "dispute_id": 197,
      "doc_type": "delivery_proof",
      "file_size_kb": 1791,
      "uploaded_at": "2024-12-31 13:51:33"
    },
    {
      "id": 125,
      "dispute_id": 193,
      "doc_type": "customer_correspondence",
      "file_size_kb": 883,
      "uploaded_at": "2025-04-25 14:57:25"
    },
    {
      "id": 126,
      "dispute_id": 36,
      "doc_type": "receipt",
      "file_size_kb": 57,
      "uploaded_at": "2025-06-05 13:14:26"
    },
    {
      "id": 127,
      "dispute_id": 154,
      "doc_type": "refund_record",
      "file_size_kb": 3247,
      "uploaded_at": "2025-04-26 13:14:50"
    },
    {
      "id": 128,
      "dispute_id": 108,
      "doc_type": "refund_record",
      "file_size_kb": 1708,
      "uploaded_at": "2025-03-10 09:47:02"
    },
    {
      "id": 129,
      "dispute_id": 167,
      "doc_type": "refund_record",
      "file_size_kb": 1358,
      "uploaded_at": "2025-01-11 15:49:25"
    },
    {
      "id": 130,
      "dispute_id": 193,
      "doc_type": "refund_record",
      "file_size_kb": 3945,
      "uploaded_at": "2025-04-14 14:57:06"
    },
    {
      "id": 131,
      "dispute_id": 119,
      "doc_type": "receipt",
      "file_size_kb": 242,
      "uploaded_at": "2024-12-29 10:07:44"
    },
    {
      "id": 132,
      "dispute_id": 194,
      "doc_type": "terms_of_sale",
      "file_size_kb": 7692,
      "uploaded_at": "2025-03-02 09:17:34"
    },
    {
      "id": 133,
      "dispute_id": 42,
      "doc_type": "device_log",
      "file_size_kb": 2895,
      "uploaded_at": "2025-02-01 13:28:58"
    },
    {
      "id": 134,
      "dispute_id": 209,
      "doc_type": "customer_correspondence",
      "file_size_kb": 6377,
      "uploaded_at": "2025-02-05 15:29:40"
    },
    {
      "id": 135,
      "dispute_id": 134,
      "doc_type": "delivery_proof",
      "file_size_kb": 678,
      "uploaded_at": "2025-03-11 17:49:19"
    },
    {
      "id": 136,
      "dispute_id": 256,
      "doc_type": "device_log",
      "file_size_kb": 119,
      "uploaded_at": "2025-04-22 11:10:51"
    },
    {
      "id": 137,
      "dispute_id": 135,
      "doc_type": "device_log",
      "file_size_kb": 554,
      "uploaded_at": "2025-02-25 16:41:23"
    },
    {
      "id": 138,
      "dispute_id": 220,
      "doc_type": "delivery_proof",
      "file_size_kb": 1933,
      "uploaded_at": "2024-12-18 09:10:45"
    },
    {
      "id": 139,
      "dispute_id": 84,
      "doc_type": "delivery_proof",
      "file_size_kb": 2332,
      "uploaded_at": "2025-06-03 16:05:53"
    },
    {
      "id": 140,
      "dispute_id": 52,
      "doc_type": "device_log",
      "file_size_kb": 5432,
      "uploaded_at": "2024-11-10 13:53:15"
    },
    {
      "id": 141,
      "dispute_id": 182,
      "doc_type": "terms_of_sale",
      "file_size_kb": 5151,
      "uploaded_at": "2024-11-05 13:55:13"
    },
    {
      "id": 142,
      "dispute_id": 117,
      "doc_type": "terms_of_sale",
      "file_size_kb": 3091,
      "uploaded_at": "2024-10-24 21:12:12"
    },
    {
      "id": 143,
      "dispute_id": 239,
      "doc_type": "delivery_proof",
      "file_size_kb": 613,
      "uploaded_at": "2025-06-21 13:09:02"
    },
    {
      "id": 144,
      "dispute_id": 165,
      "doc_type": "refund_record",
      "file_size_kb": 3318,
      "uploaded_at": "2025-04-20 11:15:58"
    },
    {
      "id": 145,
      "dispute_id": 40,
      "doc_type": "receipt",
      "file_size_kb": 3340,
      "uploaded_at": "2025-02-12 15:51:38"
    },
    {
      "id": 146,
      "dispute_id": 24,
      "doc_type": "delivery_proof",
      "file_size_kb": 97,
      "uploaded_at": "2025-06-13 13:11:03"
    },
    {
      "id": 147,
      "dispute_id": 156,
      "doc_type": "refund_record",
      "file_size_kb": 574,
      "uploaded_at": "2025-06-14 11:24:15"
    },
    {
      "id": 148,
      "dispute_id": 217,
      "doc_type": "device_log",
      "file_size_kb": 810,
      "uploaded_at": "2025-04-02 14:27:07"
    },
    {
      "id": 149,
      "dispute_id": 47,
      "doc_type": "receipt",
      "file_size_kb": 6221,
      "uploaded_at": "2025-01-05 18:21:30"
    },
    {
      "id": 150,
      "dispute_id": 73,
      "doc_type": "receipt",
      "file_size_kb": 6859,
      "uploaded_at": "2025-03-27 10:21:07"
    },
    {
      "id": 151,
      "dispute_id": 65,
      "doc_type": "delivery_proof",
      "file_size_kb": 1033,
      "uploaded_at": "2025-03-21 10:06:30"
    },
    {
      "id": 152,
      "dispute_id": 27,
      "doc_type": "receipt",
      "file_size_kb": 3091,
      "uploaded_at": "2025-02-22 13:37:09"
    },
    {
      "id": 153,
      "dispute_id": 150,
      "doc_type": "terms_of_sale",
      "file_size_kb": 3100,
      "uploaded_at": "2025-01-20 13:34:38"
    },
    {
      "id": 154,
      "dispute_id": 185,
      "doc_type": "delivery_proof",
      "file_size_kb": 6534,
      "uploaded_at": "2025-06-12 17:53:33"
    },
    {
      "id": 155,
      "dispute_id": 84,
      "doc_type": "receipt",
      "file_size_kb": 3494,
      "uploaded_at": "2025-05-16 10:45:40"
    },
    {
      "id": 156,
      "dispute_id": 220,
      "doc_type": "terms_of_sale",
      "file_size_kb": 2995,
      "uploaded_at": "2024-12-18 18:59:53"
    },
    {
      "id": 157,
      "dispute_id": 34,
      "doc_type": "delivery_proof",
      "file_size_kb": 906,
      "uploaded_at": "2025-01-29 13:00:10"
    },
    {
      "id": 158,
      "dispute_id": 13,
      "doc_type": "terms_of_sale",
      "file_size_kb": 3982,
      "uploaded_at": "2025-03-05 13:37:08"
    },
    {
      "id": 159,
      "dispute_id": 88,
      "doc_type": "device_log",
      "file_size_kb": 373,
      "uploaded_at": "2025-06-11 10:52:53"
    },
    {
      "id": 160,
      "dispute_id": 248,
      "doc_type": "delivery_proof",
      "file_size_kb": 1361,
      "uploaded_at": "2025-04-06 11:39:04"
    },
    {
      "id": 161,
      "dispute_id": 39,
      "doc_type": "receipt",
      "file_size_kb": 3867,
      "uploaded_at": "2025-01-22 06:26:56"
    },
    {
      "id": 162,
      "dispute_id": 220,
      "doc_type": "customer_correspondence",
      "file_size_kb": 132,
      "uploaded_at": "2024-12-28 15:45:43"
    },
    {
      "id": 163,
      "dispute_id": 134,
      "doc_type": "receipt",
      "file_size_kb": 1784,
      "uploaded_at": "2025-03-05 14:42:17"
    },
    {
      "id": 164,
      "dispute_id": 27,
      "doc_type": "device_log",
      "file_size_kb": 7766,
      "uploaded_at": "2025-03-04 14:12:33"
    },
    {
      "id": 165,
      "dispute_id": 131,
      "doc_type": "terms_of_sale",
      "file_size_kb": 3984,
      "uploaded_at": "2024-10-26 12:10:20"
    },
    {
      "id": 166,
      "dispute_id": 33,
      "doc_type": "device_log",
      "file_size_kb": 4904,
      "uploaded_at": "2025-05-03 16:02:26"
    },
    {
      "id": 167,
      "dispute_id": 236,
      "doc_type": "delivery_proof",
      "file_size_kb": 929,
      "uploaded_at": "2025-01-10 15:23:44"
    },
    {
      "id": 168,
      "dispute_id": 28,
      "doc_type": "receipt",
      "file_size_kb": 820,
      "uploaded_at": "2025-03-02 15:23:40"
    },
    {
      "id": 169,
      "dispute_id": 207,
      "doc_type": "delivery_proof",
      "file_size_kb": 149,
      "uploaded_at": "2025-03-26 11:50:54"
    },
    {
      "id": 170,
      "dispute_id": 241,
      "doc_type": "delivery_proof",
      "file_size_kb": 5036,
      "uploaded_at": "2025-02-26 14:21:31"
    },
    {
      "id": 171,
      "dispute_id": 26,
      "doc_type": "device_log",
      "file_size_kb": 7103,
      "uploaded_at": "2025-05-23 15:53:31"
    },
    {
      "id": 172,
      "dispute_id": 208,
      "doc_type": "delivery_proof",
      "file_size_kb": 1068,
      "uploaded_at": "2025-01-26 10:49:14"
    },
    {
      "id": 173,
      "dispute_id": 51,
      "doc_type": "terms_of_sale",
      "file_size_kb": 1390,
      "uploaded_at": "2025-01-24 09:38:42"
    },
    {
      "id": 174,
      "dispute_id": 25,
      "doc_type": "refund_record",
      "file_size_kb": 5292,
      "uploaded_at": "2025-02-25 13:20:32"
    },
    {
      "id": 175,
      "dispute_id": 40,
      "doc_type": "delivery_proof",
      "file_size_kb": 1338,
      "uploaded_at": "2025-02-12 10:37:16"
    },
    {
      "id": 176,
      "dispute_id": 14,
      "doc_type": "delivery_proof",
      "file_size_kb": 4588,
      "uploaded_at": "2025-03-24 09:59:13"
    },
    {
      "id": 177,
      "dispute_id": 206,
      "doc_type": "delivery_proof",
      "file_size_kb": 2087,
      "uploaded_at": "2025-03-12 15:11:23"
    },
    {
      "id": 178,
      "dispute_id": 142,
      "doc_type": "receipt",
      "file_size_kb": 5621,
      "uploaded_at": "2025-05-13 13:10:31"
    },
    {
      "id": 179,
      "dispute_id": 20,
      "doc_type": "delivery_proof",
      "file_size_kb": 1364,
      "uploaded_at": "2025-03-06 11:03:43"
    },
    {
      "id": 180,
      "dispute_id": 197,
      "doc_type": "terms_of_sale",
      "file_size_kb": 606,
      "uploaded_at": "2025-01-03 17:44:09"
    },
    {
      "id": 181,
      "dispute_id": 184,
      "doc_type": "customer_correspondence",
      "file_size_kb": 3658,
      "uploaded_at": "2025-02-09 15:24:42"
    },
    {
      "id": 182,
      "dispute_id": 134,
      "doc_type": "delivery_proof",
      "file_size_kb": 217,
      "uploaded_at": "2025-03-06 12:41:43"
    },
    {
      "id": 183,
      "dispute_id": 125,
      "doc_type": "device_log",
      "file_size_kb": 5180,
      "uploaded_at": "2025-01-31 18:05:09"
    },
    {
      "id": 184,
      "dispute_id": 34,
      "doc_type": "delivery_proof",
      "file_size_kb": 49,
      "uploaded_at": "2025-02-15 13:24:16"
    },
    {
      "id": 185,
      "dispute_id": 155,
      "doc_type": "device_log",
      "file_size_kb": 1614,
      "uploaded_at": "2025-02-05 12:03:53"
    },
    {
      "id": 186,
      "dispute_id": 115,
      "doc_type": "terms_of_sale",
      "file_size_kb": 20,
      "uploaded_at": "2025-05-14 10:12:40"
    },
    {
      "id": 187,
      "dispute_id": 48,
      "doc_type": "refund_record",
      "file_size_kb": 103,
      "uploaded_at": "2025-02-04 16:20:27"
    },
    {
      "id": 188,
      "dispute_id": 105,
      "doc_type": "customer_correspondence",
      "file_size_kb": 253,
      "uploaded_at": "2025-02-08 14:52:16"
    },
    {
      "id": 189,
      "dispute_id": 53,
      "doc_type": "refund_record",
      "file_size_kb": 2262,
      "uploaded_at": "2024-12-21 17:54:07"
    },
    {
      "id": 190,
      "dispute_id": 83,
      "doc_type": "customer_correspondence",
      "file_size_kb": 4303,
      "uploaded_at": "2025-02-28 12:53:54"
    },
    {
      "id": 191,
      "dispute_id": 65,
      "doc_type": "delivery_proof",
      "file_size_kb": 5696,
      "uploaded_at": "2025-03-30 15:04:58"
    },
    {
      "id": 192,
      "dispute_id": 179,
      "doc_type": "delivery_proof",
      "file_size_kb": 5591,
      "uploaded_at": "2025-01-08 15:08:31"
    },
    {
      "id": 193,
      "dispute_id": 14,
      "doc_type": "receipt",
      "file_size_kb": 6363,
      "uploaded_at": "2025-04-07 13:01:34"
    },
    {
      "id": 194,
      "dispute_id": 260,
      "doc_type": "delivery_proof",
      "file_size_kb": 5356,
      "uploaded_at": "2025-02-09 11:17:17"
    },
    {
      "id": 195,
      "dispute_id": 119,
      "doc_type": "terms_of_sale",
      "file_size_kb": 619,
      "uploaded_at": "2024-12-14 10:46:42"
    },
    {
      "id": 196,
      "dispute_id": 43,
      "doc_type": "refund_record",
      "file_size_kb": 4877,
      "uploaded_at": "2025-01-28 09:07:53"
    },
    {
      "id": 197,
      "dispute_id": 242,
      "doc_type": "customer_correspondence",
      "file_size_kb": 63,
      "uploaded_at": "2025-03-20 14:52:30"
    },
    {
      "id": 198,
      "dispute_id": 132,
      "doc_type": "receipt",
      "file_size_kb": 3935,
      "uploaded_at": "2025-01-26 11:35:10"
    },
    {
      "id": 199,
      "dispute_id": 215,
      "doc_type": "customer_correspondence",
      "file_size_kb": 284,
      "uploaded_at": "2025-04-05 16:43:15"
    },
    {
      "id": 200,
      "dispute_id": 156,
      "doc_type": "delivery_proof",
      "file_size_kb": 7603,
      "uploaded_at": "2025-05-31 18:29:34"
    },
    {
      "id": 201,
      "dispute_id": 117,
      "doc_type": "delivery_proof",
      "file_size_kb": 2657,
      "uploaded_at": "2024-11-05 18:08:15"
    },
    {
      "id": 202,
      "dispute_id": 73,
      "doc_type": "receipt",
      "file_size_kb": 3056,
      "uploaded_at": "2025-03-24 13:01:22"
    },
    {
      "id": 203,
      "dispute_id": 257,
      "doc_type": "terms_of_sale",
      "file_size_kb": 6981,
      "uploaded_at": "2025-06-05 18:32:43"
    },
    {
      "id": 204,
      "dispute_id": 206,
      "doc_type": "delivery_proof",
      "file_size_kb": 75,
      "uploaded_at": "2025-03-01 16:06:52"
    },
    {
      "id": 205,
      "dispute_id": 33,
      "doc_type": "receipt",
      "file_size_kb": 3602,
      "uploaded_at": "2025-05-22 09:55:11"
    },
    {
      "id": 206,
      "dispute_id": 25,
      "doc_type": "customer_correspondence",
      "file_size_kb": 20,
      "uploaded_at": "2025-02-20 11:09:12"
    },
    {
      "id": 207,
      "dispute_id": 168,
      "doc_type": "delivery_proof",
      "file_size_kb": 71,
      "uploaded_at": "2024-12-29 17:52:34"
    },
    {
      "id": 208,
      "dispute_id": 249,
      "doc_type": "delivery_proof",
      "file_size_kb": 638,
      "uploaded_at": "2025-01-02 13:22:36"
    },
    {
      "id": 209,
      "dispute_id": 108,
      "doc_type": "refund_record",
      "file_size_kb": 6612,
      "uploaded_at": "2025-03-16 14:34:04"
    },
    {
      "id": 210,
      "dispute_id": 127,
      "doc_type": "receipt",
      "file_size_kb": 49,
      "uploaded_at": "2025-06-15 14:56:19"
    },
    {
      "id": 211,
      "dispute_id": 51,
      "doc_type": "delivery_proof",
      "file_size_kb": 5683,
      "uploaded_at": "2025-01-26 18:59:41"
    },
    {
      "id": 212,
      "dispute_id": 177,
      "doc_type": "customer_correspondence",
      "file_size_kb": 2155,
      "uploaded_at": "2025-02-17 09:46:10"
    },
    {
      "id": 213,
      "dispute_id": 194,
      "doc_type": "delivery_proof",
      "file_size_kb": 2762,
      "uploaded_at": "2025-02-22 16:31:49"
    },
    {
      "id": 214,
      "dispute_id": 166,
      "doc_type": "customer_correspondence",
      "file_size_kb": 6220,
      "uploaded_at": "2025-05-20 14:27:24"
    },
    {
      "id": 215,
      "dispute_id": 52,
      "doc_type": "receipt",
      "file_size_kb": 5843,
      "uploaded_at": "2024-11-21 13:21:43"
    },
    {
      "id": 216,
      "dispute_id": 87,
      "doc_type": "receipt",
      "file_size_kb": 7445,
      "uploaded_at": "2025-01-12 09:58:55"
    },
    {
      "id": 217,
      "dispute_id": 178,
      "doc_type": "receipt",
      "file_size_kb": 5592,
      "uploaded_at": "2025-05-28 13:30:53"
    },
    {
      "id": 218,
      "dispute_id": 70,
      "doc_type": "receipt",
      "file_size_kb": 4914,
      "uploaded_at": "2025-01-10 13:45:40"
    },
    {
      "id": 219,
      "dispute_id": 209,
      "doc_type": "delivery_proof",
      "file_size_kb": 4781,
      "uploaded_at": "2025-02-20 12:22:42"
    },
    {
      "id": 220,
      "dispute_id": 242,
      "doc_type": "customer_correspondence",
      "file_size_kb": 4787,
      "uploaded_at": "2025-03-05 10:58:06"
    },
    {
      "id": 221,
      "dispute_id": 16,
      "doc_type": "receipt",
      "file_size_kb": 649,
      "uploaded_at": "2025-01-07 10:47:46"
    },
    {
      "id": 222,
      "dispute_id": 245,
      "doc_type": "customer_correspondence",
      "file_size_kb": 559,
      "uploaded_at": "2025-02-07 11:28:51"
    },
    {
      "id": 223,
      "dispute_id": 54,
      "doc_type": "customer_correspondence",
      "file_size_kb": 3646,
      "uploaded_at": "2025-05-28 11:34:56"
    },
    {
      "id": 224,
      "dispute_id": 167,
      "doc_type": "delivery_proof",
      "file_size_kb": 146,
      "uploaded_at": "2025-01-29 14:24:36"
    },
    {
      "id": 225,
      "dispute_id": 54,
      "doc_type": "delivery_proof",
      "file_size_kb": 20,
      "uploaded_at": "2025-05-31 16:50:16"
    }
  ]
}
